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For Companies At a Glance
- Tasks: Underwrite and grow a diverse portfolio while building strong broker relationships.
- Company: Join Pen, a dynamic underwriting business backed by Gallagher.
- Benefits: Enjoy 25+ days holiday, health plans, and employee stock options.
- Other info: Embrace diversity and inclusion in a supportive workplace culture.
- Why this job: Make impactful decisions in a fast-paced environment with real growth opportunities.
- Qualifications: Strong underwriting experience and CII/Dip CII qualification preferred.
The predicted salary is between 50000 - 65000 £ per year.
At Pen, we don’t just underwrite risk, we unlock possibility. We’re a dynamic underwriting and distribution business backed by the strength of Gallagher and powered by a belief that every challenge has a solution. With entrepreneurial energy, niche expertise, and a bold growth mindset, we’re transforming what it means to be an MGA in today’s insurance landscape.
Ready to step into a senior underwriting role where your decisions matter, your broker relationships thrive, and you can help shape growth in a fast-paced regional market? Pen Underwriting is looking for a Senior Underwriter to join our Risk Managed Commercial team in Bristol, trading with brokers across the Midlands, building long-term partnerships and becoming a trusted trading contact.
You’ll underwrite and grow a portfolio across Property Owners, Contractors Combined and Commercial Combined—combining technical underwriting with strong broker engagement to deliver profitable, sustainable growth. The role will focus on underwriting, servicing and developing new and renewal business, operating within your authority and applying sound judgement to referrals and complex cases.
You’ll play a key role in shaping trading performance, supporting the development of colleagues, and being a trusted point of contact for brokers, insurers and internal stakeholders.
How you'll make an impact:
- Manage and grow a portfolio of renewal accounts, working closely with clients to address rating and adjustment enquiries.
- Develop new business opportunities, ensuring excellent outcomes for clients, brokers, and insurers.
- Underwrite Property Owners, Contractors Combined and Commercial Combined risks, evaluating exposures, handling technical cover requests and liaising with brokers, insurers and internal teams.
- Review and approve referrals from Underwriters and Assistant Underwriters.
- Operate within your underwriting authority.
- Mentor and train junior team members, sharing your expertise to help them grow.
- Build and maintain deep product knowledge across Property Owners, Contractors Combined and Commercial Combined, ensuring consistent, high-quality underwriting decisions.
- Analyse and interpret data to compile statistics.
About You:
- Strong underwriting experience across new business and renewals, including servicing accounts and responding to technical cover and claims-related queries.
- CII/Dip CII qualification or equivalent, with A-Level education or similar.
- Confident assessing risk exposure and appetite, determining acceptance criteria and appropriate terms across complex and unfamiliar scenarios.
- Proactive communicator with strong negotiation skills and a keen eye for detail.
- Strong trading and negotiation skills, balancing customer outcomes with profitable results for brokers, Pen and insurer partners.
- Experience planning and prioritising renewals while proactively identifying and converting new business opportunities.
- Analytical and problem-solving skills.
- A positive, team-oriented attitude with a commitment to delivering excellent service.
- Eligibility to work in the UK.
Compensation and benefits:
- Minimum of 25 days holiday, plus bank holidays, and the option to ‘buy’ extra days.
- Defined contribution pension scheme, which Gallagher will also contribute to.
- Life insurance, which will pay 4x your basic annual salary, which you can top-up to 10x.
- Income protection, we’ll cover up to 50% of your annual income, with options to top up.
- Health cash plan or Private medical insurance.
We value inclusion and diversity. Inclusion and diversity (I&D) is a core part of our business, and it’s embedded into the fabric of the organization. For more than 95 years, Gallagher has led with a commitment to sustainability and to support the communities where we live and work. Gallagher embraces our employees’ diverse identities, experiences and talents, allowing us to better serve our clients and communities.
Senior Underwriter in Bristol employer: Arthur J. Gallagher & Co. (AJG)
Contact Detail:
Arthur J. Gallagher & Co. (AJG) Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Underwriter in Bristol
✨Tip Number 1
Network like a pro! Reach out to your connections in the insurance industry, especially those who work with underwriting. A friendly chat can lead to insider info about job openings or even a referral.
✨Tip Number 2
Prepare for interviews by researching Pen and its unique approach to underwriting. Understand their values and how you can contribute to their growth mindset. Tailor your answers to show how your experience aligns with their goals.
✨Tip Number 3
Showcase your expertise! Bring examples of your past successes in underwriting, especially in managing portfolios and building broker relationships. This will demonstrate your ability to deliver results and fit into their dynamic culture.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you’re genuinely interested in joining the Pen team and being part of their innovative journey.
We think you need these skills to ace Senior Underwriter in Bristol
Some tips for your application 🫡
Show Your Underwriting Skills: When you’re writing your application, make sure to highlight your underwriting experience. Talk about specific cases where you’ve assessed risk and made decisions that led to successful outcomes. We want to see how your expertise can unlock possibilities for us!
Tailor Your Application: Don’t just send a generic application! Take the time to tailor your CV and cover letter to reflect the job description. Mention how your skills align with our dynamic culture and how you can contribute to transforming the insurance landscape at Pen.
Be Authentic: Let your personality shine through in your application. We value creativity and a positive attitude, so don’t be afraid to show us who you are. Share your passion for underwriting and how you approach challenges with a growth mindset.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, it shows us you’re proactive and keen to join our team at Pen!
How to prepare for a job interview at Arthur J. Gallagher & Co. (AJG)
✨Know Your Underwriting Stuff
Make sure you brush up on your underwriting knowledge, especially around Property Owners, Contractors Combined, and Commercial Combined risks. Be ready to discuss how you've assessed risk exposure in the past and how you approach complex cases.
✨Show Off Your Broker Relationships
Pen values strong broker engagement, so come prepared with examples of how you've built and maintained successful partnerships. Highlight your negotiation skills and how you've balanced customer outcomes with profitable results.
✨Demonstrate Your Analytical Skills
Be ready to talk about how you've used data to inform your underwriting decisions. Share specific instances where your analytical skills helped you compile statistics or solve a problem, showcasing your ability to think critically.
✨Emphasise Team Collaboration
Since mentoring junior team members is part of the role, be prepared to discuss your experience in training others. Talk about how you’ve contributed to a positive team environment and how you can help shape the growth of your colleagues at Pen.