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- Tasks: Analyse credit risk and support investment decisions in a dynamic insurance environment.
- Company: Global insurance company with a focus on innovation and collaboration.
- Benefits: Hybrid working, strong development opportunities, and networking with industry professionals.
- Other info: Inclusive workplace encouraging applicants from all backgrounds.
- Why this job: Gain hands-on experience in credit risk analysis and make an impact in the finance sector.
- Qualifications: Bachelor’s degree in Finance or related field; strong analytical skills required.
The predicted salary is between 45000 - 55000 £ per year.
As a Credit Risk Analyst within a global insurance company's Enterprise Risk Management function, you will support the insurance investment risk team through a range of analytical and reporting responsibilities. You will contribute to the assessment of creditworthiness across multiple asset classes and issuers, helping to inform risk-based decision-making across life and non-life portfolios.
This role offers exposure to structured and private credit, fixed income markets, and insurance balance sheet risk management, working closely with Investment, Finance, and Actuarial teams.
Key Responsibilities- Credit Analysis & Monitoring
- Assess credit profiles of life and non-life investment portfolios using financial statements and external rating agency data.
- Develop and maintain credit risk indicators to monitor portfolio-level risks.
- Support analysis of structured credit, private credit, and other fixed income assets through cash flow modelling and market research.
- Reporting & Committee Support
- Prepare credit reports, dashboards, and committee materials for governance forums (e.g., watchlists, investment committees, asset-liability management, and valuation committees).
- Contribute to periodic portfolio reviews and performance analysis for senior stakeholders.
- Data & Risk Support
- Maintain credit rating databases and support monthly rating validation processes.
- Assist with regulatory and capital reporting requirements (including solvency and capital models).
- Provide data and analytical inputs for stress testing, impairment assessments, and capital modelling assumptions (e.g., default and migration assumptions).
- Collaboration & Communication
- Work closely with colleagues across Risk, Finance, Actuarial, and Investment teams to ensure data accuracy and consistency.
- Present findings clearly to both technical and non-technical stakeholders.
- Provide general analytical and administrative support to the wider team as required.
- Bachelor’s degree in Finance, Economics, Accounting, Business, or a related discipline (postgraduate qualification advantageous).
- Strong analytical and quantitative capabilities with excellent attention to detail.
- Advanced MS Excel skills and proficiency in PowerPoint; experience with financial modelling and data analysis.
- Strong written and verbal communication skills.
- Ability to manage multiple priorities and meet deadlines effectively.
- Collaborative mindset with willingness to learn and develop professionally.
- Proactive approach to learning and continuous improvement.
- Internship or experience in insurance, investment risk, structured credit, or quantitative/data analysis roles.
- Understanding of structured credit, real estate, or fixed income instruments.
- Familiarity with insurance concepts and terminology.
- Exposure to SQL and/or Python for data handling and analysis.
- Exposure to a global insurance and investment risk environment.
- Experience across both life and non-life portfolios.
- Collaborative and supportive team culture.
- Strong development opportunities in credit and investment risk analytics.
- Networking exposure across investment and actuarial professionals.
- Adherence to all relevant internal compliance policies and procedures.
- Completion of required compliance training.
- Use of compliance tools and resources as part of daily responsibilities.
- Prompt reporting of any compliance concerns or issues.
The organisation is an equal opportunities employer and is committed to creating an inclusive working environment. Applicants from all backgrounds are encouraged to apply, and reasonable adjustments will be made where needed during the recruitment process.
Credit Risk Analyst - Business Banking employer: Arthur Recruitment
Contact Detail:
Arthur Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Risk Analyst - Business Banking
✨Tip Number 1
Network like a pro! Reach out to professionals in the credit risk and insurance sectors on LinkedIn. A friendly message can go a long way, and you never know who might have the inside scoop on job openings.
✨Tip Number 2
Prepare for interviews by brushing up on your technical skills. Make sure you can confidently discuss credit analysis, financial modelling, and data handling. Practise explaining complex concepts in simple terms – it’ll impress both technical and non-technical interviewers!
✨Tip Number 3
Showcase your analytical prowess! Bring examples of your past work or projects that highlight your skills in credit risk assessment and reporting. Use visuals if you can – a well-prepared presentation can really set you apart.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search. Let’s get you that Credit Risk Analyst role!
We think you need these skills to ace Credit Risk Analyst - Business Banking
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Risk Analyst role. Highlight relevant experience and skills that match the job description, especially in credit analysis and reporting. We want to see how you can contribute to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about credit risk and how your background makes you a great fit for us. Keep it concise but impactful, and don’t forget to mention your collaborative mindset.
Showcase Your Analytical Skills: Since this role involves a lot of data analysis, make sure to showcase your analytical skills in your application. Mention any relevant tools or software you’re proficient in, like Excel or SQL, and provide examples of how you've used them in past roles.
Apply Through Our Website: We encourage you to apply through our website for the best chance of getting noticed. It’s straightforward and ensures your application goes directly to us. Plus, we love seeing candidates who take the initiative to connect with us directly!
How to prepare for a job interview at Arthur Recruitment
✨Know Your Numbers
As a Credit Risk Analyst, you'll be dealing with financial statements and credit profiles. Brush up on your financial analysis skills and be ready to discuss how you assess creditworthiness. Prepare examples of past analyses you've conducted, focusing on the methodologies you used.
✨Master the Tools
Familiarise yourself with advanced MS Excel functions and any relevant software like SQL or Python. Be prepared to demonstrate your proficiency during the interview, perhaps by discussing a project where you used these tools to analyse data or create financial models.
✨Communicate Clearly
You’ll need to present findings to both technical and non-technical stakeholders. Practice explaining complex concepts in simple terms. Consider preparing a brief presentation on a relevant topic to showcase your communication skills and ability to engage diverse audiences.
✨Show Your Collaborative Spirit
This role involves working closely with various teams. Think of examples where you've successfully collaborated with others, especially in high-pressure situations. Highlight your proactive approach to learning and how you’ve contributed to team success in previous roles.