At a Glance
- Tasks: Oversee underwriting and pricing risks, ensuring compliance and sustainable growth.
- Company: Doubtless Pet Care, a leading global pet insurance and health services organisation.
- Benefits: Salary up to £77,250, 25 days holiday, private medical insurance, and more!
- Other info: Remote role with occasional office presence in London; inclusive and diverse workplace.
- Why this job: Join a passionate team making a real difference in pet care and insurance.
- Qualifications: Risk management or actuarial qualifications with strong insurance knowledge required.
The predicted salary is between 77250 - 77250 £ per year.
As Doubtless Pet Care continues to grow, we are seeking a UK Senior Risk Manager to join our Risk team.
Package
We offer a salary of up to £77,250 per annum, dependent on experience, 25 days holiday, life assurance, private medical insurance, and a range of employee benefits!
Location
- This is a remote role with occasion office presence in London
- What you`ll get up to as our Senior Risk Manager
Sitting within the newly established UK Risk Management Function, this role focuses on underwriting and pricing risk oversight, ensuring robust risk frameworks are applied to support sustainable growth and regulatory compliance.
You will act as a key advisor to underwriting and pricing teams, providing independent challenge and strategic insight into risk exposures.
You'll also
- Provide independent risk oversight, challenge and advice across underwriting, pricing and reserving activities.
- Support the development, implementation and ongoing monitoring of the risk appetite framework, ensuring compliance with risk tolerances, regulatory requirements and Group standards.
- Maintain effective risk management policies and frameworks, embedding Consumer Duty principles and delivering good customer outcomes.
- Lead risk assessments and control reviews across underwriting, actuarial and pricing functions, including oversight of the Risk & Control Self-Assessment (RCSA) process.
- Monitor emerging risks, market developments and portfolio performance, providing effective challenge and recommendations to mitigate risk exposures.
- Partner with underwriting, actuarial, finance and compliance teams to support product development, pricing decisions and a holistic approach to risk management.
- Produce risk reporting and insights for senior management, committees, boards and regulators, including contributions to ORSA, SFCR, capital adequacy and solvency monitoring activities.
- Provide risk oversight and challenge through key governance forums, including underwriting, pricing, reserving and conduct committees.
- Promote a strong risk culture through training, awareness initiatives and the consistent application of risk management practices across the organisation.
- Support the management and oversight of financial and non-financial risks, including ESG and climate-related risks.
- What we look for in you
Essential
- Recognised Risk Management qualification, Actuarial qualification and / or a recognised professional qualification e. g. ACA, ACMA, ACCA, IIA, CIP, LLP.
- Strong knowledge of insurance underwriting principles, pricing methodologies, and risk management frameworks.
- Proven experience in a senior risk role within the UK insurance market, ideally personal lines.
- Familiarity with Solvency II, FCA/PRA regulations, and risk appetite frameworks.
- Ability to apply risk appetite and tolerance to underwriting and pricing decisions.
- Excellent analytical, communication, and stakeholder management skills.
Desirable
- Professional qualifications such as IRM, CII, or actuarial credentials are highly desirable.
- Experience in embedding regulatory standards into risk frameworks.
- Experience with controls improvement reviews or implementation of new frameworks relating to underwriting and pricing.
- Excellent ability to influence and challenge senior stakeholders constructively.
- Skilled in presenting risk insights to boards and committees.
- Proficiency in risk systems and tools (e. g., risk registers, dashboards).
- Familiarity with actuarial software and data analytics tools (e. g., Excel, SQL, or Python for risk analysis).
What we are all about!
We are Doubtless Pet Care – a pet insurance and health services organisation operating in several markets across Europe including the UK, France, Netherlands, Belgium and Germany as well as North America (USA and Canada).
We are one of the largest pet insurance and services organisations globally, with over 4,500 colleagues supporting over 6 million pets across the globe.
Our passion for pets powers our purpose to help pet parents get better access to better care, so they can focus on the joy that happy healthy pets bring to their lives.
