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- Tasks: Design and implement innovative payment solutions while leading business analysis activities.
- Company: Join a leading fintech company shaping the future of payments.
- Benefits: Attractive salary, flexible working options, and opportunities for professional growth.
- Why this job: Be at the forefront of payment technology and make a significant impact in the industry.
- Qualifications: 15+ years in payment architecture and strong analytical skills required.
- Other info: Collaborative environment with a focus on modernising payment systems.
The predicted salary is between 72000 - 108000 £ per year.
We are seeking a Payments SME/Solution Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), Faster Payment, ISO 20022, SWIFT messaging (MT/MX), and domestic/cross-border payments.
This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, Faster Payment, & TARGET2.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- 15+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, Faster Payment, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Payment SME/Architect (with BA expertise) employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payment SME/Architect (with BA expertise)
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at events. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Show off your expertise! Prepare to discuss your experience with SEPA, ISO 20022, and payment systems in detail. We want to see how you can bring your knowledge to the table during interviews, so practice articulating your thoughts clearly.
✨Tip Number 3
Tailor your approach! When you’re applying through our website, make sure to highlight your relevant skills and experiences that align with the job description. We love seeing candidates who take the time to customise their applications.
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way. It shows your enthusiasm for the role and keeps you fresh in the interviewer's mind. We appreciate candidates who take that extra step!
We think you need these skills to ace Payment SME/Architect (with BA expertise)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to highlight your experience in payment systems and business analysis. Use keywords from the job description, like SEPA, ISO 20022, and real-time payments, to show we’re on the same page.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share specific examples of your past projects related to payment architecture and how you’ve led successful implementations. Let us see your passion for the role!
Showcase Your Technical Skills: Don’t forget to emphasise your technical skills in payment solutions and system architecture. Mention any relevant tools or methodologies you’ve used, especially Agile, as it’s crucial for this role.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process!
How to prepare for a job interview at Ascendion
✨Know Your Payment Systems
Make sure you brush up on your knowledge of payment systems like SEPA, Faster Payments, and ISO 20022. Be ready to discuss how these systems work and their importance in the industry. This will show that you’re not just familiar with the terms but can also apply them in real-world scenarios.
✨Showcase Your Business Analysis Skills
Prepare examples from your past experiences where you successfully gathered requirements or led a project. Highlight your ability to conduct gap analysis and how you’ve improved processes. This will demonstrate your analytical skills and your capability to lead business analysis activities effectively.
✨Engage with Stakeholders
Think about how you’ve collaborated with various stakeholders in previous roles. Be ready to share specific instances where you engaged with regulators or payment schemes. This will illustrate your communication skills and your ability to navigate complex relationships in the payments landscape.
✨Stay Current with Trends
Familiarise yourself with the latest trends in payment technology and regulations. Being able to discuss recent developments or innovations in real-time payments or API integrations will show that you’re proactive and passionate about the field, making you a more attractive candidate.
