Paraplanner

Our client, an independent wealth manager is looking for an experienced Paraplanner to provide financial planning support to an adviser in a successful team, assisting them in delivering an outstanding holistic financial planning service to new and existing clients.

You will be responsible for:

• Producing comprehensive and clear suitability letters for clients
• Preparing a series of lifetime cashflow models relevant to each client’s circumstances, objectives and possible financial outcomes, communicating these models to the client in person and/or in writing as requested by the Private Client Director/s, and dealing with queries and modified scenarios as required
• Gathering and analysing comprehensive, detailed information from clients, their professional advisers and others
• Constructing and producing a financial plan to address each client’s lifetime objectives in the context of these cashflow models, generally comprising contingency planning, legacy/succession planning, asset allocation/wealth management and tax planning
• Preparing for and attending some client meetings when appropriate, taking detailed written notes and following up on any technical points after the meeting. Carrying out regular reviews of clients’ financial plans, circumstances and objectives
• Dealing with technical client queries as and when they arise
• Keeping abreast and interpreting new technical information, legislative and regulatory changes from various in-house and external sources. Communicating any changes with their team to help them remain compliant with FCA and internal compliance procedures
• Liaising with other technical staff in order to ensure a consistent client experience
• Being willing and able to work to pressing deadlines, sometimes involving a level of time commitment beyond standard working hours.

Required:

• Be a resourceful and creative problem solver, capable of embracing the role quickly and progressing to working largely unsupervised
• Analyse and evaluate information in detail, and reach suitable conclusions as needed
• Demonstrate excellent written and verbal communication skills, with the ability to effectively communicate complex strategies with clarity, and with exceptional attention to detail
• Build strong proactive working relationships with the advisers, for whom they will provide technical support, and the clients and providers
• Assist the adviser and their clients in an enthusiastic and proactive forward-thinking manner using organisational, managing, and prioritising skills. A high level of organisation is important.
• Takes ownership of their responsibilities and remain confident in challenging advisers/peers where necessary to attain better client outcomes.
• Think laterally and apply new ideas and skills to their role
• Adapt quickly to changing priorities and needs and new challenges
• Remain focused and motivated to deliver an exceptional level of client service at all times
• Is professional in the workplace and always supportive and respectful to colleagues.

The successful candidate will:

• Be working in a paraplanning role involving direct contact with high net worth clients
• Have 3+ years’ experience within the independent sector of the financial services industry
• Be Diploma qualified
• Have excellent knowledge of investment, life and pensions products and current legislation
• Have a comprehensive understanding of Income Tax, CGT, IHT, Trusts and both DC and DB pension transfers
• Understand the importance and benefits of lifetime cashflow modelling
• Ideally have experience of Voyant cashflow modelling software
• Be proficient in the use of Microsoft Office packages
• Previous experience of using Intelliflo will be an advantage

This is a hybrid role working from stylish offices in London. Please email your CV to be considered for this opportunity.