We're guided by our values of Performance, Exploration, Togetherness and Sustainability and as pet owners, many of us at Doubtless feel a personal connection with our mission.
We know that harnessing our differences makes us stronger and helps us to deliver better outcomes for our customers and each other.
That’s why we are committed to ensuring that everyone is treated fairly and without discrimination, and we are passionate about creating an inclusive environment where everyone feels they belong.
UK Senior Risk Manager – Underwriting and Pricing - Pinnacle Pet Group employer: Animal Friends
Animal Friends Insurance is an exceptional employer that values innovation and collaboration, making it an ideal place for Agile Delivery Leads to thrive. With a flexible location, employees enjoy a supportive work culture that prioritises professional growth, alongside generous benefits like 25 days of annual leave and discounts on pet insurance. Join us to make a meaningful impact while working in a dynamic environment that champions customer outcomes.
StudySmarter Expert Advice🤫
We think this is how you could land UK Senior Risk Manager – Underwriting and Pricing - Pinnacle Pet Group
✨Dive Into Industry Networking Events
Get your foot in the door by attending insurance industry events and conferences. Not only will you learn about the latest trends, but you'll also meet potential employers and industry peers. Check out local chapters of professional bodies like the Chartered Insurance Institute for valuable meetups.
✨Use LinkedIn to Your Advantage
Don’t underestimate the power of LinkedIn in the insurance world. Engage with industry content, join relevant groups, and connect with professionals at companies you admire (like Animal Friends). A thoughtful message explaining your interest can really make a difference!
✨Look Out for Graduate Schemes
Many firms in insurance have structured graduate programmes. Keep an eye on application windows and utilise your university's career services for insider tips. These schemes are designed to develop talent and often lead to permanent roles after your initial training.
✨Leverage Your Current Connections
Got friends or family in the industry? Now’s the time to reach out! Personal referrals can give you a head start, so let them know you're on the lookout for full-time opportunities at places like Animal Friends. Don’t shy away from asking for a coffee chat; you never know what doors it might open!
We think you need these skills to ace UK Senior Risk Manager – Underwriting and Pricing - Pinnacle Pet Group
Some tips for your application 🫡
Highlight Your Analytical Skills:In insurance, we love a candidate who can crunch numbers and analyse data effectively. When crafting your CV, make sure to showcase any relevant coursework or experiences that highlight your analytical abilities, especially if you’ve tackled risk assessment or financial modelling.
Showcase Industry Knowledge:Don’t be shy about your knowledge of the insurance sector! We want to see that you've done your homework on current trends, regulations, and challenges in the industry. Mention any relevant projects or studies you’ve completed that demonstrate your understanding of the field in your cover letter.
Craft a Compelling Cover Letter:Your cover letter should tell us why you’re passionate about insurance. Share any personal experiences or what drew you into this profession. We’re looking for enthusiasm and a clear motivation for why you want to be part of our team at Animal Friends.
Tailor Your CV for the Role:Don't just send a generic CV! Focus on tailoring it specifically for the insurance role at Animal Friends. Highlight relevant skills such as risk management, customer service experience, or any certifications you've earned in the industry to make your application stand out.
How to prepare for a job interview at Animal Friends
✨Know Your Numbers: Insurance Fundamentals
Brush up on your understanding of key insurance concepts, like underwriting principles and risk assessment. Expect the interviewer at Animal Friends to throw some technical questions your way, so be ready to demonstrate your grasp of these essentials.
✨Showcase Your Analytical Side
In the insurance world, it's all about data. Prepare to discuss any analytical tools or methodologies you've used in past experiences. If you have a portfolio of projects where you've tackled complex data, bring that along to impress the team!
✨Prepare for Behavioural Questions
As a full-timer at Animal Friends, they'll want to know how you handle real-life scenarios, not just theory. Think about challenges you've faced in teamwork or customer service, and how those experiences can relate to a career in insurance.
✨Know the Company Culture Inside Out
Understanding Animal Friends's values and workplace culture is essential. Don’t just memorise their mission statement; think about how your personal values align with theirs. This will show your genuine interest in being part of their team long-term.
