At a Glance
- Tasks: Support the underwriting lifecycle of unsecured NPL portfolio acquisitions across Europe.
- Company: Join a growing consumer finance and debt management platform.
- Benefits: Competitive salary, dynamic work environment, and opportunities for professional growth.
- Other info: Collaborative team culture with opportunities to challenge and innovate.
- Why this job: Make an impact in the finance sector while developing your analytical skills.
- Qualifications: 4-9 years in unsecured NPL underwriting and strong Excel skills required.
The predicted salary is between 60000 - 80000 £ per year.
We are working with a growing consumer finance and debt management platform who are currently expanding their Unsecured NPL Portfolio Investment team.
Mission
Support the full underwriting lifecycle of unsecured NPL portfolio acquisitions across European jurisdictions—from screening and underwriting through IC approval, SPA negotiation, closing, onboarding, and post‑acquisition performance tracking.
Key Responsibilities
- Triage teasers and NDAs; capture deal data (seller, asset class, GBV, legal stage mix, timelines, process rules).
- Appraise and develop forecasting models for a wide range of prospective unsecured.
- Develop financial models capturing all aspects of the NPL business plan for a portfolio.
- Participate in due diligence processes and management meetings with Sellers.
- Prepare investment committee recommendations with clear assumptions.
Candidate Profile
- 4-9 years experience in unsecured NPL underwriting with NPL investor such as a debt purchaser, Fund.
- Advanced Excel; PowerPoint; comfort with large data tapes.
- Excellent written communication in English.
- Self-starter, confidence to challenge third parties such as sellers, servicers and investment partners.
- Another EU language.
- Basic Python or Power Query for large data set analysis.
Unsecured NPL Underwriter employer: Anonymous
Join a dynamic and innovative consumer finance and debt management platform that prioritises employee growth and development. With a collaborative work culture and a commitment to excellence, we offer competitive benefits and opportunities for professional advancement in a thriving European market. Be part of a team that values your contributions and supports your career journey in the exciting field of unsecured NPL underwriting.
StudySmarter Expert Advice🤫
We think this is how you could land Unsecured NPL Underwriter
✨Tip Number 1
Network like a pro! Reach out to people in the finance and debt management space, especially those who are already working in unsecured NPL underwriting. A friendly chat can lead to insider info about job openings that aren’t even advertised yet.
✨Tip Number 2
Show off your skills! When you get the chance to meet potential employers, whether at networking events or interviews, be ready to discuss your experience with financial models and data analysis. Bring examples of your work to demonstrate your expertise.
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview or meeting, drop a quick thank-you email. It keeps you on their radar and shows your enthusiasm for the role. Plus, it’s a great opportunity to reiterate why you’re the perfect fit for their team.
✨Tip Number 4
Apply through our website! We’ve got a streamlined process that makes it easy for you to showcase your skills and experience. Plus, it gives us a chance to see your application in the best light possible. Don’t miss out!
We think you need these skills to ace Unsecured NPL Underwriter
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Unsecured NPL Underwriter role. Highlight your relevant experience in underwriting and any specific projects you've worked on that relate to unsecured NPLs. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about the role and how your background makes you a perfect fit. Don’t forget to mention your experience with financial models and due diligence processes, as these are key for us.
Show Off Your Data Skills:Since this role involves working with large data sets, make sure to highlight your proficiency in Excel and any experience with Python or Power Query. We love seeing candidates who can handle data like pros, so don’t hold back!
Apply Through Our Website:We encourage you to apply through our website for a smoother application process. It helps us keep track of your application and ensures you don’t miss out on any important updates. Plus, it’s super easy!
How to prepare for a job interview at Anonymous
✨Know Your Numbers
As an Unsecured NPL Underwriter, you'll need to be comfortable with financial models and data analysis. Brush up on your Excel skills and be ready to discuss how you've used forecasting models in past roles. Prepare examples that showcase your ability to analyse large data sets and make informed decisions.
✨Master the Art of Communication
Excellent written communication is key in this role. Practice articulating your thoughts clearly and concisely, especially when discussing complex financial concepts. You might even want to prepare a short presentation on a past project to demonstrate your communication skills during the interview.
✨Show Your Initiative
Being a self-starter is crucial for this position. Think of instances where you took the lead on a project or challenged assumptions in a constructive way. Be prepared to share these experiences and highlight how your proactive approach benefited your previous employers.
✨Brush Up on Industry Knowledge
Stay updated on trends in the unsecured NPL market and be ready to discuss them. Research the company’s recent acquisitions and their impact on the market. This will not only show your interest but also your understanding of the industry landscape, which is vital for the role.
