Snr Risk Manager, Amazon B2B Payments

Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as we scale to be the most trusted B2B financial service solution provider across Amazon! The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.

B2B Payments team is looking for a Sr. Risk Manager to join the Credit Strategy and Operations team to manage the credit performance of the EU and UK Pay by Invoice portfolio. The successful candidate will be a thought leader who can help build and scale a best-in-class credit management program. The candidate will be responsible for managing the portfolio from a risk perspective to drive spend while staying within a target loss rate. In this role, the candidate will drive credit policy changes and procedures, inform automated decisions and monitoring systems and enable credit decisions based on the customer’s financials and credit worthiness. The ideal candidate should possess strong people and credit management skills, directly support continuous improvement initiatives, be highly analytical, resourceful, customer-focused and team oriented, with outstanding communication skills and the ability to build strong relationships with key stakeholders. This is a management role directly managing a team of risk managers; demonstrated success managing a team is a must.

Key Job Responsibilities

1. Developing credit strategies to profitably grow invoice financing portfolio with a balance of risk controls, proactive identification of emerging portfolio hot-spots.
2. Regularly evaluate and enhance growth and loss mitigation policies, and drive net-new initiatives for on-boarding, underwriting and exposure management.
3. Have a strong desire in innovating processes and exceed expectations in a dynamic, fast-paced environment, primarily driving innovation on behalf of small and large buyers alike.
4. Break down complex problems into smaller, simplified work streams.
5. Articulate to different audiences in both verbal and written communication.
6. Work in a fast-paced, highly demanding and often ambiguous environment, with strong attention to detail.

About the Team

Amazon Business provides easy access to hundreds of millions of products – everything from IT and lab equipment to education and food service supplies – as well as business-only selection and pricing. Amazon Business represents an incredible opportunity to address a vast new market segment and customer base. The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.

BASIC QUALIFICATIONS

• Bachelor’s degree or equivalent.
• Experience in compliance, audit or risk management.
• Knowledge of Microsoft Office products and applications at an advanced level.
• Working knowledge of SQL and/or other scripting languages such as SAS/Python/R.
• Knowledge of credit lifecycle including PD/LGD/EAD.

PREFERRED QUALIFICATIONS

• Project Management Professional (PMP) or equivalent certification.
• Experience leveraging technology and implementing lean principles / Six Sigma methodologies to drive process improvements or equivalent.
• Master’s degree or equivalent.

Amazon is an equal opportunities employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify and build. Protecting your privacy and the security of your data is a longstanding top priority for Amazon. Please consult our Privacy Notice ( to know more about how we collect, use and transfer the personal data of our candidates.

Amazon is committed to a diverse and inclusive workplace. Amazon is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status. Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.

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