Credit Risk Analyst

Credit Risk Analyst

Full-Time 35000 - 45000 £ / year (est.) Home office (partial)
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Arkle Finance Ltd

At a Glance

  • Tasks: Transform data into insights that drive lending and pricing decisions.
  • Company: Join Arkle Finance, a growing asset finance lender with a collaborative culture.
  • Benefits: Enjoy hybrid working, competitive salary, and opportunities for professional growth.
  • Other info: Be part of a diverse team committed to inclusion and sustainable growth.
  • Why this job: Make a real impact in a hands-on role with visible results.
  • Qualifications: Experience in credit risk analytics and strong skills in SQL, Excel, and Power BI.

The predicted salary is between 35000 - 45000 £ per year.

Wellingborough (hybrid 3 days per week onsite) If you enjoy turning data into insight that shapes real decisions, this role gives you room to grow, learn and make a visible difference. You will turn data into insight that shapes how Arkle makes lending, pricing and portfolio decisions. Working with large datasets, you’ll build clear analysis for senior stakeholders and keep core monitoring processes running smoothly. It’s a hands‑on role in a small, collaborative team where your work has visible impact, your technical skills will grow and there’s a clear pathway to progress within the credit function. Hours of work are 9am to 5pm Monday to Friday with the flexibility to work from home 2 days a week.

What you’ll do

  • Extract and manipulate large datasets using SQL, Excel and Power BI.
  • Turn raw data into insight that supports senior decision‑making.
  • Keep established monitoring processes running well and suggest improvements.
  • Develop portfolio analysis, stress testing and risk trend reporting.
  • Track broker and customer behaviour to identify shifts early.

What you’ll bring

  • Meaningful hand‑on experience in credit risk analytics or business analytics.
  • Understanding of asset finance, motor finance or consumer credit, plus working knowledge of the Consumer Credit Act and CONC.
  • Familiarity with external data sources such as credit bureaus and fraud data.
  • Strong Excel and Power BI skills, with the ability to work with large datasets, automate parts of reporting and produce clear visual outputs.
  • Experience using SQL and ideally Python or similar tools.
  • Clear communication and stakeholder management skills.

Who we are

Arkle Finance is an ambitious and growing asset finance lender supporting more than 5,000 individuals and businesses. We offer clear and reliable finance solutions and work closely with our introducers and clients to provide a friendly and consistent service. We are now in year two of our five‑year growth plan. With our infrastructure renewed and strong backing from the Weatherbys Banking Group, we are focused on sustainable growth and creating long‑term value for our customers and our people.

Our commitment to inclusion

At the Weatherbys Banking Group, we’re committed to building a diverse and inclusive workplace where everyone feels respected, supported, and empowered to thrive. We believe that different perspectives and lived experiences make us stronger, and we actively welcome applications from people of all backgrounds and communities. As a proud Disability Confident Committed employer, we’re dedicated to creating an environment that’s accessible and inclusive for all. If you have a disability and meet the minimum criteria for the role, you’ll be guaranteed an interview. If you need any adjustments during the recruitment process, please let us know we are here to support you.

Credit Risk Analyst employer: Arkle Finance Ltd

Arkle Finance is an excellent employer for a Credit Risk Analyst, offering a dynamic work environment in Wellingborough with a hybrid model that promotes work-life balance. Employees benefit from a collaborative culture that encourages professional growth through hands-on experience with large datasets and direct impact on decision-making processes. With a commitment to inclusion and a clear pathway for career advancement, Arkle Finance provides a supportive atmosphere where diverse perspectives are valued and every team member can thrive.
Arkle Finance Ltd

Contact Detail:

Arkle Finance Ltd Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Credit Risk Analyst

✨Tip Number 1

Network like a pro! Reach out to people in the industry, attend events, and connect on LinkedIn. You never know who might have the inside scoop on job openings or can put in a good word for you.

✨Tip Number 2

Prepare for interviews by practising common questions and showcasing your skills with real examples. We recommend using the STAR method (Situation, Task, Action, Result) to structure your answers and make a lasting impression.

✨Tip Number 3

Don’t just apply and wait! Follow up on your applications after a week or so. A quick email can show your enthusiasm and keep you on their radar. Plus, it’s a great way to ask if they need any more info from you.

✨Tip Number 4

Check out our website for the latest job openings at Arkle Finance. We’re all about finding the right fit, so don’t hesitate to apply directly through us. Your dream job could be just a click away!

We think you need these skills to ace Credit Risk Analyst

SQL
Excel
Power BI
Data Manipulation
Credit Risk Analytics
Business Analytics
Asset Finance Knowledge
Consumer Credit Act Understanding
Stakeholder Management
Data Visualisation
Python
Stress Testing
Risk Trend Reporting
Communication Skills
Analytical Skills

Some tips for your application 🫡

Tailor Your CV: Make sure your CV speaks directly to the role of Credit Risk Analyst. Highlight your experience with SQL, Excel, and Power BI, and don’t forget to mention any relevant knowledge of the Consumer Credit Act. We want to see how your skills align with what we’re looking for!

Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to tell us why you’re passionate about credit risk analytics and how you can contribute to our team. Be sure to mention specific examples of how you've turned data into insights in your previous roles.

Showcase Your Technical Skills: Since this role involves working with large datasets, make sure to highlight your technical skills clearly. Whether it's SQL, Excel, or Python, let us know how you've used these tools to drive decision-making in your past experiences.

Apply Through Our Website: We encourage you to apply through our website for a smoother application process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team!

How to prepare for a job interview at Arkle Finance Ltd

✨Know Your Data Tools

Make sure you brush up on your SQL, Excel, and Power BI skills before the interview. Be ready to discuss how you've used these tools in past roles to extract and manipulate large datasets. Having specific examples of how your analysis has influenced decision-making will really impress.

✨Understand the Credit Landscape

Familiarise yourself with asset finance, motor finance, and consumer credit. Knowing the ins and outs of the Consumer Credit Act and CONC will show that you're serious about the role. Prepare to discuss how external data sources like credit bureaus have played a part in your previous work.

✨Communicate Clearly

Since you'll be working with senior stakeholders, practice explaining complex data insights in a straightforward way. Think about how you can present your findings visually and verbally, making it easy for others to grasp the key points quickly.

✨Show Your Collaborative Spirit

Arkle values teamwork, so be prepared to share examples of how you've worked effectively in small teams. Highlight any experiences where your contributions led to improvements in processes or outcomes, demonstrating your ability to make a visible impact.

Credit Risk Analyst
Arkle Finance Ltd
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