Portfolio Solutions - Class Underwriter

At Talbot and AIG, we are reimagining the way we help customers to manage risk. Join us as a Portfolio Solutions Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Talbot

Talbot operates within the Lloyd's Insurance Market through Syndicate 1183, Syndicate 2019, Syndicate 2478 and Syndicate 2479. Part of AIG since 2018, Talbot is committed to working with brokers and clients to deliver industry leading solutions. It is headquartered in London with offices in New York and Singapore with more than 350 employees. With an expert team of highly skilled and experienced underwriters and a balanced, geographically diverse portfolio of business, Talbot has earned a reputation as an industry leading insurance and reinsurance specialist. Talbot writes a diversified portfolio including Crisis Management, Energy, Financial Lines, Marine, Political Risk, Property, Transport and Terrorism. Drawing on our deep industry expertise, Talbot develops tailored insurance solutions that address clients' evolving and often unique needs.

How You Will Create an Impact

• Manage, assess, and underwrite business bound under Portfolio Solutions, ensuring all risks fall within approved underwriting authority levels and policy governance requirements.
• Conduct detailed pre‐bind Underwriting reviews, including exposure analysis to determine appetite fit, proposed Coverholder authority levels, underwriting guidelines, and adherence to Lloyd’s and internal AIG/Talbot standards.
• Provide ongoing oversight of individual facility and class performance including bordereaux reviews, Audit reviews, referrals, premium, claims, opportunities.
• Recommend adjustments, improvements, endorsements, or changes to underwriting authorities as part of continuous quality review processes.
• Contribute to portfolio strategy and product development by identifying performance trends and emerging risks within delegated segments.
• Support Business planning, with data-driven insights to help optimise the portfolio and improve profitability.
• Work directly with brokers, coverholders, and internal stakeholders to maintain high service levels and support profitable and sustainable delegated arrangements.

What You’ll Need to Succeed

• Experience in underwriting within a Lloyd’s or company market environment, ideally underwriting Binding authorities and/or Portfolio Solutions.
• Strong analytical skills to interpret risk level data, translate insights into underwriting decisions and make portfolio recommendations.
• Ability to maintain high‐quality underwriting files and documentation within the defined underwriting file structure.
• Understanding of underwriting governance, risk appetite frameworks, and file quality expectations, consistent with AIG underwriting policy standards.
• Ability to work cross‐functionally with underwriting, actuarial, operations, DA teams, finance and product leadership.
• Excellent communication and relationship‐management skills for engaging brokers, coverholders, internal CUOs, and governance teams.
• Proficiency in Excel, Power BI or similar analytical tools.
• A collaborative mindset and ability to thrive in a dynamic, growth‐oriented environment.
• Attention to detail and commitment to compliance with Lloyd’s, regulatory, and AIG/Talbot standards.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to Area: UW - Underwriting Talbot Underwriting Services Ltd (TS1)