At a Glance
- Tasks: Investigate financial crime risks and support operational teams in protecting clients.
- Company: Aptia, a leading firm transforming pensions and employee benefits with innovation.
- Benefits: Competitive salary, learning opportunities, and a supportive work environment.
- Other info: Equal opportunity employer focused on career growth and development.
- Why this job: Join a dynamic team making a real impact in financial crime prevention.
- Qualifications: 3+ years in financial crime or related fields; strong analytical skills required.
The predicted salary is between 72000 - 88000 £ per year.
About Aptia
Founded to shape the future of pensions, health, and insurance solutions, Aptia is a leading professional services firm dedicated to simplifying complexity for businesses and individuals. We bring together cutting-edge technology and deep industry expertise to help organisations navigate an evolving landscape with clarity and confidence. With a presence in the US, UK, India, and Portugal, we support over six million people and more than 1,100 clients, delivering solutions that drive efficiency, enhance financial security, and provide peace of mind. Our strength lies in the combination of smart technology and expert teams, ensuring that managing pensions, health, and insurance is more effective. By focusing on innovation, accessibility, and client success, we help businesses take care of their people, so they can focus on what they do best.
At Aptia, we're investing heavily in learning and development, paving unique career paths for our colleagues. Our team embodies our values daily, to surpass client expectations, evolve constantly and nurture genuine relationships for the long-term.
Job requirements
Join Aptia and help protect our business, clients and members from financial crime. At Aptia, we're transforming pensions and employee benefits administration through expertise, innovation and a commitment to delivering exceptional outcomes for our clients and members. As our business continues to grow, we're looking for a highly analytical and detail-oriented Financial Crime Analyst to join our Financial Crime team (1LOD). This is an exciting opportunity for someone with practical experience in financial crime investigations, fraud prevention or screening who is looking to develop their expertise within a supportive and growing organisation.
You'll support the First Line Financial Crime Lead by reviewing referrals, investigating potential financial crime risks, maintaining effective case records and helping operational teams apply established controls to protect clients and members. As Financial Crime Analyst, you'll support the day-to-day delivery of first-line financial crime activity across our UK business, reporting into the First Line Financial Crime Lead. Working closely with operational teams and escalating matters when required, you'll:
- Investigate referrals relating to suspected pension fraud, member impersonation, changes to bank details, unusual benefit payment requests, overseas payments and other potentially high-risk activity, escalating significant concerns to the First Line Financial Crime Lead.
- Review and analyse information from multiple sources to identify concerns, inconsistencies and potential financial crime risks.
- Review PEP, sanctions and AML screening alerts, document false-positive decisions with supporting rationale, identify potential matches and escalate concerns in line with agreed procedures.
- Support routine and periodic screening activity, help manage allocated alert queues and bring backlogs, potential matches or processing issues to the attention of the First Line Financial Crime Lead.
- Work with pension administration teams to obtain evidence, track outstanding requests and help resolve cases promptly without unnecessarily delaying legitimate member payments.
- Help maintain case trackers and management information, highlighting overdue cases, recurring issues, screening volumes and potential control improvements to the First Line Financial Crime Lead.
- Assist the First Line Financial Crime Lead with information gathering for risk assessments, control testing, process improvements and remediation activities, rather than owning the methodology or overall control framework.
- Provide day-to-day guidance to operational teams on established financial crime processes, referring policy interpretations, exceptions and higher-risk decisions to the First Line Financial Crime Lead.
- Assist in preparing guidance materials, communications and training content for review and approval by the First Line Financial Crime Lead.
At least 3 years' experience in financial crime, fraud prevention, investigations, compliance, risk or a related field. Hands-on experience reviewing financial crime referrals, PEP or sanctions screening alerts, or suspected fraud cases, with the ability to document findings and recommendations clearly. Understanding of key financial crime risks including fraud, money laundering, sanctions, politically exposed persons (PEPs), bribery and corruption. Experience within pensions, financial services, insurance or similar regulated environments. Knowledge of AML, sanctions or identity verification systems. Experience of member or customer due diligence, identity verification, case management, management information or assisting with control testing. Relevant financial crime, fraud, compliance or risk qualifications, or a willingness to work towards one.
We are an equal opportunity employer and aim to attract and retain the best people without attention to age, background, disability, ethnic origin, family duties, political affiliation, race, religion, gender and sexual orientation.
Summary
Location: UK London
Type: Full time
Financial Crime and AML Analyst in London employer: Aptia Group
Aptia Group is an excellent employer, offering a supportive and collaborative work culture that fosters professional growth and development in the field of pensions administration. Located in Solihull, employees benefit from a dynamic office environment where they can enhance their technical skills while contributing to meaningful projects. With a focus on teamwork and process improvement, this role provides a unique opportunity to thrive in a busy setting while receiving comprehensive support from colleagues.
StudySmarter Expert Advice🤫
We think this is how you could land Financial Crime and AML Analyst in London
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
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Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
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We think you need these skills to ace Financial Crime and AML Analyst in London
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Aptia Group.
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How to prepare for a job interview at Aptia Group
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Aptia Group.
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✨Show Your Passion for Finance
Since this is a full-time position, employers at Aptia Group will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Aptia Group employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
