Global Financial Crimes Investigator in Belfast

This position is responsible for performing end‑to‑end investigations or investigation support functions of external financial crimes activities across one or more lines of business. Key responsibilities include conducting routine to complex investigations, including fraud committed by external parties, money laundering, or terrorist financing and acting as the liaison to law enforcement as required. The role will entail completing investigations while ensuring cases meet or exceed closure and quality metrics, reporting facts of the investigation to assist in identifying potential operational or compliance risks, and making recommendations to file Suspicious Activity Reports (SARs) in a timely and accurate manner for submission to regulators and/or law enforcement. The investigator may partner with Global Financial Crimes Risk Management, front‑line units or other stakeholders to resolve investigations. The investigator will maintain a working knowledge of relevant anti‑financial‑crimes laws, rules, and regulations, as well as an awareness of industry best practices.

Responsibilities

• Complete investigations while ensuring cases meet or exceed closure and quality metrics
• Submit SARs to regulators and/or law enforcement in a timely and accurate manner
• Report findings to senior stakeholders and assist in identifying operational or compliance risks; partner with Global Financial Crimes Management and/or Front Line Units to resolve investigations
• Perform quality control, training, communication, guidance, scenario development/enhancement, testing, and law‑enforcement liaison responsibilities in an investigative support role
• Manage a significant case inventory while prioritising cases based upon risk and/or management direction while adhering to department Service Level Agreements (SLAs)
• Perform research and analysis of transaction information, customer data, public records, social media platforms or other external research tools to aid in the investigation
• Prepare concise reporting that captures investigative details supporting decisions
• Recommend filing of SARs in a timely and accurate manner for submission to regulators and law enforcement across multiple jurisdictions
• Communicate with GFC Management, front‑line units or other internal stakeholders, and law enforcement to obtain additional information and documentation as needed
• Recommend appropriate follow‑up and possible account closure for customers exceeding the Bank’s risk tolerance; identify and elevate potential operational or compliance risks
• Accept other functions as requested by management

Required Qualifications

• Experience with AML, risk, or compliance and/or knowledge of financial crimes typologies
• Bachelor’s degree or equivalent work experience
• Proficiency in Microsoft Excel and data analysis

Desired Qualifications

• Additional technical/functional experience in financial services and/or related government entity
• ACAMS certification

Skills

• Coaching
• Fraud management
• Quality assurance
• Regulatory compliance
• Investigation management
• Policies, procedures, and guidelines management
• Risk management
• Issue management
• Reporting
• Written communications

Benefits of Working at Bank of America (UK)

• Private healthcare for you and your family
• Competitive pension plan, life assurance and group income protection cover if you become unable to work as a result of a disability or health reasons
• 20 days of backup childcare and 20 days of backup adult care per annum
• Choice of flexible benefits, including a wellbeing account, travel insurance, critical illness, etc.
• Access to a wellness fund for benefits
• Access to an emotional wellbeing helpline and virtual GP services
• Peppy App with 1:1 support and resources for health and wellbeing
• Access to gyms, exercise classes and wellbeing apps via Wellhub, including Headspace and Calm
• Ability to donate to charities through payroll with matching contributions
• Opportunities to give back, develop new skills and volunteer locally

Equal Employment Opportunity Statement

We are an equal‑opportunity employer and ensure that no applicant is subject to less favourable treatment on the grounds of sex, gender identity or gender reassignment, marital or civil partner status, race, religious or similar philosophical belief, political opinion, colour, nationality, ethnic or national origins, age, sexual orientation, pregnancy or maternity, socio‑economic background, responsibility for dependants or physical or mental disability. The Bank selects candidates for interview based on their skills, qualifications and experience. We monitor the community background and sex of our job applicants and employees to demonstrate our commitment to promoting equality of opportunity in employment and to comply with our duties under the Fair Employment & Treatment (NI) Order 1998. We strive to ensure that our recruitment processes are accessible for all candidates and encourage any candidates to inform us about any adjustment requirements.