At a Glance
- Tasks: Lead risk management for crypto-asset services and ensure compliance with regulations.
- Company: Aqovia is a cutting-edge AI and digital solutions firm transforming fintech and beyond.
- Benefits: Enjoy competitive salary, bonuses, healthcare, gym membership, and more perks.
- Why this job: Join a dynamic team shaping the future of fintech with impactful work and career growth.
- Qualifications: 7-10 years in risk management, preferably in fintech; relevant degree and certifications are a plus.
- Other info: Diversity and inclusion are key; we welcome applicants from all backgrounds.
The predicted salary is between 43200 - 72000 Β£ per year.
Aqovia is an international Artificial Intelligence (AI) and digital solutions specialist, combining innovative and cutting-edge technologies to provide bespoke, mission critical, and transformational solutions. Join Us - If you are passionate about technology and looking for a company that values your contributions and supports your career aspirations, we invite you to explore opportunities with us. Together, we can shape the future of tech solutions and create a workplace where everyone thrives.
Why Aqovia? At the Intersection of Innovation and Impact, introducing Aqovia. Aqovia is a UK-based technology firm dedicated to creating tangible value through the power of AI, data-driven, and bespoke software solutions and services. Our unique approach extends beyond traditional service and solutions delivery, we strategically invest in and nurture a diverse portfolio of promising companies operating across vital sectors including; financial services, health, infrastructure management, sustainability, education, and business intelligence. This commitment to fostering innovation across a broad spectrum allows Aqovia to stay at the cutting edge, delivering transformative solutions and creating significant impact.
For our clients and strategic partners, Aqovia offers a unique opportunity to be part of a dynamic and forward-thinking group shaping the future. Join us and help shape the future of fintech and digital assets.
Overview: The Head of Risk is responsible for designing and overseeing the risk management framework for the Crypto-Asset Service Provider (CASP), ensuring comprehensive identification, assessment, and mitigation of risks across crypto-asset services and Electronic Money Institution (EMI) operations. Based in Malta, this role aligns with the Markets in Crypto-Assets Regulation (MiCA) requirements, covering operational, financial, market, and compliance risks associated with custody, trading, and electronic money activities. The Head of Risk works closely with the Money Laundering Reporting Officer (MLRO) to integrate AML/CTF risk strategies and with the Head of Compliance to ensure regulatory alignment, collaborating with the CEO, CSO, and other leaders to safeguard the organisation in a complex fintech environment.
Key Responsibilities:
- Develop and implement a risk management framework compliant with MiCA, addressing risks related to crypto-asset custody, trading, and EMI operations.
- Conduct regular risk assessments across operational (e.g., platform downtime), financial (e.g., market volatility), and regulatory (e.g., AML/CTF) domains, proposing mitigation strategies.
- Monitor and manage risk exposure, ensuring adequate controls for client asset protection, liquidity, and cybersecurity as mandated by MiCA.
- Partner with the MLRO to assess and mitigate AML/CTF risks, integrating suspicious transaction insights into the broader risk framework, and ensuring cohesive reporting to the MFSA and FIAU.
- Collaborate with the Head of Compliance to align risk policies with MiCA and Maltese regulatory requirements, providing input on compliance audits and regulatory responses.
- Work with the CSO to assess ICT and cybersecurity risks, ensuring a unified approach to operational resilience.
- Provide risk reports to the CEO and MFSA, ensuring transparency and proactive management of emerging risks in the crypto and EMI landscape.
Qualifications:
- Degree in risk management, finance, business, or a related field; professional certifications (e.g., FRM, PRM, CRISC) are highly desirable.
- At least 7-10 yearsβ experience in risk management leadership, preferably within fintech, crypto-assets, or regulated financial services.
- In-depth knowledge of MiCA risk requirements, crypto market risks, EMI operational frameworks, and AML/CTF regulations.
- Proven ability to design and execute risk management strategies, with strong analytical skills and experience in regulatory reporting.
