Trainee Financial Adviser - Cumbria

Type of Position: Trainee Financial Adviser – Cumbria
Pay: £24k – £30k

Trainee Financial Adviser – Cumbria

Our client is looking to welcome a Trainee Financial Adviser into their team in Cumbria, to advise clients as appropriate to their circumstances and objectives.

Specific responsibilities

1. Prospecting and contacting potential clients in accordance with the firm’s business plan
2. Making sure sufficient client information is obtained before any recommendation is made
3. Making sure you follow relevant advice and sales procedures at all times
4. Making sure portfolios are managed in accordance with the client’s mandate, objectives and the firm’s investment proposition
5. Undertaking appropriate product and market research
6. Making sure suitable recommendations are made at all times
7. Making sure all supporting documents are maintained
8. Making sure all clients are contacted in accordance with the agreed level of services offered
9. Making sure clients receive relevant documentation in a timely way
10. Dealing with client queries in an efficient and timely manner
11. Ensure that clients are treated fairly, in line with “TCF” principles
12. Identify clients who are in vulnerable or potentially vulnerable circumstances, to treat them fairly, and provide appropriate advice and adapt the services/advice provided accordingly.
13. Making sure a current statement of professional standing (SPS) is held at all times
14. Making sure relevant CPD is maintained and recorded accurately
15. Maintaining all standards of performance as required by the firm
16. Obtaining and maintaining the level of competence as required by the firm
17. Maintaining standards to ensure you remain “Fit & Proper” for the role

General responsibilities

1. Follow the firm’s compliance processes and procedures at all times, for example; T&C, complaints, financial crime, anti-money laundering, anti-bribery, data security, data protection, conflicts of interest, inducements, record keeping, best execution etc.
2. Respond to all Compliance department requests on time
3. Comply with the Financial Services and Markets Act 2000, the FCA’s Conduct rules / FCA Statements of Principle & Code of Practice and the relevant rules from the FCA at all times
4. Maintain a positive culture attitude at all times
5. Keep up to date with relevant regulatory, product, legislative and technical requirements
6. Ensure all client contact is carried out in a professional and courteous way
7. Ensure all client files are compliant on an ongoing basis
8. Ensure all client records are retained in line with the firm’s Data security / data protection / record keeping policy
9. Liaise with admin support, Paraplanners, and other team members as appropriate

Relevant experience, skills and knowledge

We expect an individual performing this role to have the following Experience, Skills, and knowledge:

1. A good understanding and knowledge / awareness of relevant legislation that affects our industry/profession
2. The ability to take on and understand the environment we operate in, and the issues this raises
3. Ability to compile reports
4. Previous experience within financial services

Qualification requirements

We expect an individual in this role to hold the following qualifications:

1. The minimum level is “level 4” Diploma with the aim of achieving Chartered status

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