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- Tasks: Design and implement innovative payment solutions while leading business analysis activities.
- Company: Join a forward-thinking fintech company shaping the future of payments.
- Benefits: Attractive salary, flexible working options, and opportunities for professional growth.
- Why this job: Be at the forefront of payment technology and make a significant impact in the industry.
- Qualifications: 15 years in payment architecture and strong expertise in SEPA, SWIFT, and real-time payments.
- Other info: Collaborative environment with a focus on modernising payment systems and driving innovation.
The predicted salary is between 72000 - 108000 £ per year.
We are seeking a Payments SME/Solution Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), Faster Payment, ISO 20022, SWIFT messaging (MT/MX), and domestic/cross-border payments.
This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities:- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, Faster Payment, & TARGET2.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
- 15 years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, Faster Payment, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Payment SME/Architect (with BA expertise) in London employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payment SME/Architect (with BA expertise) in London
✨Tip Number 1
Network like a pro! Get out there and connect with folks in the payments industry. Attend meetups, webinars, or even just grab a coffee with someone who’s already in the game. You never know who might have the inside scoop on job openings!
✨Tip Number 2
Show off your expertise! When you’re chatting with potential employers or networking contacts, don’t hold back on sharing your knowledge about SEPA, ISO 20022, and payment systems. This will position you as a go-to person in the field and make you memorable.
✨Tip Number 3
Get involved in online communities! Join forums or LinkedIn groups focused on payment solutions and fintech. Engage in discussions, ask questions, and share your insights. This can lead to job opportunities and help you stay updated on industry trends.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got some fantastic roles that match your skills. Keep an eye on our listings and make sure to submit your application directly for the best chance of landing that dream job!
We think you need these skills to ace Payment SME/Architect (with BA expertise) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Use keywords from the job description to show we’re on the same page about what you bring to the table.
Showcase Relevant Projects: Include specific examples of projects where you've led payment solutions or worked with SEPA, ISO 20022, or SWIFT. This helps us see your hands-on experience and how you can contribute to our team.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Explain why you're passionate about payment systems and how your skills align with our needs. Keep it engaging and personal to make a lasting impression.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process.
How to prepare for a job interview at Ascendion
✨Know Your Payment Systems
Make sure you brush up on your knowledge of SEPA, Faster Payments, and ISO 20022. Be ready to discuss how these systems work and their importance in the payment landscape. This will show that you’re not just familiar with the terms but can also apply them in real-world scenarios.
✨Showcase Your Business Analysis Skills
Prepare examples from your past experiences where you successfully gathered requirements or conducted gap analysis. Highlight how you’ve led projects and collaborated with stakeholders to ensure successful payment system implementations. This will demonstrate your ability to bridge the technical and business sides effectively.
✨Engage with Real-World Scenarios
Think of potential challenges in payment architecture and be ready to discuss how you would tackle them. Whether it’s dealing with regulatory changes or implementing new technologies, showing that you can think critically about real-world issues will set you apart.
✨Familiarise Yourself with Agile Methodologies
Since this role involves working with cross-functional teams, be prepared to discuss your experience with Agile practices. Share specific instances where you’ve contributed to a team’s success in an Agile environment, as this will highlight your adaptability and teamwork skills.
