Head of Actuarial Market Trading Pricing and Product in England

Would you like to work for one of the UK’s leading Pet Insurance companies? If so, you might be interested in our new Head of Actuarial Market Trading role working within our growing Pricing Team.

Package: £100,000 per annum depending on experience, with excellent benefits.

Location: We are flexible on the location for this role; it can be based fully remote in the UK (including a streamlined remote onboarding process), hybrid, or based within our office in Amesbury.

Responsibilities

• As Head of Actuarial Market Trading, you will play a pivotal role in driving short‑term tactical pricing and trading decisions through close monitoring of market positions, competitor behaviour and portfolio performance.
• You will own pricing input into product selection, distribution and marketing strategy, translating technical, behavioural and commercial insight into clear target street prices and decision guardrails.
• The role will provide critical pricing support to FP&A, including ownership of the pricing technical account view, integration of forecast narratives, and delivery of executive‑level and monthly performance reporting across pricing and trading.
• Working cross‑functionally, you will lead the continuous delivery of pricing and commercial change, ensuring agreed pricing and underwriting decisions are translated into clear rating engine requirements and technical change plans.
• You will support the development and governance of inflation assumptions, reserving‑for‑pricing, underwriting and loss‑ratio forecasting, reinsurance reporting, and behavioural and lifetime value models, producing high‑quality MI to support pricing decisions.
• The role also includes ownership of pricing decision forums and rate change approvals from a pricing perspective, line management of a small team of market analysts, and full compliance with FCA Conduct Rules.

Qualifications

• Actuarial or pricing qualification (or equivalent experience) with strong insurance pricing expertise.
• Solid grounding in technical pricing, reserving, forecasting and behavioural/customer modelling.
• Experience in price optimisation, rate setting, fair value decision‑making and tactical trading.
• Strong understanding of market dynamics, distribution economics and regulatory/customer outcomes.
• Comfortable translating insight into clear MI, executive reporting and pricing decisions.
• Experience with rating engines, pricing system change and end‑to‑end delivery.
• Strong commercial judgement, balanced with analytical rigour and evidence‑based decision‑making.
• Proven ability to lead stakeholders, own forums and communicate clearly at executive level.
• Confident operating across strategy and hands‑on execution in a fast‑moving environment.
• Able to drive change, remove blockers and convert ambiguity into action.
• A collaborative leader who coaches others, encourages innovation and continuous improvement.
• Operates with a strong risk, control and conduct mindset, escalating issues when required.

Benefits

• 25 days annual leave plus bank holidays and your birthday off.
• 95% of our employee’s own pets, we’re able to provide up to 50% off insurance along with free access to our Vet consultation app JOII.
• Discount on gym membership, access to a Wellbeing hub, a health care cash plan and private medical insurance.
• Donate £3k to the employee of the quarter’s chosen charity.
• Work within a courageous, passionate and kind‑hearted team.

Animal Friends Pet Insurance Ltd is an equal opportunities employer and we welcome applications from people of all ages, genders, ethnicities, nationalities, disabilities, religions, and sexual orientations. Your application will be dealt with in the strictest of confidence.