Find a job 
Featured Companies 
Featured Universities 
For Companies At a Glance
- Tasks: Design and implement innovative payment solutions while leading business analysis activities.
- Company: Join Ascendion, a global leader in AI-first software engineering services.
- Benefits: Enjoy competitive salary, career growth, and the chance to work with cutting-edge technology.
- Why this job: Make a real impact in the fintech world by modernising payment systems.
- Qualifications: 10+ years in payment architecture and strong business analysis skills required.
- Other info: Collaborative environment with opportunities to engage with regulators and industry leaders.
The predicted salary is between 36000 - 60000 ÂŁ per year.
Payment/Solution Architect (with business analysis expertise)
We are seeking a Payments/Solution Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
Required Skills & Experience
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
About Us
- Ascendion is a global, leading provider of AI-first software engineering services, delivering transformative solutions across North America, APAC, and Europe. We are headquartered in New Jersey. We combine technology and talent to deliver tech debt relief, improve engineering productivity solutions, and accelerate time to value, driving our clients’ digital journeys with efficiency and velocity. Guided by our “Engineering to the power of AI” [EngineeringAI] methodology, we integrate AI into software engineering, enterprise operations, and talent orchestration, to address critical challenges of trust, speed, and capital. For more information, please go to www.ascendion.com.
Seniority level
- Mid-Senior level
Employment type
- Full-time
Job function
- Business Development, Finance, and Information Technology
Industries
- Financial Services, Banking, and Investment Banking
#J-18808-Ljbffr
Payment/Solution Architect (with business analysis expertise) employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payment/Solution Architect (with business analysis expertise)
✨Tip Number 1
Network like a pro! Get out there and connect with folks in the payments and fintech space. Attend industry events, webinars, or even local meetups. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Tip Number 2
Show off your expertise! When you get the chance to chat with potential employers, make sure to highlight your experience with SEPA, RTGS, and ISO 20022. Share specific examples of how you've tackled challenges in payment architecture and business analysis.
✨Tip Number 3
Don’t just apply anywhere—apply through our website! We love seeing candidates who are genuinely interested in joining us at Ascendion. Tailor your application to showcase how your skills align with our mission of delivering transformative solutions.
✨Tip Number 4
Prepare for interviews by brushing up on your knowledge of payment systems and regulations. Be ready to discuss how you’ve led projects in real-time payment processing or API integrations. Confidence is key, so practice makes perfect!
We think you need these skills to ace Payment/Solution Architect (with business analysis expertise)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Use keywords from the job description to show we’re on the same page!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share specific examples of your work with SEPA, RTGS, or ISO 20022 migration. Let us see how you can add value to our team.
Showcase Your Technical Skills: Don’t forget to mention your hands-on experience with payment orchestration and real-time payments. We want to know how you’ve tackled challenges in the past!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and get the ball rolling on your journey with us!
How to prepare for a job interview at Ascendion
✨Know Your Payment Systems Inside Out
Make sure you brush up on your knowledge of payment systems like SEPA, RTGS, and ACH. Be ready to discuss how these systems work and their implications for business analysis. This will show that you’re not just familiar with the terms but can also apply them in real-world scenarios.
✨Prepare for Technical Questions
Expect technical questions related to ISO 20022 migration and SWIFT messaging. We recommend reviewing case studies or examples from your past experiences where you successfully led similar projects. This will help you articulate your expertise clearly during the interview.
✨Engage with Stakeholders
Since this role involves collaboration with various stakeholders, think of examples where you’ve effectively engaged with regulators or internal teams. Prepare to discuss how you navigated challenges and ensured smooth communication, as this will highlight your leadership skills.
✨Showcase Your Agile Experience
Given the emphasis on Agile methodologies, be ready to share specific instances where you worked in cross-functional teams. Discuss how you adapted to changes and contributed to project success, demonstrating your flexibility and teamwork abilities.
