At a Glance
- Tasks: Analyse credit profiles and support investment risk decision-making in a dynamic environment.
- Company: Global insurance company with a focus on innovation and collaboration.
- Benefits: Hybrid working, strong development opportunities, and exposure to global markets.
- Other info: Inclusive workplace encouraging diverse applicants and professional growth.
- Why this job: Join a supportive team and make an impact in the world of finance and risk management.
- Qualifications: Degree in Finance or related field; analytical skills and attention to detail required.
The predicted salary is between 45000 - 55000 £ per year.
As a Credit Risk Analyst within a global insurance company's Enterprise Risk Management function, you will support the insurance investment risk team through a range of analytical and reporting responsibilities. You will contribute to the assessment of creditworthiness across multiple asset classes and issuers, helping to inform risk-based decision-making across life and non-life portfolios.
This role offers exposure to structured and private credit, fixed income markets, and insurance balance sheet risk management, working closely with Investment, Finance, and Actuarial teams.
Key Responsibilities- Credit Analysis & Monitoring
- Assess credit profiles of life and non-life investment portfolios using financial statements and external rating agency data.
- Develop and maintain credit risk indicators to monitor portfolio-level risks.
- Support analysis of structured credit, private credit, and other fixed income assets through cash flow modelling and market research.
- Reporting & Committee Support
- Prepare credit reports, dashboards, and committee materials for governance forums (e.g., watchlists, investment committees, asset-liability management, and valuation committees).
- Contribute to periodic portfolio reviews and performance analysis for senior stakeholders.
- Data & Risk Support
- Maintain credit rating databases and support monthly rating validation processes.
- Assist with regulatory and capital reporting requirements (including solvency and capital models).
- Provide data and analytical inputs for stress testing, impairment assessments, and capital modelling assumptions (e.g., default and migration assumptions).
- Collaboration & Communication
- Work closely with colleagues across Risk, Finance, Actuarial, and Investment teams to ensure data accuracy and consistency.
- Present findings clearly to both technical and non-technical stakeholders.
- Provide general analytical and administrative support to the wider team as required.
- Bachelor’s degree in Finance, Economics, Accounting, Business, or a related discipline (postgraduate qualification advantageous).
- Strong analytical and quantitative capabilities with excellent attention to detail.
- Advanced MS Excel skills and proficiency in PowerPoint; experience with financial modelling and data analysis.
- Strong written and verbal communication skills.
- Ability to manage multiple priorities and meet deadlines effectively.
- Collaborative mindset with willingness to learn and develop professionally.
- Proactive approach to learning and continuous improvement.
- Internship or experience in insurance, investment risk, structured credit, or quantitative/data analysis roles.
- Understanding of structured credit, real estate, or fixed income instruments.
- Familiarity with insurance concepts and terminology.
- Exposure to SQL and/or Python for data handling and analysis.
- Exposure to a global insurance and investment risk environment.
- Experience across both life and non-life portfolios.
- Collaborative and supportive team culture.
- Strong development opportunities in credit and investment risk analytics.
- Networking exposure across investment and actuarial professionals.
- Adherence to all relevant internal compliance policies and procedures.
- Completion of required compliance training.
- Use of compliance tools and resources as part of daily responsibilities.
- Prompt reporting of any compliance concerns or issues.
The organisation is an equal opportunities employer and is committed to creating an inclusive working environment. Applicants from all backgrounds are encouraged to apply, and reasonable adjustments will be made where needed during the recruitment process.
Credit Risk Analyst in London employer: Arthur Recruitment
Contact Detail:
Arthur Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst in London
✨Tip Number 1
Network like a pro! Reach out to professionals in the insurance and investment risk sectors on LinkedIn. Join relevant groups and participate in discussions to get your name out there and show your interest in the field.
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Make sure you can confidently discuss credit analysis, financial modelling, and data handling. Practise explaining complex concepts in simple terms – it’ll impress both technical and non-technical interviewers!
✨Tip Number 3
Don’t just apply anywhere; focus on companies that align with your career goals. Use our website to find roles that excite you and match your skills. Tailor your approach to each company’s culture and values to stand out!
✨Tip Number 4
Follow up after interviews! A quick thank-you email can go a long way in keeping you top of mind. Mention something specific from your conversation to show you were engaged and are genuinely interested in the role.
We think you need these skills to ace Credit Risk Analyst in London
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight relevant experience, especially in credit analysis and financial modelling. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a great fit for our team. Keep it concise but impactful!
Showcase Your Analytical Skills: Since this role involves a lot of data analysis, be sure to mention any specific tools or methodologies you've used. If you've worked with Excel, SQL, or Python, let us know how you've applied these skills in past roles.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets to us quickly and efficiently. Plus, you’ll find all the details you need about the role there!
How to prepare for a job interview at Arthur Recruitment
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial statements and credit profiles. Brush up on your analytical skills and be ready to discuss how you assess creditworthiness. Prepare examples of how you've used data analysis in past roles or projects.
✨Master the Tools
Familiarity with MS Excel is crucial, so make sure you're comfortable with advanced functions and financial modelling. If you have experience with SQL or Python, be prepared to talk about how you've used these tools for data handling and analysis.
✨Communicate Clearly
You'll need to present findings to both technical and non-technical stakeholders. Practice explaining complex concepts in simple terms. Think of examples where you've successfully communicated your analysis to different audiences.
✨Show Your Collaborative Spirit
This role involves working closely with various teams. Be ready to discuss how you've collaborated in the past, especially in cross-functional settings. Highlight your willingness to learn and adapt, as this will resonate well with the interviewers.