Commercial Banking - Portfolio Control Executive

Arbuthnot Latham has been associated with banking since 1833. We combine private and commercial banking, wealth planning and investment management. We believe in traditional relationship and service-led banking powered by modern technology.

Job Purpose

• Use your knowledge and experience to assist with the management of the growing lending book assisting with the unique needs of Owner Managed Independent Businesses.
• Act as support for a small team including a surveyor and senior banker (team leader).
• Assist in delivering a well controlled lending book.
• Work closely with Commercial Bankers and their assistants to ensure the growing lending book is well controlled and monitored.
• Help administer future syndicated/club deal transactions with other Financial Institutions.
• Assist with the set-up of systems to assist the team in their daily duties.
• Assist bankers and their assistants in monitoring risk issues across the lending book.
• Help ensure that risk appetite policy is adhered to.
• Monitor covenants across the business, from Real Estate development deals to debenture lending.
• Act as FLOD control checker for lending facilities – checking draw down terms met etc.
• Develop and ensure that good MI is available for portfolio control purposes including exposure levels to different sectors.
• Liaise with Credit Department/Credit Operations to ensure controls are effective.

Client Service

• Some client contact likely in monitoring facilities and problem situations.
• Managing performance of yourself to help deliver demanding business targets and ensure unwavering commitment to service excellence.
• Developing relationships with key stakeholders across the business.
• Take responsibility for your risk and regulatory performance when assisting with client acquisition.

Key Interfaces

• Clients and Client representatives.
• Banking teams – Commercial Bankers and Commercial Banking Assistants.
• Directors – Commercial Banking.
• Back office departments (including working closely with Credit, Compliance and the Operations departments).

Person Specification

Knowledge/Experience

• You will have a background in Commercial Banking or Commercial Credit Risk, with experience across the financial services industry and knowledge of the commercial business market.
• Commercial Banking experience dealing with Owner Managed Independent Businesses would be considered helpful.
• Real Estate lending experience would also assist.
• Track record of helping to deliver a well controlled credit risk environment.

Skills

• Good Interpersonal skills and collaboration.
• Team Working.
• Credit writing skills.
• Competence with Microsoft Office – particularly Excel and PowerPoint.

Qualifications

• Planning & Reviewing.
• Team Working.
• Influencing Others.
• Problem solving and judgement.
• Working proactively.
• Client Focus.

About Us

Life, Work and Benefits

Arbuthnot Latham is committed to equal-opportunities for all staff and candidates. We embrace inclusion & diversity and understand why they are critical for the success of our business and people.

• Competitive salary, pension & holiday allowance.
• BUPA Health cover.
• 4x Life Assurance.
• Discretionary bonus.
• Market leading maternity/paternity and menopause policies.

Data Privacy and Reasonable adjustments

We take keeping your data security seriously. For more detail on how we may keep your data please refer to our Privacy Notice.

Reasonable adjustments: Please let us know of any adjustments or arrangements that you may need to help you apply to this role or that will help you during the recruitment process. If you wish to discuss any particular requirements or concerns you have because of a disability or medical condition please contact us at Information you provide about any disability or medical condition will remain confidential unless it is necessary to disclose it to other members of staff or outside agencies to ensure the health and safety of yourself and others, or to implement the adjustments you require. In these circumstances we will first discuss with you how and to whom the information may be disclosed.

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