At a Glance
- Tasks: Provide expert mortgage advice and manage client applications in a supportive environment.
- Company: Established financial services firm with a focus on new-build properties.
- Benefits: Competitive salary, hybrid work options, health benefits, and professional training.
- Other info: Flexible working arrangements and excellent career progression opportunities.
- Why this job: Join a high-growth team with a steady stream of pre-qualified clients.
- Qualifications: CeMAP qualification and experience in regulated mortgage advice.
The predicted salary is between 30000 - 30000 £ per year.
Established Financial Services Business — Permanent, Employed Infrastructure with Hybrid Flexibility.
Basic Salary Up to £30,000
Lead Support New-Build Introducer
Flexibility Office, Hybrid or Remote
The Career Opportunity
Are you a qualified broker searching for high-growth Mortgage Adviser jobs in Perth or wider Scotland frameworks? An established, capital-backed financial services firm is expanding its dedicated mortgage operation. The defining advantage of this position is immediate access to a consistent, pre-qualified inbound client pipeline driven by a formal, exclusive relationship with a major national new-build property developer.
Instead of losing non-billable hours fighting for self-generated business in a crowded market, you will step into a warm, high-volume trading environment. This position is perfect for an ambitious professional looking to pair an excellent employed baseline package with institutional client support and the modern flexibility to structure your work week across office, hybrid, or remote setups.
Core Duties & Advisory Responsibilities
- Whole-of-Market Advisory: Deliver compliant, professional mortgage and protection advice to clients navigating new-build property acquisitions and complex residential purchases.
- Pipeline Management: Securely guide customers through the complete mortgage application life cycle from initial qualification right through to legal completion.
- Introducer Relationships: Cultivate and solidify robust structural relationships with key property developer contacts and site-based introducers.
- Protection Injections: Systematically identify and recommend highly suitable ancillary protection insurance portfolios alongside baseline mortgage lending solutions.
- Administrative Compliance: Maintain pristine, precise client communication entries in full alignment with strict internal regulatory systems and compliance handbooks.
- Team Integration: Coordinate smoothly with dedicated back-office mortgage administration and file-checking networks to guarantee a seamless, rapid turnaround for your clients.
Package, Bonus Targets & Validation Matrix
This firm believes in transparently rewarding pipeline volume. The earning architecture is built to maximize your upside:
- Guaranteed Base: Highly competitive basic salary up to £30,000, tailored completely to your verified historical competence level.
- Validation Threshold: The role features a straightforward 4x basic salary validation target.
- Bonus Split: Once your baseline validation target is achieved per period, you receive a direct bonus equivalent to 30% of all written commission generated above that figure.
- Earning Reality: Established advisers within this infrastructure typically generate approximately £50,000 in written commission per quarter, bringing your expected realistic On-Target Earnings (OTE) to c.£55,000.
Candidate Experience & Technical Requirements
To maintain uncompromised standards across this premium Scotland advisory node, ideal applicants should possess:
- Professional Certifications: Full holding of the CeMAP qualification or a verified equivalent benchmark recognized directly by the FCA.
- Regulatory Benchmarks: Active attainment of Competent Adviser Status (CAS) with a clean compliance report history.
- Advice History: Proven experience delivering regulated mortgage advice, ideally with a sharp grasp of the speed and precision required for new-build contract timelines.
- Insurance Cross-sales: High commercial confidence mapping life, critical illness, and income protection structures to protect your client's financial future.
- Attitude over Tenure: While regulated advisory experience is essential, a lengthy multidecade track record is not mandatory. The business will happily back newly-CAS qualified advisers who demonstrate exceptional work ethic, professional organizational skills, and peak customer empathy.
Working Configuration Note: Regular office presence at the Perth hub is encouraged to align with regional teams. However, full hybrid layouts or 100% remote working agreements are highly accessible for exceptional candidates where geographic placement limits regular commuting.
Benefits Suite: Full corporate pension framework, comprehensive employee health options, fully funded professional training/exam tracks, and a constant stream of exclusive inbound property leads.
Mortgage Adviser – Perth employer: AR Recruitment
Join an established financial services firm in Perth, Scotland, where you will benefit from a supportive work culture that prioritises employee growth and flexibility. With immediate access to a pre-qualified client pipeline and a competitive salary structure, this role offers a unique opportunity for ambitious Mortgage Advisers to thrive in a high-volume environment while enjoying comprehensive benefits and professional development support.
StudySmarter Expert Advice🤫
We think this is how you could land Mortgage Adviser – Perth
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like AR Recruitment. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Mortgage Adviser – Perth
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to AR Recruitment.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on AR Recruitment's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at AR Recruitment
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with AR Recruitment.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at AR Recruitment will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former AR Recruitment employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
