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- Tasks: Lead the evolution of payment optimisation products and drive customer value through data and technology.
- Company: Join APEXX, a dynamic Fintech scale-up focused on innovative payment solutions.
- Benefits: Enjoy private medical insurance, generous holiday, and flexible working options.
- Why this job: Shape the future of payments and make a real impact in a fast-paced environment.
- Qualifications: Proven experience in product management within payments and strong commercial acumen.
- Other info: Collaborative culture with opportunities for professional growth and international work.
The predicted salary is between 72000 - 108000 ÂŁ per year.
Reporting to: Chief Product & Technology Officer
Location: London HQ - 3 days in office, 2 days from home
OVERVIEW
Are you passionate about using data, technology, and payments expertise to drive tangible customer value? We’re looking for an experienced and commercially minded Head of Product, Payments Optimisation to lead the evolution of our optimisation and orchestration products, scaling them to the next level. You’ll operate at the intersection of Product, Data Science, and Commercial teams, translating analytical insights into measurable business outcomes for our customers and for APEXX. This role is ideal for someone who enjoys connecting complex technical capabilities with commercial value, inspiring cross‑functional alignment, and ensuring optimisation becomes a core growth driver for the company. If you thrive on solving complex payment challenges, shaping intelligent optimisation products, and communicating value with clarity and conviction, we’d love to hear from you.
WHAT YOU'LL BE DOING
- Define and drive the long‑term strategy and roadmap for APEXX’s Optimisation and Orchestration suite, ensuring clear differentiation and customer value.
- Establish the commercial framework for optimisation, working with Finance, Sales, and Product Marketing to design value‑based pricing models.
- Lead the evolution of optimisation from a capability into a scalable product line, influencing its positioning, packaging, and monetisation.
- Provide thought leadership across the organisation on the role of AI and data‑driven optimisation in payments.
CROSS‑FUNCTIONAL COLLABORATION & DELIVERY
- Partner with Engineering and Data Science to develop AI/ML‑powered optimisation features that improve authorisation, reduce cost, and drive measurable performance gains.
- Work closely with Sales, Relationship Management, and Marketing teams to articulate product value and support commercial success across the portfolio.
- Drive alignment across teams, ensuring strategic intent translates into customer‑ready, high‑impact product delivery.
CUSTOMER VALUE, GROWTH & COMMERCIAL ENABLEMENT
- Translate model performance and analytical insights into ROI‑focused, commercially compelling narratives for customers and internal stakeholders.
- Enable Sales and Relationship Managers to position and sell optimisation as a premium, value‑generating product.
- Be the subject‑matter expert on Interchange and Scheme fee pricing and optimisation opportunities.
- Partner with customers to identify where data, AI, and automation can unlock incremental efficiency, acceptance rates, or cost reduction.
- Contribute directly to upsell and cross‑sell opportunities, helping turn product performance into revenue growth.
PRODUCT EXCELLENCE & EVIDENCE‑DRIVEN DECISION MAKING
- Define success metrics, experimentation frameworks, and governance around optimisation performance.
- Promote strong product management discipline — discovery, validation, delivery, and measurement — across optimisation workstreams.
- Use data and evidence to balance strategic ambition with operational focus, ensuring decisions are measurable and outcomes are sustainable.
ABOUT YOU
- You’ve done this before: You have demonstrable experience in Product Management within Payments, with a proven record of leading and scaling complex, data‑driven payment or financial products with clear commercial outcomes.
- You have domain knowledge: You have deep understanding of payment transaction lifecycle, including authorisation, authentication (3DS), settlement, fraud, and chargebacks.
- You’re an expert at: Understanding the detailed working knowledge of Interchange and Scheme fees and their application.
- You’re commercially driven: Commercially astute, able to craft value propositions and communicate financial impact confidently to senior and external audiences.
- You’re an influencer: Natural influencer who can inspire cross‑functional teams and align stakeholders around a common product vision.
- You think big picture: Strategic yet hands‑on, capable of operating at both portfolio and execution level in a fast‑moving environment.
