Underwriter

Underwriter

Brighton Full-Time 28800 - 43200 £ / year (est.) No home office possible
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At a Glance

  • Tasks: As an Underwriter, you'll develop and negotiate insurance policies while ensuring exceptional customer service.
  • Company: Ansvar Insurance UK is part of Benefact Group, focusing on insurance for the third sector.
  • Benefits: Enjoy hybrid working, a competitive salary, generous bonuses, and 25 days annual leave plus bank holidays.
  • Why this job: Join a supportive team committed to making a difference and enjoy fantastic career development opportunities.
  • Qualifications: You need a Qualified Cert CII or commitment to achieve it, plus experience in commercial insurance.
  • Other info: Be part of a company that donates profits to charity and values diversity and inclusion.

The predicted salary is between 28800 - 43200 £ per year.

Working hours: 35 hours per week, Monday to Friday

Duration: Permanent

Location: Brighton

Job Ref: 204654

About The Role

Ansvar, who are proudly part of Benefact Group, are looking for an Underwriter to join our Brighton office.

As an Underwriter within our Renewals team at Ansvar, you will play a crucial role to the business in developing, negotiating and profitably underwriting business within your own authority and in line with Ansvar strategy.

You’ll work closely with brokers to build strong, collaborative relationships, ensuring a balance between attracting new customers and retaining existing ones through competitive insurance solutions. Our diverse portfolio spans charities, property owners, businesses, offices and retail, faith groups, social enterprises, and not‑for‑profit organisations – giving you the opportunity to make a meaningful impact across sectors that truly matter.

Why Join Us?

Join a collaborative and inclusive culture that’s committed to making a difference and building a more sustainable future. Ranked amongst the UK’s 15 Best Big Companies to Work For in 2025, we offer fantastic career and development opportunities within a rapidly growing, innovative Group – where all profits go to charity and good causes.

What You’ll Be Doing

  • Develop, negotiate and profitably underwrite business within your own authority and in line with Ansvar strategy
  • Plan, prioritise and manage individual work to deliver agreed objectives and meet SLAs to deliver exceptional customer service
  • Use the appropriate method of communication (telephone, face‑to‑face) to support Ansvar’s right‑first‑time approach to maintain successful internal and external relationships
  • Act on individual audit results and agreed action plans within agreed deadlines to improve performance (participation in in‑house training, CII, CPD)
  • Understand and operate within regulatory framework and identify and raise any risks to the business
  • Analyse statistical information using specialist programmes
  • Potential broker visits to support policies
  • Keep detailed and accurate records of policies underwritten and decisions made

What You’ll Need to Have

  • Qualified Cert CII or a commitment to achieve within an agreed timescale
  • Market, industry and company knowledge
  • A proven track record of delivering exceptional customer service
  • Strong verbal communication skills
  • Commercial Insurance experience essential

What We Offer

  • A competitive salary – let’s discuss it
  • Hybrid working
  • Group Personal Pension – up to 12% employer contribution
  • Generous annual bonus scheme: on‑target bonus between 6% and 24%
  • 25 days annual leave plus bank holidays, and a holiday buy and sell scheme
  • An array of health and wellbeing benefits, including private healthcare, income protection and life assurance
  • £200 annual personal grant to a charity of your choice
  • Encouraged to take at least one volunteering day per year
  • Employee Assistance Programme
  • Full study support to gain professional qualifications
  • Access to virtual GP
  • Enhanced maternity and paternity pay

Hear from the Hiring Manager

“We’re a dynamic, supportive team that values every voice – your ideas will be heard and you’ll have the chance to drive real growth in our business.”

About Us

Ansvar specialises in insurance to the third sector. We cover thousands of risks in the UK, and unlike other insurers, our products are specifically designed for the niches we insure.

Driven by our values of empathy, professionalism and trust, we hold a genuine desire to positively impact the communities we help protect.

Benefact Group is a unique international financial services Group made up of over 30 businesses. We are owned by a charity and have been the 3rd largest UK corporate donor over a decade*, having given away £250m since 2014. We have ambitious plans to become the UK’s number one corporate donor, with strategic objectives in place to double the Group’s size.

