At a Glance
- Tasks: Perform reconciliations, monitor outputs, and support process improvements in finance.
- Company: Join Pleo, a progressive fintech company transforming spend management.
- Benefits: Competitive salary, flexible work options, and opportunities for professional growth.
- Other info: Collaborative culture with diverse teams and excellent career advancement opportunities.
- Why this job: Be at the forefront of financial innovation and make a real impact.
- Qualifications: 2+ years in finance or reconciliations, strong data skills, and a problem-solving mindset.
The predicted salary is between 63000 - 77000 £ per year.
ABOUT PLEO
Messy spend management is tricky business. At Pleo, we're changing that. We build spend solutions that make managing money seamless, empowering, and surprisingly effective for finance teams and employees alike - with a vision to help all businesses "go beyond". The word 'Pleo' actually means 'more than you'd expect', and living by that mantra has been the secret to our success over the last 10 years.
Now, we're at a pivotal moment in our journey; every move we make has a direct impact on our 40,000+ customers, our business, and our collective success. We need people who take pride in uncovering customer needs, who turn complex problems into simple solutions, challenge the way things are done (respectfully), and always aim high. With great ambitions driving us forward, we can't say we've got this whole thing figured out. And frankly, that's half the fun! What we can say is that we're a driven, progressive, and, importantly, a kind bunch of 850+ people from over 100 nationalities, all committed to delivering the future of business spending, together.
ABOUT THE ROLE
We're looking for a Finance & Reconciliations Analyst to join our Safeguarding function at Pleo. In this role, you'll be at the heart of how we meet our safeguarding obligations under FCA rules. You'll perform daily and periodic reconciliations across customer funds, balances and transactions, contribute to process improvement initiatives, and support our external audit activity. You'll also help produce the management information that feeds into our governance oversight. If you're genuinely curious about payments and financial infrastructure, good with data, and keen to learn and improve as you go, then this could be the perfect opportunity for you!
WHO YOU'LL BE WORKING WITH AND REPORTING TO
You'll report to our Head of Safeguarding and work closely with teams across Finance Operations, Compliance, and Product. Our Finance function is dedicated to maintaining the highest standards of safeguarding and financial control. You'll also have the opportunity to partner with colleagues across our operations, audit, and leadership teams to help drive strong governance and regulatory compliance.
WHAT YOU'LL BE DOING
- Perform and support the review of daily and periodic safeguarding reconciliations across customer funds, balances and transactions.
- Monitor reconciliation outputs and carry out post-review checks and manual follow-up activity.
- Investigate breaks and exceptions, escalating where needed and tracking issues through to resolution.
- Maintain accurate records, supporting documentation and clear audit trails.
- Help collate and prepare management information on reconciliations and exceptions for governance forums including the Safeguarding Committee.
- Work with data in spreadsheets and internal systems to extract, check and present information clearly.
- Spot patterns in exceptions or recurring issues and flag them to the team.
- Contribute to reconciliations-related projects, including system changes, tooling improvements and process redesign.
- Flag inefficiencies or recurring control weaknesses and bring forward practical ideas to address them.
- Support the development and automation of reporting processes over time.
- Help prepare and organise documentation, evidence packs and reconciliation outputs for external audit.
- Respond to auditor queries and requests in a timely and accurate manner.
WHAT YOU BRING
- 2+ years of experience in a reconciliations, payments, finance operations or similar role.
- Comfort working with data and spreadsheets (Google Sheets or Excel) and a keen interest to develop further.
- A methodical and accurate approach - you take care with the details and notice when something doesn't look right.
- Strong communication skills and the ability to explain what you've found clearly to colleagues and, where needed, to external auditors.
- Genuine interest in how financial services and payments regulation works in practice.
- A passion for solving problems in practical and innovative ways.
- Excellent time management and the ability to prioritise tasks effectively.
WHY IS THIS ROLE A GOOD FIT FOR YOU
This role is a good fit for you if:
- You're genuinely curious about fintech and how payments infrastructure actually works.
- You enjoy working with data and understanding systems, not just using them.
