At a Glance
- Tasks: Underwrite credit proposals for Buy to Let loans and assess credit risks.
- Company: Join a leading London bank with a strong reputation in the financial sector.
- Benefits: Enjoy a competitive salary of £55,000 and generous holiday perks.
- Why this job: Be part of a supportive team while making impactful credit decisions.
- Qualifications: Strong communication skills and knowledge of UK lending and regulatory frameworks required.
- Other info: This is a 12-month fixed-term contract with potential for growth.
The predicted salary is between 33000 - 77000 £ per year.
Our London client in the Banking sector is seeking a BTL Underwriter to join the team as soon as possible on a 12 month FTC basis with a salary of £55,000 on offer. This role comes with a great perks package including generous holiday.
What does the role entail?
Working as a BTL Underwriter your main job role will be the underwriting of credit proposals, primarily of Buy to Let. You will manage the review, assessment, investigation, and minimising of credit risks associated with loan applications in accordance with the Bank's operating policies and procedures. You will also ensure the credit decisions are made within regulatory standards, credit policy and adhere to TCF principles and Customer First principles.
What skills will you have?
The ideal candidate for the BTL Underwriter position will have good communication skills, both verbal and written, knowledge of Microsoft Office products, knowledge of the UK regulatory framework, principles, and rules, knowledge of the UK lending environment as well as having relevant experience in underwriting or assessing credit proposals in BTL.
What is on offer?
This 12 month FTC position as a BTL Underwriter is the opportunity to join a supportive but hardworking team. The salary on offer is £55,000 per annum. A great incentive package is also available.
How to apply?
To be considered for this BTL Underwriter position please click apply now.
BTL Underwriter in Harrow employer: Antony James Recruitment Ltd
Contact Detail:
Antony James Recruitment Ltd Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land BTL Underwriter in Harrow
✨Tip Number 1
Familiarise yourself with the latest UK regulatory framework and lending environment. This knowledge will not only help you in interviews but also demonstrate your commitment to understanding the role.
✨Tip Number 2
Network with professionals in the banking sector, especially those who work in underwriting. Attend industry events or join relevant online forums to gain insights and potentially get referrals.
✨Tip Number 3
Prepare for situational interview questions by thinking of examples from your past experience where you successfully assessed credit proposals or managed risks. This will showcase your practical skills.
✨Tip Number 4
Research the company culture and values of the bank you're applying to. Tailoring your conversation to align with their principles, such as TCF and Customer First, can set you apart from other candidates.
We think you need these skills to ace BTL Underwriter in Harrow
Some tips for your application 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities of a BTL Underwriter. Familiarise yourself with underwriting credit proposals and the specific requirements mentioned in the job description.
Tailor Your CV: Highlight your relevant experience in underwriting or assessing credit proposals, especially in the Buy to Let sector. Use keywords from the job description to ensure your CV aligns with what the company is looking for.
Craft a Strong Cover Letter: Write a compelling cover letter that showcases your communication skills and explains why you are a good fit for the role. Mention your knowledge of the UK regulatory framework and lending environment to demonstrate your expertise.
Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail, which is crucial for an underwriting role.
How to prepare for a job interview at Antony James Recruitment Ltd
✨Know Your Underwriting Basics
Make sure you brush up on your knowledge of underwriting principles, especially in the Buy to Let sector. Be prepared to discuss how you assess credit proposals and manage risks, as this will be a key focus during the interview.
✨Familiarise Yourself with Regulatory Standards
Since the role requires adherence to UK regulatory frameworks, it's crucial to understand these regulations thoroughly. Be ready to explain how you ensure compliance in your previous roles and how you would apply this knowledge in the new position.
✨Demonstrate Strong Communication Skills
As communication is vital in this role, practice articulating your thoughts clearly and concisely. Prepare examples of how you've effectively communicated complex information in the past, both verbally and in writing.
✨Show Enthusiasm for the Role
Express genuine interest in the BTL Underwriter position and the company. Research the bank's values and culture, and be ready to discuss why you want to work there and how you can contribute to their success.