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- Tasks: Underwrite art-secured loans and manage borrower relationships in a dynamic environment.
- Company: Join Artscapy Finance, a fast-growing art-backed lending startup.
- Benefits: Competitive salary, commissions, private health insurance, and flexible working.
- Why this job: Shape your career in the exciting intersection of finance and the art market.
- Qualifications: 5–7 years experience in underwriting or secured lending, with a passion for art.
- Other info: Collaborative culture where your creative ideas can thrive.
The predicted salary is between 36000 - 60000 £ per year.
Artscapy Finance Limited ("Artscapy Finance" or "AF") is the dedicated art-backed lending arm of the Artscapy group. Operating alongside the Artscapy platform, AF originates, underwrites and manages secured loans backed by fine art collateral, enabling collectors and art-market participants to unlock liquidity by pledging their artworks as collateral in securitised borrowing. AF leverages the broader Artscapy ecosystem including valuation, provenance, portfolio tools, advisory, logistics, storage and sales execution to deliver a fast, secure and institutional-quality credit process.
The Loan Underwriter will play a key role in originating, underwriting and executing art-backed loans at Artscapy Finance. This position is central to ensuring consistent credit quality, disciplined risk management, and scalable deployment of capital through AF's securitised lending model. The role sits at the intersection of credit analysis, secured lending execution, collateral due diligence, and borrower relationship management, working closely with internal stakeholders across underwriting, compliance, logistics, and the wider Artscapy platform. The ideal candidate will have 5–7+ years of professional experience, including 1–3+ years in secured lending / asset-backed lending, and strong interest and familiarity with the art market. Prior experience in art-secured lending is highly preferred.
Key responsibilities- Underwrite art-secured loans (credit assessment, structuring, pricing, risk analysis)
- Prepare credit memos and present recommendations internally
- Conduct / coordinate collateral due diligence (title, provenance, authenticity, valuation inputs)
- Support loan execution through closing (documentation, conditions, drawdown coordination)
- Monitor loans post-close (LTV movement, collateral oversight, reporting)
- Help originate new deals by sourcing and engaging collectors, advisors, introducers and intermediaries
- 5–7+ years professional experience in relevant fields (underwriting / credit / secured lending preferred)
- 1–3+ years experience in secured lending / ABL preferred
- Strong understanding of structured / securitised lending
- Genuine interest in art and familiarity with the art market
- Highly preferred: prior experience in art-secured lending
- Experience in engaging potential borrowers and structuring underwriting opportunities
- Commercial mindset and confidence engaging borrowers directly
- Strong numerical skills, attention to detail, and ownership mentality
- Competitive salary
- Commissions
- Private health insurance
- Great exposure to a fast-growing art-tech startup with enthusiastic founders and core team
- Flexible working
- The chance to shape your professional development path and grow within a bigger organisation
- A collegial and collaborative environment to propose creative ideas
Interested? We look forward to receiving your application at careers@artscapy.com
Loan Underwriter (Art-secured lending) in London employer: Artscapy
Contact Detail:
Artscapy Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Loan Underwriter (Art-secured lending) in London
✨Tip Number 1
Network like a pro! Reach out to your connections in the art and finance sectors. Attend industry events, exhibitions, or even online webinars. The more people you know, the better your chances of landing that Loan Underwriter role at Artscapy Finance.
✨Tip Number 2
Show off your expertise! Prepare to discuss your experience in secured lending and the art market during interviews. Bring examples of past successes and how you've managed risk in previous roles. This will demonstrate your fit for the position.
✨Tip Number 3
Be proactive! Don’t just wait for job openings to pop up. Reach out directly to Artscapy Finance and express your interest in the Loan Underwriter position. A personal touch can make all the difference and show your enthusiasm for the role.
✨Tip Number 4
Follow up after interviews! Send a thank-you email to express your appreciation for the opportunity to interview. This not only shows good manners but also keeps you on their radar as they make their decision.
We think you need these skills to ace Loan Underwriter (Art-secured lending) in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Loan Underwriter role. Highlight your experience in secured lending and any relevant skills that match what we're looking for. We want to see how your background aligns with our needs!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to express your genuine interest in art and the art market, and explain why you’re excited about the opportunity at Artscapy Finance. Let us know what makes you the perfect fit!
Showcase Your Analytical Skills: Since the role involves credit assessment and risk analysis, be sure to highlight your numerical skills and attention to detail in your application. We love candidates who can demonstrate their analytical prowess!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It helps us keep track of applications better and ensures you don’t miss out on any important updates from us!
How to prepare for a job interview at Artscapy
✨Know Your Art Market
Make sure you brush up on your knowledge of the art market before the interview. Familiarise yourself with current trends, key players, and recent sales. This will not only show your genuine interest in art but also demonstrate that you understand the context in which Artscapy Finance operates.
✨Master the Numbers
As a Loan Underwriter, you'll need strong numerical skills. Prepare to discuss your experience with credit analysis and risk assessment. Bring examples of how you've successfully structured loans or managed collateral in the past. Being able to articulate your thought process will impress the interviewers.
✨Showcase Your Relationship Skills
Engaging with borrowers is a key part of this role. Think of examples where you've built strong relationships in previous positions. Be ready to discuss how you approach borrower engagement and what strategies you use to ensure successful outcomes.
✨Prepare for Scenario Questions
Expect scenario-based questions that test your problem-solving abilities in underwriting situations. Practice articulating how you would handle specific challenges related to art-secured lending. This will help you demonstrate your critical thinking and decision-making skills effectively.
