Analyst - Advanced Lending Economics
Analyst - Advanced Lending Economics

Analyst - Advanced Lending Economics

London Full-Time 36000 - 60000 £ / year (est.) No home office possible
A

At a Glance

  • Tasks: Conduct strategic analysis to inform pricing strategies and identify revenue opportunities.
  • Company: Join American Express, a leader in innovation with a 175-year legacy of supporting customers and communities.
  • Benefits: Enjoy competitive salaries, flexible working options, and comprehensive health benefits for your well-being.
  • Why this job: Make an impact by shaping growth strategies and developing your skills in a supportive environment.
  • Qualifications: Strong analytical skills and a Bachelor's Degree are essential; proficiency in Hive and SQL is preferred.
  • Other info: This role offers hybrid working arrangements and generous parental leave policies.

The predicted salary is between 36000 - 60000 £ per year.

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, you'll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.

International Card Services (ICS) brings together our International Consumer and Small & Medium Size Enterprises (SME) issuing activities, as well as our Commercial Large Market sales and account development teams outside of the United States under a single organization to accelerate our growth.

How will you make an impact in this role?

  • Execute strategic analysis across International markets to inform Pricing strategies and identify revenue generating opportunities.
  • Partner with colleagues across markets and business units to address pricing challenges or evaluate promotional campaigns.
  • Work with multiple Business & Credit Risk partners to optimize Pricing and Line to drive profitable ADB and Revolve Rates.
  • Support Leadership and markets with delivery of new Pricing and Line capabilities and features.
  • Work with multiple business & technical teams to develop/optimize Pricing strategies across ICS markets to grow Lend revenue.
  • Conduct performance tracking of deployed initiatives and develop proposals for enhancements.
  • Execute quantitative analyses to diagnose, validate and inform drivers behind revolve rate trends.
  • Develop and maintain forecasting tools of key lending metrics to support business planning.

Minimum Qualifications:

  • Strong quantitative and analytics acumen to support decision-making rigor.
  • Demonstrates ability to utilize financial, credit bureau and behavioural data to develop business insights shaping growth strategies and initiatives.
  • Solid understanding of the economics of lending products and key levers of profitability.
  • Excellent verbal, written communication, and interpersonal skills.
  • Self-Starter with strong organizational skills.
  • Bachelor's Degree Required.

Preferred Qualifications:

  • Proficiency in Hive and SQL.

We back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones' physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:

  • Competitive base salaries.
  • Bonus incentives.
  • Support for financial well-being and retirement.
  • Comprehensive medical, dental, vision, life insurance, and disability benefits (depending on location).
  • Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need.
  • Generous paid parental leave policies (depending on your location).
  • Free access to global on-site wellness centers staffed with nurses and doctors (depending on location).
  • Free and confidential counseling support through our Healthy Minds program.
  • Career development and training opportunities.

Offer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.

Analyst - Advanced Lending Economics employer: American Express

American Express is an exceptional employer that prioritises the well-being and growth of its employees, offering a supportive work culture enriched by 175 years of innovation. With comprehensive benefits, flexible working arrangements, and abundant opportunities for career development, you will find your voice valued and your contributions impactful as part of Team Amex. Join us in shaping the future while enjoying a fulfilling work-life balance in a dynamic international environment.
A

Contact Detail:

American Express Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Analyst - Advanced Lending Economics

✨Tip Number 1

Familiarise yourself with the latest trends in lending economics and pricing strategies. Understanding how these elements impact revenue generation will help you engage in meaningful conversations during interviews.

✨Tip Number 2

Network with professionals in the finance and lending sectors, especially those who have experience with American Express or similar companies. This can provide you with insights into the company culture and expectations for the Analyst role.

✨Tip Number 3

Brush up on your SQL and Hive skills, as proficiency in these areas is preferred. Consider taking online courses or working on personal projects that allow you to demonstrate your analytical capabilities using these tools.

✨Tip Number 4

Prepare to discuss specific examples of how you've used quantitative analysis to drive business decisions in past roles. Highlighting your ability to turn data into actionable insights will set you apart from other candidates.

We think you need these skills to ace Analyst - Advanced Lending Economics

Quantitative Analysis
Financial Acumen
Data Analytics
SQL Proficiency
Hive Proficiency
Business Insight Development
Pricing Strategy Optimization
Performance Tracking
Forecasting Skills
Communication Skills
Interpersonal Skills
Organisational Skills
Self-Starter Attitude
Understanding of Lending Economics

Some tips for your application 🫡

Understand the Role: Before applying, make sure you fully understand the responsibilities and requirements of the Analyst - Advanced Lending Economics position. Tailor your application to highlight how your skills and experiences align with the job description.

Highlight Relevant Skills: Emphasise your strong quantitative and analytical skills in your CV and cover letter. Mention any experience with financial data analysis, credit bureau insights, or lending product economics that showcases your ability to support decision-making.

Craft a Compelling Cover Letter: Write a cover letter that not only outlines your qualifications but also demonstrates your enthusiasm for the role and the company. Discuss how you can contribute to American Express's goals and values, particularly in relation to pricing strategies and revenue generation.

Proofread Your Application: Before submitting, carefully proofread your CV and cover letter for any spelling or grammatical errors. A polished application reflects your attention to detail and professionalism, which are crucial for the Analyst role.

How to prepare for a job interview at American Express

✨Understand the Company Culture

Before your interview, take some time to research American Express's culture and values. Familiarise yourself with their commitment to innovation and customer support, as this will help you align your answers with what they value in their employees.

✨Showcase Your Analytical Skills

As an Analyst in Advanced Lending Economics, you'll need strong quantitative skills. Be prepared to discuss specific examples of how you've used data analysis to inform business decisions or strategies in your previous roles.

✨Prepare for Technical Questions

Given the preference for proficiency in Hive and SQL, brush up on these technical skills. Be ready to answer questions that test your knowledge and experience with these tools, as well as how you've applied them in real-world scenarios.

✨Demonstrate Communication Skills

Excellent verbal and written communication is crucial for this role. Practice articulating your thoughts clearly and concisely, and be prepared to explain complex analytical concepts in a way that is easy to understand for non-technical stakeholders.

Analyst - Advanced Lending Economics
American Express
A
Similar positions in other companies
UK’s top job board for Gen Z
discover-jobs-cta
Discover now
>