Credit Risk Analyst in Wellingborough

Credit Risk Analyst in Wellingborough

Wellingborough Full-Time 30000 - 40000 £ / year (est.) No home office possible
Arkle Finance Ltd

At a Glance

  • Tasks: Transform data into insights that influence lending and pricing decisions.
  • Company: Join Arkle Finance, a growing asset finance lender with a collaborative culture.
  • Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
  • Why this job: Make a real impact in a hands-on role while developing your technical skills.
  • Qualifications: Experience in credit risk analytics and strong skills in SQL, Excel, and Power BI.
  • Other info: Be part of a diverse team committed to inclusion and sustainable growth.

The predicted salary is between 30000 - 40000 £ per year.

Wellingborough (hybrid 3 days per week onsite). If you enjoy turning data into insight that shapes real decisions, this role gives you room to grow, learn and make a visible difference. You will turn data into insight that shapes how Arkle makes lending, pricing and portfolio decisions. Working with large datasets, you’ll build clear analysis for senior stakeholders and keep core monitoring processes running smoothly. It’s a hands-on role in a small, collaborative team where your work has visible impact, your technical skills will grow and there’s a clear pathway to progress within the credit function. Hours of work are 9am to 5pm Monday to Friday with the flexibility to work from home 2 days a week.

What you’ll do:

  • Extract and manipulate large datasets using SQL, Excel and Power BI.
  • Turn raw data into insight that supports senior decision-making.
  • Keep established monitoring processes running well and suggest improvements.
  • Develop portfolio analysis, stress testing and risk trend reporting.
  • Track broker and customer behaviour to identify shifts early.

What you’ll bring:

  • Meaningful hands-on experience in credit risk analytics or business analytics.
  • Understanding of asset finance, motor finance or consumer credit, plus working knowledge of the Consumer Credit Act and CONC.
  • Familiarity with external data sources such as credit bureaus and fraud data.
  • Strong Excel and Power BI skills, with the ability to work with large datasets, automate parts of reporting and produce clear visual outputs.
  • Experience using SQL and ideally Python or similar tools.
  • Clear communication and stakeholder management skills.

Who we are:

Arkle Finance is an ambitious and growing asset finance lender supporting more than 5,000 individuals and businesses. We offer clear and reliable finance solutions and work closely with our introducers and clients to provide a friendly and consistent service. We are now in year two of our five-year growth plan. With our infrastructure renewed and strong backing from the Weatherbys Banking Group, we are focused on sustainable growth and creating long-term value for our customers and our people.

Our commitment to inclusion:

At the Weatherbys Banking Group, we’re committed to building a diverse and inclusive workplace where everyone feels respected, supported, and empowered to thrive. We believe that different perspectives and lived experiences make us stronger, and we actively welcome applications from people of all backgrounds and communities. As a proud Disability Confident Committed employer, we’re dedicated to creating an environment that’s accessible and inclusive for all. If you have a disability and meet the minimum criteria for the role, you’ll be guaranteed an interview. If you need any adjustments during the recruitment process, please let us know we are here to support you.

Credit Risk Analyst in Wellingborough employer: Arkle Finance Ltd

Arkle Finance is an excellent employer that fosters a collaborative and inclusive work culture, offering a hybrid working model that promotes flexibility and work-life balance. With a strong focus on employee growth, you will have the opportunity to develop your technical skills in credit risk analytics while making a tangible impact on lending decisions. Located in Wellingborough, our commitment to diversity and support for all employees ensures a welcoming environment where everyone can thrive.
Arkle Finance Ltd

Contact Detail:

Arkle Finance Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst in Wellingborough

✨Tip Number 1

Network like a pro! Reach out to current or former employees at Arkle Finance on LinkedIn. A friendly chat can give you insider info and maybe even a referral, which can really boost your chances.

✨Tip Number 2

Prepare for the interview by brushing up on your SQL and Excel skills. Be ready to discuss how you've turned data into insights in past roles. We want to see your analytical thinking in action!

✨Tip Number 3

Show off your communication skills! During interviews, practice explaining complex data concepts in simple terms. This will demonstrate your ability to engage with senior stakeholders effectively.

✨Tip Number 4

Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team at Arkle Finance.

We think you need these skills to ace Credit Risk Analyst in Wellingborough

SQL
Excel
Power BI
Data Manipulation
Credit Risk Analytics
Business Analytics
Consumer Credit Act Knowledge
Stakeholder Management
Python
Data Visualisation
Portfolio Analysis
Stress Testing
Risk Trend Reporting
Communication Skills
Analytical Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV speaks directly to the role of Credit Risk Analyst. Highlight your experience with SQL, Excel, and Power BI, and don’t forget to mention any relevant knowledge of the Consumer Credit Act. We want to see how your skills align with what we’re looking for!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re passionate about credit risk analytics and how you can contribute to our team. Be sure to mention specific examples of how you've turned data into insights in your previous roles.

Showcase Your Technical Skills: Since this role involves working with large datasets, make sure to highlight your technical skills clearly. If you’ve automated reporting or created visual outputs, let us know! We love seeing how you’ve used tools like SQL and Power BI to make an impact.

Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates. Plus, we love seeing applications come directly from our site!

How to prepare for a job interview at Arkle Finance Ltd

✨Know Your Data Tools

Make sure you brush up on your SQL, Excel, and Power BI skills before the interview. Be ready to discuss how you've used these tools in past roles to extract and manipulate large datasets. Having specific examples of how your analysis has influenced decision-making will really impress.

✨Understand the Industry

Familiarise yourself with asset finance, motor finance, and consumer credit. Knowing the ins and outs of the Consumer Credit Act and CONC will show that you're not just a numbers person but also understand the regulatory landscape. This knowledge can set you apart from other candidates.

✨Communicate Clearly

Since you'll be working with senior stakeholders, practice explaining complex data insights in simple terms. Think about how you can convey your findings effectively, perhaps through storytelling or visual aids. Clear communication is key in making your analysis impactful.

✨Show Your Collaborative Spirit

Arkle values teamwork, so be prepared to share examples of how you've worked collaboratively in the past. Highlight any experiences where you’ve contributed to a team project or helped improve processes. This will demonstrate that you’re a good fit for their small, collaborative environment.

Credit Risk Analyst in Wellingborough
Arkle Finance Ltd
Location: Wellingborough

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