- You're excited by the responsibility of maintaining financial controls and regulatory compliance.
- You thrive in a collaborative environment and enjoy improving processes and ways of working.
- You bring a self-starter attitude - you don't wait to be told what to do next.
This role is not a good fit for you if:
- If you struggle working in a fast-paced environment with changing priorities.
- You do not enjoy detailed work.
Finance & Reconciliation Analyst / Safeguarding employer: Aplaro Ltd
Baringa is an exceptional employer that fosters a collaborative and innovative work culture, particularly in the vibrant Energy & Infrastructure sector. With a strong focus on employee development, you will have access to numerous growth opportunities while working alongside industry experts on impactful projects that shape the future of energy and utilities. Located in a dynamic environment, Baringa offers a unique chance to engage with diverse clients and contribute to meaningful change in the renewable infrastructure landscape.
StudySmarter Expert Advice🤫
We think this is how you could land Finance & Reconciliation Analyst / Safeguarding
✨Tap into Campus Networks
If you're still in uni, don’t forget to engage with your campus's career services and attend finance-related events. Banks often do presentations and recruitment drives on campus, so put yourself out there and make use of these opportunities to show off your passion for the field.
✨Get Certified
Consider pursuing relevant certifications like the CFA or ACCA while you’re job hunting. They not only beef up your CV but also connect you with professional bodies which can lead to networking opportunities and even job openings in banking and financial services.
✨Connect on Professional Platforms
Join finance-focused groups on platforms like LinkedIn and engage in discussions. This can really help you stand out from the crowd, allowing potential employers to see your knowledge and interest in industry trends. Plus, you might stumble upon job postings shared exclusively within the group.
✨Apply Directly and Be Proactive
Don’t shy away from reaching out directly to firms like Aplaro Ltd. Use their websites and apply through them, but also consider following up with a polite email to express your enthusiasm. Being proactive can make a huge difference in getting noticed in the competitive financial services sector.
We think you need these skills to ace Finance & Reconciliation Analyst / Safeguarding
Some tips for your application 🫡
Show Off Your Numbers!:In the banking and financial services world, quantifiable achievements are key. Make sure your CV highlights your grades in relevant subjects, any financial certifications you hold, and specific projects where you've delivered measurable results. Employers love to see how your skills translate into real-world success.
Tailor Your Cover Letter to the Role:When applying for a full-time position, your cover letter should make a direct connection between your experience and the job description. Don't just state your enthusiasm for finance—dive into how your background in banking or financial analysis sets you apart. Let your passion shine through while being specific about what you can bring to Aplaro Ltd.
Include Relevant Financial Software Experience:If you've worked with financial modelling tools or software like Excel, SAP, or specific analytical tools during your studies or internships, bring that up! Highlighting your proficiency can really make your application pop and show you're ready to hit the ground running in a full-time role.
Research and Reflect:Before hitting that 'apply' button on Aplaro Ltd's website, do a little digging. Look up their recent projects, values, and culture. Reflecting their ethos in your application can make a huge difference and show you’re genuinely interested in being part of the team!
How to prepare for a job interview at Aplaro Ltd
✨Brush Up on Financial Analysis Skills
Make sure you're well-versed in financial concepts and analytical techniques relevant to banking and financial services. Get comfortable with tools like Excel for modelling or financial forecasting, as technical questions in this area are common during interviews with Aplaro Ltd.
✨Prepare for Case Studies
Expect to tackle case studies that demonstrate your problem-solving skills in real-world banking scenarios. Familiarise yourself with the types of problems you might face—think risk assessments or investment evaluations—and be ready to articulate your thought process clearly.
✨Show Your Passion for Finance
Since this is a full-time position, employers at Aplaro Ltd will be keen to see your genuine interest in finance. Be prepared to discuss recent industry trends or news articles that excite you, showcasing your enthusiasm and engagement with the field.
✨Network with Industry Professionals
Before your interview, reach out to current or former Aplaro Ltd employees on platforms like LinkedIn. They'll offer unique insights into the company's culture and the interview process, which can give us a delightful edge in showcasing a good fit for the team.
