At a Glance
- Tasks: Lead credit management for B2B Payments, driving strategy and risk controls.
- Company: Join Amazon's B2B Payments team, transforming financial services for small businesses.
- Benefits: Enjoy a dynamic work environment with opportunities for innovation and growth.
- Why this job: Make a real impact on small businesses while developing your leadership skills.
- Qualifications: Bachelor's degree required; experience in risk management and strong analytical skills preferred.
- Other info: Amazon values diversity and offers an inclusive workplace for all.
The predicted salary is between 43200 - 72000 £ per year.
DESCRIPTION
Do you like helping small businesses grow? Do you enjoy working across organizations and scaling programs? Come join us as we scale to be the most trusted B2B financial service solution provider across Amazon! The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.
B2B Payments team is looking for a Sr. Risk Manager to join the Credit Strategy and Operations team to manage the credit performance of the EU and UK Pay by Invoice portfolio. The successful candidate will be a thought leader who can help build and scale a best-in-class credit management program. The candidate will be responsible for managing the portfolio from a risk perspective to drive spend while staying within a target loss rate. In this role, the candidate will drive credit policy changes and procedures, inform automated decisions and monitoring systems and enable credit decisions based on the customer’s financials and credit worthiness. The ideal candidate should possess strong people and credit management skills, directly support continuous improvement initiatives, be highly analytical, resourceful, customer-focused and team-oriented, with outstanding communication skills and the ability to build strong relationships with key stakeholders. This is a management role directly managing a team of risk managers; demonstrated success managing a team is a must.
Key job responsibilities
- Developing credit strategies to profitably grow invoice financing portfolio with a balance of risk controls, proactive identification of emerging portfolio hot-spots.
- Regularly evaluate and enhance growth and loss mitigation policies, and drive net-new initiatives for onboarding, underwriting and exposure management.
- Have a strong desire to innovate processes and exceed expectations in a dynamic, fast-paced environment, primarily driving innovation on behalf of small and large buyers alike.
- Break down complex problems into smaller, simplified work streams.
- Articulate to different audiences in both verbal and written communication.
- Work in a fast-paced, highly demanding and often ambiguous environment, with strong attention to detail.
About the team
Amazon Business provides easy access to hundreds of millions of products – everything from IT and lab equipment to education and food service supplies – as well as business-only selection and pricing. Amazon Business represents an incredible opportunity to address a vast new market segment and customer base. The B2B Payments and Lending team provides invoicing, working capital and payment acceptance solutions to Amazon Business customers, sellers and other small business customers across Amazon. We are part of the global Consumer Payments organization, who aims to delight our customers by building payment experiences and financial services that are trusted, valued and easy to use from anywhere in any way.
BASIC QUALIFICATIONS
- Bachelor’s degree or equivalent.
- Experience in compliance, audit or risk management.
- Knowledge of Microsoft Office products and applications at an advanced level.
- Working knowledge of SQL and/or other scripting languages such as SAS/Python/R.
- Knowledge of credit lifecycle including PD/LGD/EAD.
PREFERRED QUALIFICATIONS
- Project Management Professional (PMP) or equivalent certification.
- Experience leveraging technology and implementing lean principles / Six Sigma methodologies to drive process improvements or equivalent.
- Master’s degree or equivalent.
Amazon is an equal opportunities employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We value your passion to discover, invent, simplify and build. Protecting your privacy and the security of your data is a longstanding top priority for Amazon. Please consult our Privacy Notice (here ) to know more about how we collect, use and transfer the personal data of our candidates.
Amazon is committed to a diverse and inclusive workplace. Amazon is an equal opportunity employer and does not discriminate on the basis of race, national origin, gender, gender identity, sexual orientation, protected veteran status, disability, age, or other legally protected status.
Our inclusive culture empowers Amazonians to deliver the best results for our customers. If you have a disability and need a workplace accommodation or adjustment during the application and hiring process, including support for the interview or onboarding process, please visit here for more information. If the country/region you’re applying in isn’t listed, please contact your Recruiting Partner.
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Snr Risk Manager, Amazon B2B Payments employer: Amazon UK
Contact Detail:
Amazon UK Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Snr Risk Manager, Amazon B2B Payments
✨Tip Number 1
Familiarize yourself with the specific credit management strategies used in B2B payments. Understanding how to balance risk and growth will be crucial in your role as a Sr. Risk Manager.
✨Tip Number 2
Highlight your experience in managing teams effectively. Since this role involves leading a team of risk managers, showcasing your leadership skills and past successes in team management will set you apart.
✨Tip Number 3
Demonstrate your analytical skills by discussing specific examples where you've successfully identified and mitigated risks in previous roles. This will show your capability to handle the complexities of the position.
✨Tip Number 4
Be prepared to discuss how you've leveraged technology to improve processes in your past work. Knowledge of SQL and scripting languages is a plus, so be ready to share relevant experiences.
We think you need these skills to ace Snr Risk Manager, Amazon B2B Payments
Some tips for your application 🫡
Understand the Role: Make sure to thoroughly read the job description for the Sr. Risk Manager position. Highlight key responsibilities and qualifications that resonate with your experience, especially in credit management and risk assessment.
Tailor Your CV: Customize your CV to reflect relevant experiences that align with the requirements of the role. Emphasize your background in compliance, audit, or risk management, and include any specific achievements related to credit strategy and team management.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for helping small businesses grow and your ability to innovate in a fast-paced environment. Use specific examples from your past work to demonstrate your analytical skills and experience in managing teams.
Highlight Technical Skills: Since the role requires knowledge of SQL and advanced Microsoft Office skills, make sure to mention your proficiency in these areas. If you have experience with scripting languages like SAS, Python, or R, be sure to include that as well.
How to prepare for a job interview at Amazon UK
✨Showcase Your Analytical Skills
As a Sr. Risk Manager, you'll need to demonstrate strong analytical abilities. Be prepared to discuss specific examples of how you've used data to drive credit policy changes or improve risk management processes in your previous roles.
✨Communicate Clearly and Effectively
Given the importance of communication in this role, practice articulating complex ideas in a simple manner. Prepare to explain your thought process behind credit strategies and how you would present these to different stakeholders.
✨Highlight Team Management Experience
Since this is a management position, be ready to share your experiences in leading teams. Discuss your leadership style, how you motivate your team, and any successful initiatives you've implemented to enhance team performance.
✨Demonstrate Innovation and Adaptability
The role requires a strong desire to innovate and adapt in a fast-paced environment. Prepare examples of how you've successfully driven process improvements or adapted strategies in response to changing market conditions.