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- Tasks: Design and implement innovative payment solutions while leading business analysis activities.
- Company: Join a leading fintech company shaping the future of payments.
- Benefits: Attractive salary, flexible working options, and opportunities for professional growth.
- Why this job: Be at the forefront of payment technology and make a significant impact in the industry.
- Qualifications: 15+ years in payment architecture and strong expertise in SEPA, SWIFT, and real-time payments.
- Other info: Collaborative environment with a focus on modernising payment systems.
The predicted salary is between 72000 - 108000 £ per year.
We are seeking a Payments SME/Solution Architect with strong expertise in payment system architecture, clearing mechanisms, and business analysis. The ideal candidate should have experience in SEPA (SCT & Instant), Faster Payment, ISO 20022, SWIFT messaging (MT/MX), and domestic/cross-border payments. This role requires both technical leadership and business analysis proficiency, ensuring seamless design and implementation of payment solutions while engaging with regulators, payment schemes, and internal stakeholders.
Key Responsibilities
- Architect and design payment solutions aligned with global standards, including SEPA SCT/Instant, Faster Payment, & TARGET2.
- Lead business analysis activities, including functional requirement gathering, solution documentation, and process reengineering.
- Lead ISO 20022 migration projects, ensuring alignment with SWIFT MX and GPI standards.
- Collaborate with regulators and payment schemes to facilitate direct or indirect participation in payment networks.
- Conduct gap analysis and requirement validation to ensure completeness and accuracy in payment system implementations.
- Drive payment system modernization initiatives, including real-time payment processing, accelerated settlements, and API-based payment integrations.
Required Skills & Experience
- 15+ years of experience in Payment Architecture, Solution Design, and Business Analysis within the banking or fintech sector.
- Expertise in SEPA SCT & Instant, Faster Payment, SWIFT (MT/MX), ISO 20022, and real-time payments.
- Strong knowledge of payment settlement mechanisms and FX integration.
- Experience working with payment system regulators and payment scheme participation (direct/indirect).
- Proficiency in requirement gathering, process mapping, and gap analysis to identify and mitigate missed requirements.
- Hands-on experience with payment orchestration, billing integration, and high-value/low-value payment processing.
- Experience in Agile methodologies, working with cross-functional teams in a financial institution or fintech environment.
- Ability to engage with stakeholders across business, operations, IT, and regulatory bodies to ensure smooth implementation of payment solutions.
Payment SME/Architect (with BA expertise) in City of London employer: Ascendion
Contact Detail:
Ascendion Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Payment SME/Architect (with BA expertise) in City of London
✨Tip Number 1
Network like a pro! Get out there and connect with industry professionals on LinkedIn or at events. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Show off your expertise! Prepare a portfolio or case studies showcasing your experience in payment systems and architecture. We want to see how you've tackled challenges and delivered solutions in the past.
✨Tip Number 3
Practice makes perfect! Get ready for those interviews by rehearsing common questions related to payment systems and business analysis. We suggest doing mock interviews with friends or mentors to boost your confidence.
✨Tip Number 4
Apply through our website! We’ve got loads of opportunities waiting for you. By applying directly, you’ll ensure your application gets the attention it deserves, and we can’t wait to see what you bring to the table!
We think you need these skills to ace Payment SME/Architect (with BA expertise) in City of London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights your experience in payment system architecture and business analysis. Use keywords from the job description, like SEPA, ISO 20022, and real-time payments, to show we’re on the same page.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Share specific examples of your past projects related to payment solutions and how you’ve engaged with stakeholders. Let us see your passion for the role!
Showcase Your Technical Skills: Don’t forget to mention your technical expertise in payment mechanisms and any relevant tools or methodologies you’ve used. We want to know how you can lead our payment system modernization initiatives.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process!
How to prepare for a job interview at Ascendion
✨Know Your Payment Systems Inside Out
Make sure you brush up on your knowledge of SEPA, Faster Payments, and ISO 20022. Be ready to discuss how these systems work and their implications for payment architecture. This will show that you’re not just familiar with the terms but can also apply them in real-world scenarios.
✨Prepare for Technical Questions
Expect to dive deep into technical discussions about payment solutions and system architecture. Review your past projects and be prepared to explain your role in them, especially around design and implementation. Use specific examples to illustrate your expertise.
✨Showcase Your Business Analysis Skills
Highlight your experience in requirement gathering and process reengineering. Be ready to discuss how you've conducted gap analysis in previous roles and how it led to successful project outcomes. This will demonstrate your ability to bridge the gap between technical and business needs.
✨Engage with Stakeholders
Since this role involves collaboration with various stakeholders, prepare to talk about your experience working with regulators and payment schemes. Share examples of how you’ve successfully navigated complex stakeholder environments to implement payment solutions.
