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- Tasks: Analyse credit risks and support financial decisions in a dynamic environment.
- Company: Join ADM, a global leader in nutrition and sustainability.
- Benefits: Flexible work hours, competitive salary, and health benefits.
- Other info: Opportunities for growth, mentorship, and a diverse workplace culture.
- Why this job: Make a real impact on global nutrition and sustainability efforts.
- Qualifications: 2-3 years in credit analysis and strong Excel skills required.
The predicted salary is between 40000 - 50000 £ per year.
ADM unlocks the power of nature to enrich the quality of life. We’re a premier global human and animal nutrition company, delivering solutions today with an eye to the future. We’re blazing new trails in health and well-being as our scientists develop groundbreaking products to support healthier living.
An opportunity has arisen for a Credit Analyst in the Credit area of the Risk Department in the City of London to assist and support the Credit Risk Manager with the annual reviews and new counterparties review of margin finance, whilst maintaining a high level of professionalism to succeed in a fast-paced environment all working within ADMISI’s core business values and Risk Framework.
The main duties of this role will include:
- Preparation of annual credit reviews for margin finance clients, including detailed financial and credit analyses
- Participate in credit due diligence as part of the client review process
- Assess and judge the creditworthiness of existing and new counterparties and recommend appropriate credit limits
- Ensure all margin finance applications comply with ADMISI’s Credit Policy and the business is protected as far as possible from credit risk events
- Producing monthly and quarterly Management Information to present to Senior Management and Desk Heads/Account Executives
- Liaise with EMEA Credit Department on annual credit client renewals and new counterparties reviews
- Attend weekly committee meeting with EMEA to share and update information
- Maintain and monitor the daily suite of Credit Risk reports
- Daily review of credit client margin calls and the drivers of the margin call
- Monitor credit clients on an intraday basis using TS Imagine
- Track ongoing performance of credit clients, escalate to senior management when required
- Assist in setting of initial margin limits for all clients (Cash and Credit)
- Process annual reviews of bank and clearing counterparties
- Provide information to customers’ external auditors
- Maintain a log of client SBLC/Parental guarantees
- Engaging proactively with front office on credit related matters
- Adhere to ADMISI Risk Management Framework
- Maintain Risk control
- Enhance and challenge standards as and when required
- Maintain departmental procedures
The successful candidate will possess the following:
- 2-3 years’ experience in credit analysis
- Advanced Microsoft Excel
- Product knowledge is beneficial but not essential
- Knowledge of credit management and mitigations tools
- Strong fundamental credit analysis skill set
- In-depth knowledge of credit analysis
- A solid understanding of accounting and financial data analysis
Your Future Perspective:
- Challenging tasks, short decision-making processes and a high level of personal responsibility in a modern work environment with flexible work time models
- Room for innovative thinking and growth with the possibility to manage your own career path
- A company culture which promotes continuous learning and diversity
- Excellent career opportunities in a world leading nutrition company
- An attractive remuneration including a variety of social benefits like subsidised health & fitness offers
- Additional benefits and support for maternity and paternity leave
We are proud to be an equal opportunity workplace and value diversity at our company to encourage a diverse range of perspectives, skills, experience and knowledge within our business.
Credit Analyst employer: Archer Daniels Midland
Contact Detail:
Archer Daniels Midland Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Analyst
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with current ADM employees on LinkedIn. You never know who might give you a heads-up about an opportunity or refer you directly.
✨Tip Number 2
Prepare for interviews by researching ADM’s values and recent projects. Show us that you’re not just another candidate; demonstrate your passion for nutrition and sustainability, and how you can contribute to our mission.
✨Tip Number 3
Practice your credit analysis skills! Brush up on financial data analysis and be ready to discuss your thought process during interviews. We want to see how you assess creditworthiness and make decisions.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows us you’re serious about joining the ADM team.
We think you need these skills to ace Credit Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Credit Analyst role. Highlight your experience in credit analysis and any relevant skills that match the job description. We want to see how you can bring value to our team!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background aligns with ADM's mission. Let us know what excites you about working in a cutting-edge environment like ours.
Showcase Your Analytical Skills: Since this role involves a lot of financial analysis, make sure to showcase your analytical skills in your application. Provide examples of how you've successfully assessed creditworthiness or managed risk in previous roles.
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you’re considered for the role. Don’t forget to include your earliest possible entry date and salary expectations!
How to prepare for a job interview at Archer Daniels Midland
✨Know Your Numbers
As a Credit Analyst, you'll be dealing with financial data daily. Brush up on your financial analysis skills and be prepared to discuss how you assess creditworthiness. Familiarise yourself with key metrics and ratios that are relevant to the role.
✨Understand ADM's Values
ADM is all about sustainability and innovation. Make sure you understand their core values and how they relate to the role of a Credit Analyst. Be ready to share how your personal values align with theirs during the interview.
✨Prepare for Scenario Questions
Expect questions that ask you to evaluate credit risk in hypothetical situations. Practice articulating your thought process clearly and logically. This will demonstrate your analytical skills and ability to make sound decisions under pressure.
✨Showcase Your Team Spirit
Collaboration is key in this role, especially when liaising with the EMEA Credit Department. Be prepared to discuss examples of how you've worked effectively in teams before, highlighting your communication skills and ability to engage proactively with others.