At a Glance
- Tasks: Develop and optimise credit strategies while analysing portfolio trends and managing risk.
- Company: Join NatWest, a leading UK retail bank focused on innovation and customer success.
- Benefits: Enjoy a hybrid work model, competitive pay, and opportunities for professional growth.
- Other info: Be part of a dynamic team committed to building a sustainable future in banking.
- Why this job: Make a real impact in shaping credit policies and driving strategic change.
- Qualifications: Strong analytical skills and experience with coding languages like SAS or SQL required.
The predicted salary is between 55000 - 65000 £ per year.
NatWest is a major UK retail bank, providing everyday banking services to over 19 million customers. The bank's expertise and services span retail, commercial and private banking. AMS is a global workforce solutions partner committed to creating inclusive, dynamic, and future-ready workplaces. We partner with NatWest to deliver their contingent recruitment processes.
On behalf of NatWest, we are looking for a Credit Strategy Risk Manager for a contract until the end of 2026 based in Edinburgh. It will be a hybrid model.
Purpose of the role: To support the development and optimisation of credit strategies across lending products, portfolio management, and customer lifecycle activities. The role focuses on analysing opportunities, shaping credit policies, and working with stakeholders across the bank to design, implement, monitor, and enhance risk-based decision making and portfolio performance.
What you'll do:
- Develop and maintain credit risk and decision-support models to support strategic business objectives and portfolio performance.
- Monitor and manage portfolio credit risk, including bad debt provisions, impairments, risk-weighted assets, and associated costs.
- Ensure personal and private lending portfolios operate within established risk appetite and regulatory frameworks.
- Analyse portfolio trends and provide data-driven insights to support risk management and business decision-making.
- Lead and support the design, development, and implementation of key credit risk and strategic change initiatives.
- Collaborate with stakeholders across the business to influence customer management strategies, drive automation, and provide constructive risk challenge where appropriate.
The skills you'll need:
- Strong analytical and problem-solving skills with experience using coding languages such as SAS, SQL, or similar.
- Solid understanding of banking, credit risk management, and regulatory requirements.
- Proficiency in analytical, reporting, and presentation tools to deliver data-driven insights.
- Experience developing, implementing, and monitoring risk strategies, models, and frameworks.
- Strong project management and stakeholder engagement skills, with the ability to work effectively across teams.
- Excellent communication skills, with the ability to translate complex technical concepts into clear business-focused recommendations for non-technical audiences.
Next steps: There are plenty of reasons why NatWest is a great place to work in a temporary job; they are becoming a simpler Bank, which is more integrated and technology driven. You'll be helping to build a sustainable bank, committed to helping customers to succeed.
Credit Strategy Risk Manager in Midlothian employer: AMS Contingent
NatWest is an excellent employer, offering a dynamic and inclusive work environment in the heart of Edinburgh. With a strong focus on employee growth and development, NatWest provides opportunities to engage in meaningful projects that shape the future of banking while fostering a culture of collaboration and innovation. The hybrid working model allows for flexibility, ensuring that employees can balance their professional and personal lives effectively.
StudySmarter Expert Advice🤫
We think this is how you could land Credit Strategy Risk Manager in Midlothian
✨Tip Number 1
Network like a pro! Reach out to your connections in the banking and risk management sectors. A friendly chat can lead to opportunities that aren’t even advertised yet. Don’t be shy; we all love a good conversation!
✨Tip Number 2
Prepare for interviews by practising common questions related to credit risk and decision-making. We recommend using the STAR method to structure your answers. This way, you’ll showcase your analytical skills and experience effectively!
✨Tip Number 3
Showcase your coding skills! If you’ve got experience with SAS or SQL, make sure to highlight it during discussions. We know how important these skills are for the Credit Strategy Risk Manager role, so don’t hold back!
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets noticed. Plus, we’re here to support you every step of the way, so let’s get you that job at NatWest!
We think you need these skills to ace Credit Strategy Risk Manager in Midlothian
Some tips for your application 🫡
Tailor Your CV:Make sure your CV is tailored to the Credit Strategy Risk Manager role. Highlight your analytical skills and experience with coding languages like SAS or SQL, as these are key for the position.
Craft a Compelling Cover Letter:Your cover letter should tell us why you're the perfect fit for NatWest. Use specific examples from your past experiences that demonstrate your understanding of credit risk management and stakeholder engagement.
Showcase Your Analytical Skills:Since this role requires strong analytical abilities, include any relevant projects or achievements that showcase your problem-solving skills and your proficiency in data-driven insights.
Apply Through Our Website:Don't forget to apply through our website! It’s the best way for us to receive your application and keep you updated on the process. We can’t wait to hear from you!
How to prepare for a job interview at AMS Contingent
✨Know Your Numbers
As a Credit Strategy Risk Manager, you'll need to be comfortable with data. Brush up on your analytical skills and be ready to discuss specific metrics related to credit risk management. Prepare examples of how you've used data to influence decision-making in previous roles.
✨Understand the Regulatory Landscape
Familiarise yourself with the current regulatory requirements affecting credit risk in banking. Be prepared to discuss how these regulations impact credit strategies and portfolio management. Showing that you’re up-to-date will demonstrate your commitment to compliance and risk management.
✨Stakeholder Engagement is Key
This role involves collaborating with various stakeholders. Think about past experiences where you successfully influenced or engaged with different teams. Be ready to share these stories, highlighting your communication skills and ability to translate complex concepts into actionable insights.
✨Showcase Your Technical Skills
Since coding languages like SAS and SQL are essential for this position, make sure you can talk about your experience with these tools. Consider preparing a brief example of a project where you used these skills to develop or enhance a credit risk model.
