At a Glance
- Tasks: Support transaction execution and analysis of receivables-backed programmes.
- Company: Dynamic credit investment platform based in Mayfair.
- Benefits: Competitive salary, performance-linked compensation, and hands-on experience.
- Why this job: Gain exposure to cross-border programmes and work with senior leadership.
- Qualifications: 3+ years in trade receivables securitisation and strong analytical skills.
- Other info: Collaborative environment with excellent growth opportunities.
The predicted salary is between 36000 - 60000 ÂŁ per year.
We are a growing credit investment platform specializing in structuring SPVs and acquiring financial assets from loan originators, corporates, and lessors across the UK, Spain, and Italy. We provide exposure to banks, asset managers, and institutional investors through bespoke trade receivables and structured credit programmes.
Based in Mayfair, we operate across consumer and SME segmentsâincluding trade receivables, BNPL, credit cards, SME loans, and equipment leasingâoffering a dynamic environment for talented professionals looking to develop deep assetâbacked financing expertise.
We are seeking a Senior Analyst with at least 3 years of experience in trade receivables securitisations or related structured finance roles. You will support transaction execution, due diligence, ongoing monitoring, and analysis of receivablesâbacked programmes. This position is ideal for someone with strong analytical capabilities and a solid understanding of trade receivables structures, credit risk, and securitisation mechanics.
Key Responsibilities- Assist in structuring trade receivables securitisation transactions and SPVâbased funding programmes
- Build and review cash flow models, dilution analyses, obligor concentration models, and stress scenarios
- Prepare transaction materials, including term sheets, IC memos, and data tapes
- Conduct detailed operational and credit due diligence on sellers, originators, and servicers
- Analyse receivables data (DSO, ageing, dilution, obligor quality, historic performance)
- Prepare DD reports and risk assessments for internal stakeholders
- Monitor performance of existing trade receivable programmes
- Review monthly servicer reports and performance triggers
- Track KPIs such as concentration limits, dilution ratios, defaults, and obligor exposures
- Prepare internal reporting and updates for investors and management
- Coordinate with external legal counsel on transaction documentation (receivables sale agreements, servicing agreements, facility docs)
- Review legal structures and help ensure correct implementation of eligibility criteria, triggers, and covenants
- Interact with sellers, originators, banks, asset managers, advisors, and service providers
- Support senior team members in managing multiâparty execution processes
- 3+ years' experience in trade receivables securitisation, ABS, working capital financing, or structured credit
- Strong understanding of trade receivables dynamics: obligor risk, dilution, ageing, collections, servicing
- High proficiency in Excel (modelling, data manipulation, scenario analysis)
- Experience reviewing loan tapes, receivables pools, or granular assetâlevel data
- Comfort working with legal documents and transaction mechanics
- Strong communication and organisational skills
- Ability to manage multiple workstreams and deadlines
- Prior exposure to B2B receivables, invoice financing, or working capital programmes is a plus
- Competitive salary and performanceâlinked compensation
- Handsâon experience across structuring, due diligence, and execution
- Exposure to crossâborder programmes in the UK, Spain, and Italy
- Opportunity to work directly with senior leadership and institutional investors
- A highâgrowth, collaborative environment based in Mayfair
Trade Receivables Senior Analyst in London employer: Aluna Partners
Contact Detail:
Aluna Partners Recruiting Team
StudySmarter Expert Advice đ¤Ť
We think this is how you could land Trade Receivables Senior Analyst in London
â¨Network Like a Pro
Get out there and connect with people in the industry! Attend networking events, join relevant LinkedIn groups, and donât be shy about reaching out to professionals in trade receivables. You never know who might have a lead on your dream job!
â¨Ace the Informational Interview
Set up informational interviews with folks already working in trade receivables or structured finance. This is your chance to learn more about the field and make a great impression. Plus, it could lead to job opportunities down the line!
â¨Show Off Your Skills
When you get that interview, be ready to showcase your analytical skills and understanding of trade receivables. Bring examples of your work, like cash flow models or due diligence reports, to demonstrate your expertise and how you can add value.
â¨Apply Through Our Website
Donât forget to apply directly through our website! Itâs the best way to ensure your application gets seen by the right people. Plus, we love seeing candidates who are proactive and engaged with our company.
We think you need these skills to ace Trade Receivables Senior Analyst in London
Some tips for your application đŤĄ
Tailor Your CV: Make sure your CV is tailored to the Trade Receivables Senior Analyst role. Highlight your experience in trade receivables, securitisation, and structured credit. We want to see how your skills match what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about this role and how your background makes you a perfect fit. We love seeing enthusiasm and a clear understanding of our business.
Showcase Your Analytical Skills: Since this role requires strong analytical capabilities, make sure to include examples of how you've used these skills in past roles. Whether it's building cash flow models or conducting due diligence, we want to know how youâve excelled!
Apply Through Our Website: Don't forget to apply through our website! Itâs the best way for us to receive your application and ensures youâre considered for the role. Plus, it shows youâre keen on joining our team at StudySmarter!
How to prepare for a job interview at Aluna Partners
â¨Know Your Numbers
As a Senior Analyst, you'll need to demonstrate your analytical prowess. Brush up on key metrics related to trade receivables, such as DSO, dilution ratios, and obligor quality. Be ready to discuss how these metrics impact securitisation transactions.
â¨Master the Legal Lingo
Familiarise yourself with the legal documents and transaction mechanics involved in trade receivables. Understanding terms like receivables sale agreements and servicing agreements will show that you're not just a numbers person but also grasp the legal framework.
â¨Showcase Your Excel Skills
Since high proficiency in Excel is a must, prepare to discuss your experience with modelling, data manipulation, and scenario analysis. Consider bringing examples of cash flow models or dilution analyses you've worked on to illustrate your capabilities.
â¨Engage with Real-World Scenarios
Be prepared to discuss real-world examples of trade receivables transactions you've been involved in. Highlight your role in due diligence, monitoring performance, and preparing reports. This will help interviewers see how you can contribute to their team.