At a Glance
- Tasks: Lead underwriting and management of warehouse facilities for innovative Fintech clients.
- Company: Join HSBC Innovation Banking, empowering the UK's future-makers and bold thinkers.
- Benefits: Hybrid working, competitive salary, and a commitment to diversity and inclusion.
- Other info: Collaborative team environment with opportunities for professional growth.
- Why this job: Make a real impact in the dynamic world of Fintech and alternative lending.
- Qualifications: Experience in structured finance, financial modelling, and a passion for technology.
The predicted salary is between 148500 - 181500 £ per year.
Archer is collaborating with HSBC to connect them with exceptional professionals for this role. HSBC Innovation Banking is the power behind the UK's forward-thinkers, future-makers, and leap-takers, helping them ignite the bold ideas that reshape our world. We offer flexible banking solutions for start-ups, scale-ups, growth businesses, investors and those working towards IPO typically within the technology and life science sectors.
The Team You'll Work With
Fantastic opportunity to join a growing business with multiple tailwinds, focus on technically rewarding transactions with the UK and Europe's most exciting Fintech credit originators and other balance sheet intensive companies. Existing team has a broad spectrum of skills developed from experience working at IBs, rating agencies, specialist commercial banks and Fintech loan originators.
The Value You'll Add
You will be responsible for underwriting and managing warehouse facilities for Fintech clients in the UK and Europe by leading key aspects of credit analysis, transaction structuring, term sheet / legal documentation negotiation, and obtaining credit support. You will be accountable for various activities such as data tape analysis, financial performance analysis and various due diligence processes to design and recommend deal structures that satisfy client needs whilst balancing the needs of the bank.
What You Can Expect To Be Doing
- Lead the structuring, underwriting and closing of warehouse facilities by supporting the creation of credit papers, cashflow modelling, collateral analysis, term sheets, financial models and deal structures.
- Manage the end-to-end process including engaging with clients/prospects, internal stakeholders, (e.g. relationship management, credit, legal) and external stakeholders (e.g. external counsel, credit partners) to ensure successful outcomes.
- Manage the existing portfolio of borrowers and communicate internally to recommend and execute on responses to changing situations for clients / across the portfolio broadly.
- Manage/lead deal teams, comprising VPs and Associates from the team and provide oversight, knowledge share and guidance on structuring, underwriting, closing and portfolio management.
- Build client and investor relationships in the Fintech and alternative lending sectors.
- Develop, track and deliver insights into asset types, industry sectors and demonstrate thought leadership.
Requirements
- Financial modelling and structuring asset backed facilities.
- Highly skilled at building cashflow models and performing collateral analysis.
- Highly competent with legal documentation.
- Skilled at structuring, negotiating, closing structuring asset backed facilities.
- Adept at working with large data pools to assess the quality and completeness of the information.
- Exercise judgment and authority prudently and with proper balance for the best interests of the clients and HSBC Innovation Banking.
- Quantitative Bachelor's degree / CFA or equivalent education, or equivalent work experience specific to this role.
- Structured finance experience from investment or commercial banks, specialised lenders, asset managers or rating agencies.
- A keen interest in the technology sector and venture capital / private equity transactions.
- Experience working with early-stage Fintech companies and startups is a positive.
Where You'll Be Based
Our home office in Finsbury Square, London. We offer hybrid working to our employees, so you can flex between home and the office, with a current requirement to be in the office 2 days per week.
Being open to different points of view is important for our business and the communities we serve. At HSBC, we're dedicated to creating diverse and inclusive workplaces - no matter their gender, ethnicity, disability, religion, sexual orientation, socio-economic background or age. We are committed to removing barriers and ensuring careers at HSBC are inclusive and accessible for everyone to be at their best.
We take pride in being a Disability Confident Leader and will offer an interview to people with disabilities, long term conditions or neurodivergent candidates who meet the minimum criteria for the role. If you have a need that requires accommodations or changes during the recruitment process, please get in touch with our Recruitment Helpdesk via hsbc.recruitment@hsbc.com.
Director / Sr VP - Warehouse Finance (ABL/Securitisation) employer: Archer
Archer is an exceptional employer located in the innovative hub of San Jose, California, where we are at the forefront of sustainable air mobility. Our collaborative work culture fosters diversity and creativity, providing employees with ample opportunities for professional growth and development in the aerospace industry. With a commitment to employee well-being and inclusivity, Archer offers a unique chance to contribute to groundbreaking technology while enjoying a supportive and dynamic workplace.
StudySmarter Expert Advice🤫
We think this is how you could land Director / Sr VP - Warehouse Finance (ABL/Securitisation)
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Director / Sr VP - Warehouse Finance (ABL/Securitisation)
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Archer.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Archer's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Archer
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Archer.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Archer will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Archer employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
