Senior Credit Officer – Political Risk

At AIG, we are reimagining the way we help customers to manage risk. Join us as a Political Risk Credit Officer to play your part in that transformation. It’s an opportunity to grow your skills and experience as a valued member of the team.

AIG’s Credit Lines (Trade Credit, Trade Finance, and Political Risk) help Corporates (medium and large companies), from a wide variety of industry sectors and Financial Institutions, navigate the complexities of local and global business practices by offering non-payment credit insurance solutions.

We are looking for a motivated and detail-oriented Credit Officer to join our Credit Risk Team in London. This position is suited for professionals with a solid grounding in Political Risk credit analysis and financial assessment. You will contribute to evaluating buyer risks, supporting underwriting decisions, and helping maintain a high-quality credit portfolio.

Responsibilities:

• Credit Analysis
• Perform annual credit reviews and ORR (grade) recommendations for Structured Credit and Project Finance obligors within the PRG UK portfolio.
• Provide credit analysis across transactions of various Political Risk products and Trade Finance and contribute towards deal memos regarding Credit Risk.
• Establish limits on appetite as per obligor group to support specific transactions and provide general capacity.
• Execute approvals based on own authority to be delegated or present review results to internal authority holders.
• Perform obligor visits/calls as needed and participate on market presentations for Investors/Analysts.
• Participate on internal presentations of transactions covering Credit risk of obligor.
• Portfolio Management
• Ensure ORR coverage for all Buyer names in the assigned portfolio of Buyer groups.
• Ensure ORR aging is within Credit Lines and AIG Credit Policy Guidelines.
• Ensure max exposure limits are in place and in date for all obligor groups assigned to the managed portfolio.
• Ensure all approvals and related supporting materials are documented and saved within the appropriate credit management systems.
• Respond to ad-hoc exposure inquiries from Credit Lines or Enterprise Risk management.
• Respond to UW ad-hoc requests for credit appetite to specific renewals and/or new business opportunities in a time efficient manner.
• Team Collaboration
• Collaboration with the Heads of the Credit Lines business to support achievement of Credit Lines business objectives.
• Collaboration with PRG & TF Underwriters regarding PRG UK Portfolio obligors to obtain information required for the assessment.
• Collaboration with PRG & TF Underwriters regarding Structured Transactions.

What you’ll need to succeed:

• Minimum 10 years’ credit risk and transaction analysis experience developed within a leading bank, trade credit or equivalent organisation.
• Experience of using different market leading credit risk analysis techniques and tools.
• Understanding of Credit Lines products and their respective credit risk drivers and mitigants.
• Strong communication skills, written and oral, presentations.
• Organisational skills and project management.
• Ability to manage time pressure, deadlines and competing tasks/ prioritise on behalf of the credit officer team.
• Ability to handle a varied workload in a diverse and growing portfolio.
• Proven decision making skills.
• Interpersonal skills - team player with internal and external stakeholders/ clients.
• Multiple Languages helpful, ability to engage with diverse, global teams.
• Willingness to travel regionally is desirable.
• Business acumen.
• Ability to work in a changing environment.

At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.

At AIG, our people are our greatest asset. We know how important it is to protect and invest in what’s most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family.

We’re committed to creating a culture that truly respects and celebrates each other’s talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG’s greatest assets, and we are honoured that our drive for positive change has been recognised by numerous recent awards and accreditations.

AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories. AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.