- Excellent communication and collaboration skills, with the ability to work effectively with the MLRO and Head of Compliance, as well as present risk insights to regulators and senior leadership.
Why Join Aqovia?
- Impactful Work β Be part of a high-growth organisation shaping the future of fintech.
- Career Growth β We invest in talent and provide opportunities for professional advancement.
- Collaborative Culture β We value teamwork, transparency, and continuous learning.
- Comprehensive Benefits β Competitive salary, bonus, healthcare, gym membership, pension scheme, Perkbox, and more.
Diversity & Inclusion: Aqovia is committed to building a diverse and inclusive workplace that reflects the communities we serve. We welcome applicants from all backgrounds and believe in fostering an environment where everyone is valued and empowered.
If you are an experienced fintech leader ready to drive Aqoviaβs next phase of growth in Malta, we encourage you to apply!
Note: This position requires prior approval from the Malta Financial Services Authority (MFSA), including the submission of a Personal Questionnaire (PQ).
Head of Risk - Crypto/FinTech (Malta) employer: Aqovia
Contact Detail:
Aqovia Recruiting Team
StudySmarter Expert Advice π€«
We think this is how you could land Head of Risk - Crypto/FinTech (Malta)
β¨Tip Number 1
Familiarise yourself with the Markets in Crypto-Assets Regulation (MiCA) requirements. Understanding these regulations will not only help you in interviews but also demonstrate your commitment to compliance and risk management in the crypto space.
β¨Tip Number 2
Network with professionals in the fintech and crypto sectors, especially those who have experience in risk management. Attend industry events or webinars to connect with potential colleagues and gain insights into current trends and challenges.
β¨Tip Number 3
Prepare to discuss specific risk management strategies you've implemented in previous roles. Be ready to share examples of how you've successfully mitigated risks in fintech or regulated environments, as this will showcase your expertise.
β¨Tip Number 4
Research Aqovia's recent projects and initiatives in AI and digital solutions. Being knowledgeable about their work will allow you to tailor your discussions during interviews and show how your skills align with their mission and values.
We think you need these skills to ace Head of Risk - Crypto/FinTech (Malta)
Some tips for your application π«‘
Tailor Your CV: Make sure your CV highlights relevant experience in risk management, particularly within fintech and crypto-assets. Emphasise any leadership roles and specific achievements that align with the responsibilities outlined in the job description.
Craft a Compelling Cover Letter: Write a cover letter that not only showcases your passion for technology and risk management but also demonstrates your understanding of MiCA regulations and how they apply to the role. Use specific examples from your past experiences to illustrate your qualifications.
Highlight Relevant Qualifications: Clearly list your educational background and any professional certifications such as FRM or CRISC. Make sure to connect these qualifications to the requirements mentioned in the job description, showing how they prepare you for the Head of Risk position.
Showcase Communication Skills: Since the role requires collaboration with various stakeholders, include examples of how you've effectively communicated complex risk insights to senior leadership or regulators in your previous roles. This will demonstrate your ability to fulfil one of the key responsibilities of the position.
How to prepare for a job interview at Aqovia
β¨Understand the Regulatory Landscape
Familiarise yourself with the Markets in Crypto-Assets Regulation (MiCA) and other relevant regulations. Be prepared to discuss how these regulations impact risk management in crypto-assets and electronic money institutions.
β¨Showcase Your Experience
Highlight your previous experience in risk management, especially within fintech or crypto sectors. Use specific examples to demonstrate your ability to design and implement effective risk strategies.
β¨Prepare for Technical Questions
Expect questions related to operational, financial, and compliance risks. Brush up on your knowledge of risk assessment methodologies and be ready to discuss how you would approach risk mitigation in a dynamic environment.
β¨Emphasise Collaboration Skills
Since the role involves working closely with various stakeholders like the MLRO and Head of Compliance, be prepared to discuss your collaborative experiences. Share examples of how you've successfully worked in teams to achieve common goals.