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- Tasks: Design and implement cutting-edge payment solutions while leading modernization initiatives.
- Company: Join Ascendion, a global leader in AI-first software engineering transforming digital journeys.
- Benefits: Enjoy a full-time role with opportunities for growth in a dynamic tech environment.
- Why this job: Be at the forefront of payment innovation, collaborating with top industry stakeholders.
- Qualifications: 10+ years in Payment Architecture and Business Analysis, with expertise in SEPA and SWIFT.
- Other info: Work in a collaborative Agile environment, engaging with cross-functional teams.
The predicted salary is between 48000 - 84000 £ per year.
- We are seeking a Payments Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis.
- The ideal candidate should have experience in SEPA (SCT & Instant), RTGS, ACH, ISO 20022 migration, SWIFT messaging (MT/MX), and cross-border payments.
- This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, RTGS, ACH, & TARGET2.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
Experience in Corporate Banking with the following products would be ideal:
- 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, RTGS, ACH, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
About Us:
- Ascendion is a global, leading provider of AI-first software engineering services, delivering transformative solutions across North America, APAC, and Europe. We are headquartered in New Jersey. We combine technology and talent to deliver tech debt relief, improve engineering productivity solutions, and accelerate time to value, driving our clients’ digital journeys with efficiency and velocity. Guided by our “Engineering to the power of AI” (EngineeringAI) methodology, we integrate AI into software engineering, enterprise operations, and talent orchestration, to address critical challenges of trust, speed, and capital. For more information, please go to
Seniority level
- Mid-Senior level
Employment type
- Full-time
Job function
- Engineering, Information Technology, and Other
Industries
- Financial Services, Banking, and Investment Banking
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Payment Solution Architect employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payment Solution Architect
✨Tip Number 1
Make sure to stay updated on the latest trends and regulations in payment systems, especially SEPA, RTGS, and ISO 20022. This knowledge will not only help you during interviews but also demonstrate your commitment to the field.
✨Tip Number 2
Network with professionals in the banking and fintech sectors. Attend industry conferences or webinars focused on payment solutions to connect with potential colleagues and learn about the latest innovations.
✨Tip Number 3
Prepare to discuss specific projects where you've led payment architecture initiatives. Be ready to explain your role in ISO 20022 migrations or real-time payment processing, as these experiences are crucial for this position.
✨Tip Number 4
Familiarize yourself with Ascendion's approach to AI in software engineering. Understanding how they integrate AI into payment solutions can give you an edge in demonstrating your alignment with their values and methodologies.
We think you need these skills to ace Payment Solution Architect
Some tips for your application 🫡
Highlight Relevant Experience: Make sure to emphasize your 10+ years of experience in Payment Architecture, Solution Design, and Business Analysis. Detail your expertise in SEPA SCT & Instant, RTGS, ACH, and SWIFT messaging, as these are crucial for the role.
Showcase Technical Leadership: Demonstrate your ability to lead ISO 20022 migration projects and payment system modernization initiatives. Include specific examples of how you've driven real-time payment processing and API-based integrations.
Engage with Stakeholders: Illustrate your experience working with regulators, payment schemes, and cross-functional teams. Highlight instances where you successfully collaborated with various stakeholders to implement payment solutions.
Conduct Gap Analysis: Provide examples of your proficiency in requirement gathering, process mapping, and gap analysis. This will show your capability to ensure completeness and accuracy in payment system implementations.
How to prepare for a job interview at Ascendion
✨Showcase Your Technical Expertise
Be prepared to discuss your experience with payment system architecture, including SEPA, RTGS, and ISO 20022. Highlight specific projects where you led the design and implementation of payment solutions, demonstrating your technical leadership.
✨Understand Regulatory Frameworks
Familiarize yourself with the regulatory environment surrounding payment systems. Be ready to explain how you've engaged with regulators and payment schemes in past roles, showcasing your ability to navigate compliance and participation in payment networks.
✨Demonstrate Business Analysis Skills
Prepare examples of how you've conducted gap analysis and requirement validation in previous projects. Discuss your approach to functional requirement gathering and process reengineering, emphasizing your analytical skills and attention to detail.
✨Engage with Stakeholders Effectively
Highlight your experience working with cross-functional teams and various stakeholders, including IT, operations, and regulatory bodies. Share examples of how you've facilitated collaboration to ensure smooth implementation of payment solutions.
