Legal Counsel - Wallets, Payments and Commerce

Imagine what you could do here. At Apple, new ideas have a way of becoming great products, services, and customer experiences very quickly. Working for a company that invents entire categories and industries means you’ll be challenged to creatively apply your legal expertise to cutting-edge and often unexplored aspects of the law.

Apple is looking for an expert payments attorney to join Apple’s Legal Department in London to support the Apple Pay and Wallet team across Europe and the Emerging Markets region, with a primary focus on regulatory and product counseling, but also on other commercial, consumer, and legal matters impacting Wallet, Payments, and Commerce.

Do you enjoy fast-paced transactional work and helping others find solutions to big challenges? Does new technology, and the legal issues it can present, excite you? Do you like building strong client relationships and working with teams?

Your key responsibilities will be advising the Wallet, Payments, and Commerce team on a wide range of issues related to offering and using consumer financial products and services through mobile wallets. You will need to have demonstrable working experience of UK and European directives, laws, and regulations related to credit, debit cards, prepaid cards, and mobile wallets, as well as counseling clients on day-to-day legal matters in a technology environment, including data privacy aspects.

You will be expected to:

• Serve as a product counsel and shape responses to legal and regulatory requirements applicable to consumer financial services and products.
• Advise on the legal aspects of Apple’s relationships with third parties in the payments industry.
• Advise on the contract structure and commercial terms for Apple’s partners and customers.
• Understand and translate laws and regulations that apply to services provided by Apple and its partners.
• Advise on the expansion of certain Apple services across Europe and the Emerging Markets.

You will be part of a close-knit local team and a global team spanning across the US, Europe, Asia and around the world. This role is based in London, UK.

Minimum Qualifications

• Significant experience providing product advice for mobile wallets, payment cards, payments systems, alternative payments, and other related services.
• Significant experience drafting and negotiating complex commercial agreements, with strong intellectual property law and technology transactions background preferred.
• Knowledge of and familiarity with UK and European directives, laws, and regulations impacting payments and financial services.
• Knowledge of laws and regulations applicable to open banking, mobile wallets, electronic payments, e-commerce and consumer financial services.
• Knowledge of laws and regulations applicable to collecting, storing, and using personal financial information preferred.
• Strong work ethic and collaboration skills essential.

Preferred Qualifications

• Experience working in an international team a plus.
• Excellent client development and interpersonal skills.

At Apple, we’re not all the same. And that’s our greatest strength. We draw on the differences in who we are, what we’ve experienced and how we think. Because to create products that serve everyone, we believe in including everyone. Therefore, we are committed to treating all applicants fairly and equally. As a registered Disability Confident employer, we will work with applicants to make any reasonable accommodations. Apple will consider for employment all qualified applicants with criminal backgrounds in a manner consistent with applicable law.