At a Glance
- Tasks: Analyse data, optimise products, and support client interactions in a fast-paced environment.
- Company: Join a leading Open Banking payments provider within Global Merchant Services UK.
- Benefits: Gain valuable experience, develop analytical skills, and work with innovative teams.
- Other info: Dynamic role with opportunities for growth in a rapidly evolving market.
- Why this job: Be at the forefront of payments technology and make a real impact on product performance.
- Qualifications: Strong analytical skills, attention to detail, and effective communication are essential.
The predicted salary is between 35000 - 45000 € per year.
The Pay with Bank Transfer (PwBt) team is a high-growth business within Global Merchant Services UK, focused on becoming the leading Open Banking payments provider in the UK. We operate at the intersection of payments, technology, and commercial strategy, building and scaling a product in a rapidly evolving market. This role sits at the core of that effort. It combines analytical ownership, operational execution, and direct exposure to clients and commercial activity. The position is designed for someone who wants to understand how a payments product performs end-to-end, from data and operations through to client impact and revenue growth. This role is suited to someone looking to build a strong foundation across analytics, product, and commercial disciplines within a live, revenue-generating environment.
Responsibilities
- Analysis & insights: Own recurring and ad hoc reporting across merchant performance, transaction flows, and product usage. Identify trends, diagnose issues, and translate data into clear actions.
- Problem solving: Investigate operational and performance issues across the product lifecycle. Work cross-functionally to resolve root causes and improve outcomes.
- Product & performance optimisation: Identify gaps in user journeys, use cases, and merchant setups. Support initiatives that increase adoption, conversion, and transaction volume.
- Client exposure: Work alongside Client Managers and Sales teams to support merchant conversations. Contribute to performance reviews, provide insights, and help shape recommendations.
- Financial & invoicing operations: Support and maintain billing and invoicing processes, including tracking fees, revenue, and associated costs. Perform reconciliations, monitor variances, and ensure accuracy and timeliness of financial reporting inputs.
- Risk, controls & governance: Support the execution and maintenance of risk and control frameworks. Participate in control testing, maintain documentation and evidence, and support audit and governance requirements to ensure processes are compliant and robust.
- Market awareness: Build knowledge of Open Banking, payments trends, and competitor activity. Contribute insights to internal discussions on product direction.
Qualifications
- Strong analytical capability with the ability to work with data, identify patterns, and form clear conclusions.
- Structured thinking and attention to detail, with the ability to manage multiple workstreams simultaneously.
- Clear and confident communication, both written and verbal.
- Comfortable working in a fast-paced, evolving environment with changing priorities.
- Proactive approach to problem solving and ownership of outcomes.
- Ability to engage with stakeholders across product, sales, and client teams.
- Commercial awareness and interest in how products drive revenue and client value.
- University degree or relevant professional experience.
Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.
Analyst-Product Management employer: American Express
At American Express, we pride ourselves on being an exceptional employer, offering a dynamic work culture that fosters innovation and collaboration. As part of the Pay with Bank Transfer team, you'll have the opportunity to engage directly with clients and contribute to meaningful projects in the rapidly evolving Open Banking space, all while benefiting from robust professional development opportunities and a commitment to employee growth. Our London location provides a vibrant environment that encourages creativity and teamwork, making it an ideal place for those looking to build a rewarding career in product management.
StudySmarter Expert Advice🤫
We think this is how you could land Analyst-Product Management
✨Tip Number 1
Network like a pro! Reach out to people in the industry, attend events, and connect with potential colleagues on LinkedIn. We all know that sometimes it’s not just what you know, but who you know that can help you land that dream job.
✨Tip Number 2
Prepare for interviews by researching the company and its products. Understand their market position and be ready to discuss how your skills can contribute to their goals. We want you to shine, so practice common interview questions and have your own questions ready!
✨Tip Number 3
Showcase your analytical skills! Bring examples of how you've used data to drive decisions or improve processes in past roles. We love seeing candidates who can translate numbers into actionable insights, especially in a fast-paced environment like ours.
✨Tip Number 4
Don’t forget to apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team and contributing to our mission in the Open Banking space.
We think you need these skills to ace Analyst-Product Management
Some tips for your application 🫡
Tailor Your CV:Make sure your CV reflects the skills and experiences that align with the Analyst-Product Management role. Highlight your analytical capabilities and any relevant experience in payments or product management to catch our eye!
Craft a Compelling Cover Letter:Your cover letter is your chance to shine! Use it to explain why you're passionate about Open Banking and how your background makes you a great fit for our team. Be sure to mention specific projects or achievements that demonstrate your problem-solving skills.
Showcase Your Analytical Skills:Since this role is all about analysis, don’t shy away from showcasing your analytical prowess. Include examples of how you've used data to drive decisions or improve processes in previous roles. We love seeing numbers and results!
Apply Through Our Website:We encourage you to apply directly through our website. It’s the best way to ensure your application gets into the right hands. Plus, you’ll find all the details you need about the role and our company culture there!
How to prepare for a job interview at American Express
✨Know Your Numbers
As an Analyst in Product Management, you'll be dealing with a lot of data. Brush up on your analytical skills and be prepared to discuss how you've used data to drive decisions in the past. Think about specific examples where you identified trends or solved problems using data.
✨Understand Open Banking
Familiarise yourself with the Open Banking landscape and current trends in payments. This knowledge will not only impress your interviewers but also help you understand the context of the role better. Be ready to share your insights on how these trends could impact the company's product strategy.
✨Showcase Problem-Solving Skills
Prepare to discuss specific challenges you've faced in previous roles and how you approached solving them. Highlight your structured thinking and attention to detail, as these are crucial for identifying gaps in user journeys and optimising product performance.
✨Engage with Stakeholders
Since this role involves working closely with various teams, think about how you've successfully collaborated with different stakeholders in the past. Be ready to share examples of how you communicated insights and shaped recommendations that drove client value and revenue growth.
