At a Glance
- Tasks: Analyse credit risk and support investment decisions in a dynamic financial environment.
- Company: Global insurance company with a focus on innovation and collaboration.
- Benefits: Hybrid working, strong development opportunities, and exposure to global markets.
- Other info: Inclusive workplace encouraging diverse applicants and professional growth.
- Why this job: Join a supportive team and make an impact in credit risk analytics.
- Qualifications: Degree in Finance or related field; strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
As a Credit Risk Analyst within a global insurance company's Enterprise Risk Management function, you will support the insurance investment risk team through a range of analytical and reporting responsibilities. You will contribute to the assessment of creditworthiness across multiple asset classes and issuers, helping to inform risk-based decision-making across life and non-life portfolios.
This role offers exposure to structured and private credit, fixed income markets, and insurance balance sheet risk management, working closely with Investment, Finance, and Actuarial teams.
Key Responsibilities- Credit Analysis & Monitoring
- Assess credit profiles of life and non-life investment portfolios using financial statements and external rating agency data.
- Develop and maintain credit risk indicators to monitor portfolio-level risks.
- Support analysis of structured credit, private credit, and other fixed income assets through cash flow modelling and market research.
- Reporting & Committee Support
- Prepare credit reports, dashboards, and committee materials for governance forums (e.g., watchlists, investment committees, asset-liability management, and valuation committees).
- Contribute to periodic portfolio reviews and performance analysis for senior stakeholders.
- Data & Risk Support
- Maintain credit rating databases and support monthly rating validation processes.
- Assist with regulatory and capital reporting requirements (including solvency and capital models).
- Provide data and analytical inputs for stress testing, impairment assessments, and capital modelling assumptions (e.g., default and migration assumptions).
- Collaboration & Communication
- Work closely with colleagues across Risk, Finance, Actuarial, and Investment teams to ensure data accuracy and consistency.
- Present findings clearly to both technical and non-technical stakeholders.
- Provide general analytical and administrative support to the wider team as required.
- Bachelor’s degree in Finance, Economics, Accounting, Business, or a related discipline (postgraduate qualification advantageous).
- Strong analytical and quantitative capabilities with excellent attention to detail.
- Advanced MS Excel skills and proficiency in PowerPoint; experience with financial modelling and data analysis.
- Strong written and verbal communication skills.
- Ability to manage multiple priorities and meet deadlines effectively.
- Collaborative mindset with willingness to learn and develop professionally.
- Proactive approach to learning and continuous improvement.
- Internship or experience in insurance, investment risk, structured credit, or quantitative/data analysis roles.
- Understanding of structured credit, real estate, or fixed income instruments.
- Familiarity with insurance concepts and terminology.
- Exposure to SQL and/or Python for data handling and analysis.
- Exposure to a global insurance and investment risk environment.
- Experience across both life and non-life portfolios.
- Collaborative and supportive team culture.
- Strong development opportunities in credit and investment risk analytics.
- Networking exposure across investment and actuarial professionals.
- Adherence to all relevant internal compliance policies and procedures.
- Completion of required compliance training.
- Use of compliance tools and resources as part of daily responsibilities.
- Prompt reporting of any compliance concerns or issues.
The organisation is an equal opportunities employer and is committed to creating an inclusive working environment. Applicants from all backgrounds are encouraged to apply, and reasonable adjustments will be made where needed during the recruitment process.
Credit Risk Analyst - Financial Services employer: Arthur Recruitment
Contact Detail:
Arthur Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst - Financial Services
✨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant online forums, and don’t be shy about reaching out to professionals on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Ace the Interview
Prepare for your interviews by researching the company and practising common interview questions. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers. Show them your analytical skills and how you can contribute to their team!
✨Follow Up
After your interview, don’t forget to send a thank-you email! It’s a great way to express your appreciation and reiterate your interest in the role. Plus, it keeps you fresh in their minds as they make their decision.
✨Apply Through Our Website
Make sure to apply directly through our website for the best chance of getting noticed. We’re always on the lookout for passionate candidates who fit our culture, so don’t hesitate to showcase your skills and enthusiasm for the Credit Risk Analyst role!
We think you need these skills to ace Credit Risk Analyst - Financial Services
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experiences that match the Credit Risk Analyst role. Highlight your analytical capabilities, especially in finance and risk management, to show us you’re the right fit!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk analysis and how your background aligns with our needs. Keep it concise but impactful!
Showcase Your Skills: Don’t forget to mention your advanced MS Excel skills and any experience with financial modelling or data analysis. We love seeing candidates who can handle numbers and present findings clearly!
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process!
How to prepare for a job interview at Arthur Recruitment
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial statements and credit profiles. Brush up on your financial analysis skills and be ready to discuss how you assess creditworthiness. Prepare examples of how you've used data to inform decisions in past roles.
✨Master the Tools
Familiarise yourself with advanced MS Excel functions and any relevant software like SQL or Python. Be prepared to demonstrate your proficiency during the interview, as these skills are crucial for data handling and analysis in this role.
✨Communicate Clearly
You’ll need to present findings to both technical and non-technical stakeholders. Practice explaining complex concepts in simple terms. Think about how you can convey your analytical insights effectively, as strong communication is key in this position.
✨Show Your Collaborative Spirit
This role involves working closely with various teams. Be ready to share examples of how you've successfully collaborated in the past. Highlight your proactive approach to learning and how you contribute to a supportive team culture.