At a Glance
- Tasks: Develop and optimise credit strategies while analysing portfolio trends and providing data-driven insights.
- Company: Join NatWest, a leading UK retail bank focused on innovation and customer success.
- Benefits: Enjoy a hybrid work model, competitive pay, and opportunities for professional growth.
- Other info: Be part of a dynamic team driving change in a technology-driven banking environment.
- Why this job: Make a real impact in shaping credit policies and enhancing risk management strategies.
- Qualifications: Strong analytical skills with experience in coding languages like SAS or SQL.
The predicted salary is between 55000 - 65000 £ per year.
NatWest is a major UK retail bank, providing everyday banking services to over 19 million customers. The bank's expertise and services span retail, commercial and private banking. AMS is a global workforce solutions partner committed to creating inclusive, dynamic, and future-ready workplaces. We partner with NatWest to deliver their contingent recruitment processes.
On behalf of NatWest, we are looking for a Credit Strategy Risk Manager for a contract until the end of 2026 based in Edinburgh. It will be a hybrid model.
Purpose of the role: To support the development and optimisation of credit strategies across lending products, portfolio management, and customer lifecycle activities. The role focuses on analysing opportunities, shaping credit policies, and working with stakeholders across the bank to design, implement, monitor, and enhance risk-based decision making and portfolio performance.
What you'll do:
- Develop and maintain credit risk and decision-support models to support strategic business objectives and portfolio performance.
- Monitor and manage portfolio credit risk, including bad debt provisions, impairments, risk-weighted assets, and associated costs.
- Ensure personal and private lending portfolios operate within established risk appetite and regulatory frameworks.
- Analyse portfolio trends and provide data-driven insights to support risk management and business decision-making.
- Lead and support the design, development, and implementation of key credit risk and strategic change initiatives.
- Collaborate with stakeholders across the business to influence customer management strategies, drive automation, and provide constructive risk challenge where appropriate.
The skills you'll need:
- Strong analytical and problem-solving skills with experience using coding languages such as SAS, SQL, or similar.
- Solid understanding of banking, credit risk management, and regulatory requirements.
- Proficiency in analytical, reporting, and presentation tools to deliver data-driven insights.
- Experience developing, implementing, and monitoring risk strategies, models, and frameworks.
- Strong project management and stakeholder engagement skills, with the ability to work effectively across teams.
- Excellent communication skills, with the ability to translate complex technical concepts into clear business-focused recommendations for non-technical audiences.
There are plenty of reasons why NatWest is a great place to work in a temporary job; they are becoming a simpler Bank, which is more integrated and technology driven. You'll be helping to build a sustainable bank, committed to helping customers to succeed.
We will only accept workers operating via an Umbrella or PAYE engagement model. If you are interested in applying for this position and meet the criteria outlined above, please click the link to apply and we will contact you with an update in due course.
Credit Strategy Risk Manager in Fife employer: AMS CWS
NatWest is an excellent employer, offering a dynamic and inclusive work culture that prioritises employee growth and development. With a commitment to innovation and sustainability, employees in Edinburgh benefit from a hybrid working model that fosters collaboration while allowing for flexibility. Joining NatWest means being part of a forward-thinking team dedicated to shaping the future of banking and making a meaningful impact on customers' lives.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Strategy Risk Manager in Fife
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and finance sector, especially those who might know someone at NatWest. A friendly chat can open doors that a CV just can't.
✨Tip Number 2
Prepare for the interview by diving deep into NatWest's values and recent initiatives. Show us you’re not just another candidate; demonstrate how your skills align with their mission to build a sustainable bank.
✨Tip Number 3
Practice your storytelling! Be ready to share specific examples of how you've tackled credit risk challenges in the past. We want to hear about your analytical prowess and how you’ve influenced decision-making.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’ll keep you updated on your progress every step of the way.
We think you need these skills to ace Credit Strategy Risk Manager in Fife
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Strategy Risk Manager role. Highlight your experience in credit risk management and any relevant coding skills like SAS or SQL. We want to see how your background aligns with what NatWest is looking for!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how you can contribute to NatWest's goals. Keep it concise but impactful – we love a good story that connects your skills to the job!
Showcase Your Analytical Skills:Since this role requires strong analytical abilities, make sure to include examples of how you've used data to drive decisions in past roles. We want to see your problem-solving skills in action, so don’t hold back on the details!
Apply Through Our Website:Don’t forget to apply through our website! It’s the easiest way for us to get your application and keep track of everything. Plus, it shows you’re serious about joining the team at NatWest!
How to prepare for a job interview at AMS CWS
✨Know Your Numbers
As a Credit Strategy Risk Manager, you'll need to be comfortable with data. Brush up on your analytical skills and be ready to discuss specific metrics related to credit risk management. Familiarise yourself with key performance indicators and how they relate to portfolio performance.
✨Understand the Regulatory Landscape
Make sure you have a solid grasp of the regulatory requirements that impact credit risk in banking. Be prepared to discuss how these regulations influence decision-making and risk appetite. This shows that you’re not just technically savvy but also aware of the broader context.
✨Showcase Your Stakeholder Skills
Collaboration is key in this role. Think of examples where you've successfully engaged with stakeholders to implement credit strategies or risk initiatives. Highlight your communication skills and how you can translate complex concepts into actionable insights for non-technical audiences.
✨Prepare for Scenario Questions
Expect to face scenario-based questions that test your problem-solving abilities. Prepare by thinking through potential challenges in credit strategy and how you would approach them. This will demonstrate your critical thinking and ability to adapt to changing circumstances.
