Trade Credit Underwriter in London

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Trade Credit Underwriter to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

Make your mark in Trade Credit

Trade Credit Insurance allows clients to trade with confidence with their customers, safe in the knowledge they will get paid for the goods they sell on credit. The product can form part of a company’s risk management and potentially provide capital relief on borrowing costs.

How you will create an impact

We are currently recruiting a Trade Credit Underwriter to join our Middle Market team. The successful candidate will be responsible for promoting the AIG brand through broker engagement and assisting in new business and account management teams with onboarding functions, risk underwriting and general underwriting functions. The position commands a previous exposure to risk or commercial underwriting discipline, which includes buyer risk evaluation or commercial underwriting.

• Support growth in the Middle market book of business by retaining and growing a portfolio of clients.
• Work as part of the dual pen account management team with a portfolio of clients £10m - £200m turnover to deliver our unique technology platform and provide underwriting functions.
• Maintaining first class customer service experience in line with agreed service levels.
• Supporting New Business underwriters with the procurement and onboarding new policyholders.
• Credit analysis, Limit approval within predefined authorities.
• Keeping up to date with market, economic, sector and country news.
• Support the monitoring of the Mid Market book.
• Build and maintain strong relationships with brokers, intermediaries, and service providers to bring on new business.
• Establish a culture of underwriting excellence through improved underwriting decision making risk selection and data quality including through rigorous adherence to Underwriter Scorecard KPIs.
• Self-development utilizing available company resources to grow, including regulatory requirements.

What you’ll need to succeed

• Previous experience working in trade credit insurance is highly desirable.
• Understanding of commerce, economics, and accountancy.
• Credit analysis or commercial experience is beneficial (P&L, balance sheet, and cash flow understanding).
• Analytical skills to assess all sizes of companies in a wide range of business sectors, including ability to articulate results, credit risk assessment, problem solve and provide recommendations.
• Able to quickly grasp different technology platforms to support customers.
• Pro-active ‘team player’ who can deliver the team objective as well as individual goals.
• Ensure policies and risks remain compliant with AIG underwriting guidelines, audit requirements, processes, and procedures.
• Ability to build strong relationships based on integrity and trust.
• Proficient with Excel and Word.
• Previous experience with Salesforce beneficial.
• Good communication skills (written and verbal).
• Excellent customer service disciplines, problem solving mentality.
• Ability to self-manage, self-driven and desire to further develop.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

Enjoy benefits that take care of what matters

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

Reimagining insurance to make a bigger difference to the world

American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world’s most far-reaching property casualty networks. It is an exciting time to join us — across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.

Welcome to a culture of inclusion

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honoured that our drive for positive change has been recognised by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, colour, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to Area: UW - Underwriting AIG Europe S.A. (U.K. Branch) & American International Group UK Ltd.