Credit Risk Analyst

Credit Risk Analyst

Full-Time 50000 - 65000 £ / year (est.) Home office (partial)
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At a Glance

  • Tasks: Analyse credit risk and support investment decisions in a dynamic insurance environment.
  • Company: Global insurance company with a focus on innovation and collaboration.
  • Benefits: Hybrid working, strong development opportunities, and exposure to global markets.
  • Other info: Inclusive workplace encouraging diverse applicants and professional growth.
  • Why this job: Make an impact in risk management while developing your analytical skills.
  • Qualifications: Degree in Finance or related field; strong analytical and communication skills.

The predicted salary is between 50000 - 65000 £ per year.

As a Credit Risk Analyst within a global insurance company's Enterprise Risk Management function, you will support the insurance investment risk team through a range of analytical and reporting responsibilities. You will contribute to the assessment of creditworthiness across multiple asset classes and issuers, helping to inform risk-based decision-making across life and non-life portfolios.

This role offers exposure to structured and private credit, fixed income markets, and insurance balance sheet risk management, working closely with Investment, Finance, and Actuarial teams.

Key Responsibilities
  • Credit Analysis & Monitoring
    • Assess credit profiles of life and non-life investment portfolios using financial statements and external rating agency data.
    • Develop and maintain credit risk indicators to monitor portfolio-level risks.
    • Support analysis of structured credit, private credit, and other fixed income assets through cash flow modelling and market research.
  • Reporting & Committee Support
    • Prepare credit reports, dashboards, and committee materials for governance forums (e.g., watchlists, investment committees, asset-liability management, and valuation committees).
    • Contribute to periodic portfolio reviews and performance analysis for senior stakeholders.
  • Data & Risk Support
    • Maintain credit rating databases and support monthly rating validation processes.
    • Assist with regulatory and capital reporting requirements (including solvency and capital models).
    • Provide data and analytical inputs for stress testing, impairment assessments, and capital modelling assumptions (e.g., default and migration assumptions).
  • Collaboration & Communication
    • Work closely with colleagues across Risk, Finance, Actuarial, and Investment teams to ensure data accuracy and consistency.
    • Present findings clearly to both technical and non-technical stakeholders.
    • Provide general analytical and administrative support to the wider team as required.
Qualifications & Experience
  • Bachelor’s degree in Finance, Economics, Accounting, Business, or a related discipline (postgraduate qualification advantageous).
  • Strong analytical and quantitative capabilities with excellent attention to detail.
  • Advanced MS Excel skills and proficiency in PowerPoint; experience with financial modelling and data analysis.
  • Strong written and verbal communication skills.
  • Ability to manage multiple priorities and meet deadlines effectively.
  • Collaborative mindset with willingness to learn and develop professionally.
  • Proactive approach to learning and continuous improvement.
Desirable Skills
  • Internship or experience in insurance, investment risk, structured credit, or quantitative/data analysis roles.
  • Understanding of structured credit, real estate, or fixed income instruments.
  • Familiarity with insurance concepts and terminology.
  • Exposure to SQL and/or Python for data handling and analysis.
What’s Offered
  • Exposure to a global insurance and investment risk environment.
  • Experience across both life and non-life portfolios.
  • Collaborative and supportive team culture.
  • Strong development opportunities in credit and investment risk analytics.
  • Networking exposure across investment and actuarial professionals.
Compliance Responsibilities
  • Adherence to all relevant internal compliance policies and procedures.
  • Completion of required compliance training.
  • Use of compliance tools and resources as part of daily responsibilities.
  • Prompt reporting of any compliance concerns or issues.

The organisation is an equal opportunities employer and is committed to creating an inclusive working environment. Applicants from all backgrounds are encouraged to apply, and reasonable adjustments will be made where needed during the recruitment process.

Credit Risk Analyst employer: Arthur Recruitment

As a Credit Risk Analyst in our London-based Enterprise Risk Management team, you will thrive in a collaborative and supportive work culture that prioritises professional growth and development. With exposure to a global insurance environment and opportunities to engage with investment and actuarial professionals, you will play a vital role in shaping risk-based decision-making while enjoying the benefits of hybrid working and a commitment to inclusivity.
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Contact Detail:

Arthur Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst

✨Tip Number 1

Network like a pro! Reach out to professionals in the insurance and investment risk sectors on LinkedIn. A friendly message can go a long way, and you never know who might have the inside scoop on job openings.

✨Tip Number 2

Prepare for interviews by brushing up on your technical skills. Make sure you can confidently discuss credit analysis, financial modelling, and data handling. Practise explaining complex concepts in simple terms – it’ll impress both technical and non-technical interviewers!

✨Tip Number 3

Showcase your analytical prowess! Bring examples of your past work or projects that highlight your ability to assess creditworthiness and manage risks. This will help you stand out as a candidate who can hit the ground running.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we love seeing candidates who are proactive about their job search!

We think you need these skills to ace Credit Risk Analyst

Credit Analysis
Financial Statement Analysis
Credit Risk Indicators Development
Cash Flow Modelling
Market Research
Reporting Skills
Data Validation
Regulatory Reporting
Stress Testing
Impairment Assessments
Collaboration
Communication Skills
Advanced MS Excel
PowerPoint Proficiency
SQL and/or Python for Data Analysis

Some tips for your application 🫡

Tailor Your CV: Make sure your CV reflects the skills and experiences that match the Credit Risk Analyst role. Highlight your analytical capabilities, attention to detail, and any relevant experience in finance or risk management.

Craft a Compelling Cover Letter: Use your cover letter to tell us why you're passionate about credit risk analysis. Share specific examples of your past work that demonstrate your ability to assess creditworthiness and support decision-making.

Showcase Your Technical Skills: Don’t forget to mention your advanced MS Excel skills and any experience with financial modelling or data analysis tools like SQL or Python. These are key for the role, so make them stand out!

Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for this exciting opportunity in our Enterprise Risk Management Team.

How to prepare for a job interview at Arthur Recruitment

✨Know Your Numbers

As a Credit Risk Analyst, you'll be dealing with financial statements and credit profiles. Brush up on your financial analysis skills and be ready to discuss how you assess creditworthiness. Prepare examples of past analyses you've conducted, focusing on the methodologies you used.

✨Master the Tools

Familiarity with MS Excel is crucial for this role. Make sure you're comfortable with advanced functions and financial modelling techniques. If you have experience with SQL or Python, be prepared to discuss how you've used these tools in data handling and analysis.

✨Communicate Clearly

You'll need to present findings to both technical and non-technical stakeholders. Practice explaining complex concepts in simple terms. Consider preparing a brief presentation on a relevant topic to showcase your communication skills during the interview.

✨Show Your Collaborative Spirit

This role involves working closely with various teams. Be ready to share examples of how you've successfully collaborated in the past. Highlight your willingness to learn from others and adapt to different working styles, as this will resonate well with the interviewers.

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