We believe it’s essential to attract, empower, grow and reward talented people, offering fantastic opportunities for career and personal development. Our giving ethos, 135‑year history and the diversity of what we do, has enabled us to build a culture of kindness, great ambition, and of passionate people driven to do better and be better.

At Benefact Group, we are committed to creating an inclusive culture and building an environment where each and every one of us feels valued and respected. We are a community made up of people with a range of different backgrounds, abilities, perspectives, beliefs and interests and we value the strength this brings to us as a Group. We welcome applications from everyone.

If you need any additional support during the recruitment process, then please let us know.

  • Directory of Social Change’s UK Guides to Company Giving 2017-26

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Underwriter employer: Ansvar Insurance UK

At Ansvar Insurance UK, we pride ourselves on fostering a collaborative and inclusive work culture that empowers our employees to make a meaningful impact. Located in the vibrant city of Brighton, we offer hybrid working options, competitive salaries, and generous benefits including a substantial annual bonus scheme and support for professional development. Join us to be part of a team that not only values your contributions but also channels its profits towards charitable causes, making every day at work rewarding and fulfilling.
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Contact Detail:

Ansvar Insurance UK Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter

Tip Number 1

Familiarise yourself with Ansvar's mission and values, especially their focus on the third sector and charitable giving. This will help you align your responses during interviews and demonstrate your genuine interest in their work.

Tip Number 2

Network with current or former employees of Ansvar Insurance. Engaging with them can provide valuable insights into the company culture and expectations, which can be beneficial when preparing for interviews.

Tip Number 3

Brush up on your knowledge of commercial insurance and regulatory frameworks relevant to underwriting. Being well-versed in these areas will not only boost your confidence but also show your commitment to the role.

Tip Number 4

Prepare examples of how you've delivered exceptional customer service in previous roles. Ansvar values this highly, so having specific instances ready to discuss can set you apart from other candidates.

We think you need these skills to ace Underwriter

Commercial Insurance Knowledge
Customer Service Excellence
Negotiation Skills
Regulatory Compliance Understanding
Risk Assessment
Analytical Skills
Attention to Detail
Time Management
Communication Skills
Problem-Solving Skills
Team Collaboration
Adaptability
Cert CII Qualification or Commitment to Achieve
Performance Improvement Strategies

Some tips for your application 🫡

Understand the Role: Before applying, make sure to thoroughly read the job description for the Underwriter position at Ansvar Insurance. Understand the key responsibilities and required qualifications, such as the need for a Cert CII or commitment to achieve it.

Tailor Your CV: Customise your CV to highlight relevant experience in commercial insurance and exceptional customer service. Use specific examples that demonstrate your ability to develop and negotiate business effectively.

Craft a Compelling Cover Letter: Write a cover letter that reflects your enthusiasm for the role and the company. Mention how your values align with Ansvar's mission of making a positive impact and your commitment to professional development.

Proofread Your Application: Before submitting, carefully proofread your application materials. Check for spelling and grammatical errors, and ensure that all information is clear and concise. A polished application reflects your attention to detail.

How to prepare for a job interview at Ansvar Insurance UK

Understand the Company Culture

Before your interview, take some time to research Ansvar Insurance and its values. They pride themselves on a collaborative and inclusive culture, so be prepared to discuss how you can contribute to this environment.

Showcase Your Customer Service Skills

As an Underwriter, delivering exceptional customer service is key. Be ready to share specific examples from your past experiences that demonstrate your ability to manage client relationships effectively.

Prepare for Technical Questions

Given the role's focus on underwriting and insurance, brush up on your technical knowledge related to commercial insurance. Be prepared to discuss regulatory frameworks and how you would identify and escalate risks.

Highlight Your Commitment to Professional Development

Ansvar values continuous learning, so mention any relevant qualifications like Cert CII or your plans to achieve them. Discuss how you stay updated with industry trends and your commitment to personal growth.

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