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- Tasks: Assess and approve asset finance proposals while managing credit lines and portfolio risk.
- Company: Join a supportive and inclusive finance team with a focus on collaboration.
- Benefits: Enjoy flexible working, generous pension, and 25 days annual leave.
- Why this job: Make impactful financial decisions and support business growth in a dynamic environment.
- Qualifications: 3+ years in asset finance or commercial lending with strong financial analysis skills.
- Other info: Career progression opportunities and international exposure through project work.
The predicted salary is between 36000 - 60000 £ per year.
We are seeking an experienced Finance Operations professional to join a team underwriting asset finance proposals, including large-scale leases and commercial credit for dealers and clients. This hands-on role offers the chance to work with complex credit lines, make impactful financial decisions, and support business growth. You’ll be part of a collaborative team that manages moderately complex to high-value credit applications — ranging from £80,000 to over £100 million — and plays a key role in supporting dealers, sales teams, and clients through the finance process.
Key Responsibilities
- Assess and approve/decline asset finance proposals, analysing financial statements, cash flow, balance sheets, and supporting documentation.
- Manage credit lines and portfolio risk, including personal guarantees and corporate accounts.
- Liaise with dealers and Area Sales Managers, providing guidance, clarifying queries, and building strong relationships.
- Oversee the workflow from point of sale to onboarding, including collaboration with internal teams and international risk functions.
- Mentor and support other team members, sharing expertise in credit assessment and operational finance.
- Participate in process improvements, helping to streamline operations and enhance efficiency.
About You
- 3+ years’ experience in asset finance, commercial lending, fleet finance, or corporate credit underwriting.
- Strong financial analysis skills.
- Comfortable working with large credit lines, leases, and complex financial structures.
- Experience with financial systems (ERP, Sage, SAP) and advanced Excel skills (pivot tables, VLOOKUP).
- Excellent communication skills to interact with dealers, clients, and colleagues across the business.
What’s on Offer
- Supportive, flexible, and inclusive working environment.
- Generous pension scheme.
- We Care employee assist benefit.
- Long service awards.
- Hybrid / flexible working.
- Hours of work are Monday - Friday 37.5 hours per week.
- Easy access and free parking.
- Career progression / international exposure through project work.
- Group Income Protection and Group Life Assurance and Death in Service benefits.
- 25 Days annual leave.
- Long service bonus holiday (+ opportunity to buy and sell holiday).
Ready to take ownership of finance operations and work with complex asset finance portfolios? Apply today and join a team that values expertise, collaboration, and real impact.
Credit Underwriter - Hybrid in Grantham employer: Ambitions Personnel
Contact Detail:
Ambitions Personnel Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter - Hybrid in Grantham
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance industry, especially those who work in asset finance or credit underwriting. A friendly chat can lead to insider info about job openings and even referrals.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you've assessed complex credit lines in the past. We want you to showcase your expertise and confidence!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation. It keeps you fresh in their minds and shows your enthusiasm for the role.
✨Tip Number 4
Apply through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our team and making an impact in finance operations.
We think you need these skills to ace Credit Underwriter - Hybrid in Grantham
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your 3+ years in asset finance or commercial lending, and don’t forget to showcase your financial analysis skills!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for the Credit Underwriter role. Mention specific experiences that relate to assessing credit proposals and managing risk.
Showcase Your Communication Skills: Since this role involves liaising with dealers and sales teams, make sure to highlight your excellent communication skills in your application. Give examples of how you've built strong relationships in previous roles.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process!
How to prepare for a job interview at Ambitions Personnel
✨Know Your Numbers
Brush up on your financial analysis skills before the interview. Be ready to discuss how you assess financial statements, cash flow, and balance sheets. Having specific examples from your past experience will show that you can handle the complexities of large credit lines.
✨Build Rapport with the Interviewers
Since this role involves liaising with dealers and sales teams, practice your communication skills. During the interview, engage with your interviewers by asking questions and showing genuine interest in their experiences. This will demonstrate your ability to build strong relationships.
✨Showcase Your Problem-Solving Skills
Prepare to discuss instances where you've improved processes or streamlined operations in your previous roles. Highlighting your ability to mentor others and share expertise will resonate well, as collaboration is key in this position.
✨Familiarise Yourself with Financial Systems
Make sure you're comfortable discussing financial systems like ERP, Sage, or SAP, as well as advanced Excel functions. Being able to talk about how you've used these tools in your work will give you an edge and show that you're ready to hit the ground running.
