Treasury and Capital Markets Lead

About Us: One-third of the UK’s working-age population struggles to access affordable credit — and at Amplifi Capital, we’re committed to changing that. Our mission is to improve the nation’s financial health by putting customers at the heart of everything we do. Through our state‑of‑the‑art FinTech ecosystem, we enable ethical lending via credit unions, making fair and accessible credit a reality for everyone in the UK. Amplifi Capital Limited (ACL) is proud to be one of the top lenders in the UK’s near‑prime unsecured personal loans market. Our customer‑first approach and innovative solutions have driven remarkable growth — increasing new customer volumes fivefold in just two years. Our two flagship lending products, My Community Finance and Reevo, are designed to meet diverse customer needs while promoting financial inclusion.

Role Purpose: Leading the Treasury and Capital Markets function for Amplifi Capital on a 1 Year Fixed Term Contract basis. This high profile and strategic role is at the heart of the business, ensuring that the Group has access to capital markets funding to support the growth of the business. This is a broad and hands‑on role with plenty of opportunity to make it your own, identifying ways to translate the impact of commercial and operational strategies into financial performance and effective liquidity management. You will advise the Management team and Board on appropriate strategies to optimise the Group’s capital and liquid resources. The successful candidate will be driven and focused on improving Amplifi’s approach to managing liquidity and funding.

Responsibilities:

• Operational responsibility for day‑to‑day management of the securitisation vehicle for the Reevo loan portfolio; ensuring monitoring and compliance with Servicer reporting requirements including financial covenants, advance rate and concentration limits.
• Executing weekly loan sales to the SPV and periodically, loan repurchases to facilitate Non‑Performing Loan sales to third parties.
• Responsibility for managing and monitoring the impact of loan portfolio performance on the Group’s liquidity position and forecasts; ownership of financial models that will inform strategic decisions and understanding the drivers of liquidity and financial performance, ensuring that outputs are reflected in the daily liquidity and longer term cashflow forecasts.
• Oversight of the process of sourcing deposits on behalf of credit unions.
• Manage the Senior Debt Facility and relationship.
• Continue the development of the Treasury and Capital markets function to embed effective processes and procedures that will support the delivery of our strategy whilst ensuring that risks are mitigated and managed within our risk appetite.
• Originate new sources of funding, leveraging existing and new relationships to deliver creative solutions to optimise and diversify Amplifi’s funding position.
• Working collaboratively to contribute to a well‑respected and valued Finance function and pro‑actively build relationships within the wider Amplifi Group and key external stakeholders and delivering analysis to facilitate better strategic decision making.
• Ownership of ad hoc projects within the wider Finance team as part of the overall transformation agenda and to support the growth of the business.

Qualifications:

• Experience in a similar treasury or capital market’s role, ideally in a financial services organisation.
• Advanced financial modelling capabilities and ability to analyse and interpret large datasets.
• Strong project management skills, organised and able to prioritise multiple tasks to meet deadlines and to drive outcomes.
• Experience in securing funding through capital markets.
• Able to build strong relationships at all levels.
• Distils complexity and communicates simply through high quality analysis and Board level deliverables.
• Thrives in a fast‑paced environment and faces into ambiguity and change.
• Self‑starter with meticulous attention to detail and accuracy.

Education and training:

• Degree educated.
• ACA, ACCA, CIMA or ACT desirable.
• Advanced Excel, PowerPoint, Word.
• Understanding of SQL or Python desirable.

Benefits:

• Competitive salary.
• 25 days annual leave.
• Discount shopping.
• Private Health Cover via Bupa.
• Cycle‑to‑Work Scheme.
• Subsidised Nursery scheme.
• Hybrid working (2 days from home) [Canary Wharf office only].

Commitment: We are committed to equality of opportunity for all staff and applications from individuals are encouraged regardless of age, disability, sex, gender reassignment, sexual orientation, pregnancy and maternity, race, religion or belief and marriage and civil partnerships. Please note that all offers of employment are conditional on us obtaining satisfactory pre‑employment checks, including a DBS check, a credit check and employment references.