WHY JOIN US
You’ll help shape the future of payments optimisation at APEXX building products that directly impact merchant performance and profitability. You’ll work with talented teams across product, data, and engineering, driving measurable improvements in one of the most dynamic spaces in FinTech. You’ll have the opportunity to shape the strategic direction of optimisation products and influence product management practices across the team.
PERKS & BENEFITS
- Health: Private Medical Insurance with AXA. Life Insurance 4Ă— salary & 5 years' salary protection for critical illness.
- Holiday: 25 days holiday plus bank holidays. We love birthdays! — additional paid holiday for your birthday (26 days). Holiday increases a day each year after 3 years and you have the option to carry 5 days holiday over to the following year.
- Work: We aim at bringing the team into the office three days a week. Our HQ is in the popular Fintech hub of Farringdon, London. We also give you the option of working 2 weeks a month abroad!
ABOUT APEXX
APEXX is a dynamic Fintech scale‑up founded in 2016 with the goal of creating cutting‑edge payment technology. Our vision is to be the payment industry’s most merchant‑centric provider. Through our platform a merchant can connect via a simple API connection to the world’s payment ecosystem, increasing conversion at lower cost and satisfying their entire payments needs. We excel at bringing transparency, efficiency, and competition to the payments market. The team is incredibly committed and enthusiastic about what we are building — top‑of‑the‑class payments solutions and a valuable business. This is infectious and creates a wonderful office atmosphere. We have a supportive, relaxed yet high‑performing, and high‑trust culture.
EQUAL OPPORTUNITY STATEMENT
APEXX is an equal opportunities employer committed to encouraging equality, diversity, and inclusion among our employees and eliminating discrimination.
CANDIDATE POLICY
We do not accept speculative CVs or candidate profiles from Recruitment Agencies.
Head of Product, Payment Optimisation employer: APEXX Global
Contact Detail:
APEXX Global Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Head of Product, Payment Optimisation
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. The more people you know, the better your chances of landing that Head of Product role.
✨Tip Number 2
Showcase your expertise! Prepare a portfolio or case studies that highlight your experience in payments optimisation and product management. This will help you stand out and demonstrate your value to APEXX.
✨Tip Number 3
Ace the interview! Research common interview questions for product management roles and practice your responses. Be ready to discuss how you've driven commercial outcomes and collaborated across teams.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, it shows you're genuinely interested in joining APEXX and contributing to our mission in the payments space.
We think you need these skills to ace Head of Product, Payment Optimisation
Some tips for your application 🫡
Tailor Your CV: Make sure your CV speaks directly to the Head of Product, Payments Optimisation role. Highlight your experience in product management and payments, showcasing how you've driven commercial outcomes in previous roles.
Craft a Compelling Cover Letter: Use your cover letter to tell us why you're passionate about payments optimisation. Share specific examples of how you've used data and technology to create value, and connect it back to our mission at APEXX.
Showcase Your Cross-Functional Experience: We love collaboration! In your application, mention any experience you have working with engineering, data science, or sales teams. Highlight how you’ve aligned stakeholders around a common vision to drive product success.
Apply Through Our Website: Don’t forget to submit your application through our website! It’s the best way for us to receive your details and ensures you’re considered for the role. We can’t wait to see what you bring to the table!
How to prepare for a job interview at APEXX Global
✨Know Your Product Inside Out
Before the interview, dive deep into APEXX’s optimisation and orchestration products. Understand their features, benefits, and how they stand out in the market. This will help you articulate your vision for the product and demonstrate your passion for driving customer value.
✨Showcase Your Data Savvy
Since this role heavily involves data-driven decision-making, be prepared to discuss your experience with analytics and how you've used data to influence product strategy. Bring examples of how you've translated analytical insights into successful business outcomes in previous roles.
✨Prepare for Cross-Functional Collaboration Questions
Expect questions about how you’ve worked with different teams like Engineering, Sales, and Marketing. Have specific examples ready that showcase your ability to inspire alignment and drive product delivery across various functions.
✨Communicate Commercial Impact Clearly
As a commercially minded candidate, practice articulating how your product strategies have led to measurable financial outcomes. Be ready to discuss value propositions and how you can help APEXX position optimisation as a premium offering in the market.