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For Companies At a Glance
- Tasks: Assess and approve asset finance proposals while managing credit lines and portfolio risk.
- Company: Join a supportive and inclusive finance team with a focus on collaboration.
- Benefits: Enjoy flexible working, generous leave, and career progression opportunities.
- Why this job: Make impactful financial decisions and support business growth in a dynamic environment.
- Qualifications: 3 years' experience in asset finance or commercial lending with strong financial analysis skills.
- Other info: Mentor others and participate in process improvements for enhanced efficiency.
The predicted salary is between 36000 - 60000 £ per year.
Hours: Monday – Friday, 9:00 – 17:00
About the Role
We are seeking an experienced Finance Operations professional to join a team underwriting asset finance proposals, including large-scale leases and commercial credit for dealers and clients. This hands-on role offers the chance to work with complex credit lines, make impactful financial decisions, and support business growth. You’ll be part of a collaborative team that manages moderately complex to high-value credit applications — ranging from £80,000 to over £100 million — and plays a key role in supporting dealers, sales teams, and clients through the finance process.
Key Responsibilities
- Assess and approve/decline asset finance proposals, analysing financial statements, cash flow, balance sheets, and supporting documentation.
- Manage credit lines and portfolio risk, including personal guarantees and corporate accounts.
- Liaise with dealers and Area Sales Managers, providing guidance, clarifying queries, and building strong relationships.
- Oversee the workflow from point of sale to onboarding, including collaboration with internal teams and international risk functions.
- Mentor and support other team members, sharing expertise in credit assessment and operational finance.
- Participate in process improvements, helping to streamline operations and enhance efficiency.
About You
- 3 years’ experience in asset finance, commercial lending, fleet finance, or corporate credit underwriting.
- Strong financial analysis skills.
- Comfortable working with large credit lines, leases, and complex financial structures.
- Experience with financial systems (ERP, Sage, SAP) and advanced Excel skills (pivot tables, VLOOKUP).
- Excellent communication skills to interact with dealers, clients, and colleagues across the business.
What’s on Offer
- Supportive, flexible, and inclusive working environment
- Generous pension scheme
- We Care employee assist benefit
- Long service awards
- Hybrid / flexible working
- Hours of work are Monday - Friday 37.5 hours per week
- Easy access and free parking
- Career progression / international exposure through project work
- Group Income Protection and Group Life Assurance and Death in Service benefits
- 25 Days annual leave
- Long service bonus holiday (opportunity to buy and sell holiday)
Ready to take ownership of finance operations and work with complex asset finance portfolios? Apply today and join a team that values expertise, collaboration, and real impact.
Locations
Credit Underwriter - Hybrid in Grantham, Lincolnshire employer: Ambitions Personnel
Contact Detail:
Ambitions Personnel Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Credit Underwriter - Hybrid in Grantham, Lincolnshire
✨Tip Number 1
Network like a pro! Reach out to your connections in the finance world, especially those who work in asset finance or credit underwriting. A friendly chat can lead to insider info about job openings that aren’t even advertised yet.
✨Tip Number 2
Prepare for interviews by brushing up on your financial analysis skills. Be ready to discuss how you’ve assessed complex credit lines in the past. We want to see your expertise shine through!
✨Tip Number 3
Don’t underestimate the power of follow-ups! After an interview, drop a quick thank-you email to express your appreciation and reiterate your interest in the role. It shows you’re keen and professional.
✨Tip Number 4
Apply directly through our website! It’s the best way to ensure your application gets seen by the right people. Plus, it shows you’re genuinely interested in joining our awesome team.
We think you need these skills to ace Credit Underwriter - Hybrid in Grantham, Lincolnshire
Some tips for your application 🫡
Tailor Your CV: Make sure your CV reflects the skills and experience mentioned in the job description. Highlight your background in asset finance and any relevant financial analysis skills to catch our eye!
Craft a Compelling Cover Letter: Use your cover letter to tell us why you're the perfect fit for the Credit Underwriter role. Share specific examples of your experience with large credit lines and how you've made impactful financial decisions in the past.
Showcase Your Communication Skills: Since this role involves liaising with dealers and sales teams, make sure to demonstrate your excellent communication skills in your application. We want to see how you can build strong relationships and clarify queries effectively.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates during the process!
How to prepare for a job interview at Ambitions Personnel
✨Know Your Numbers
Brush up on your financial analysis skills before the interview. Be ready to discuss how you've assessed financial statements, cash flow, and balance sheets in past roles. This will show that you understand the complexities of credit underwriting.
✨Showcase Your Experience
Prepare specific examples from your 3+ years in asset finance or commercial lending. Highlight situations where you managed large credit lines or made impactful financial decisions. This will demonstrate your hands-on experience and ability to handle high-value applications.
✨Build Rapport
Since this role involves liaising with dealers and sales teams, practice your communication skills. Think of ways to build strong relationships and clarify queries effectively. Being personable can set you apart from other candidates.
✨Emphasise Team Collaboration
Be ready to discuss how you've mentored others or participated in process improvements. This shows that you value teamwork and are proactive about enhancing efficiency, which aligns with the collaborative nature of the role.
