At a Glance
- Tasks: Lead and execute asset-backed finance transactions while managing key stakeholders.
- Company: Fast-growing credit investment platform based in Mayfair, London.
- Benefits: Competitive salary, performance-based compensation, and hands-on experience from day one.
- Why this job: Join a dynamic team at the intersection of finance, technology, and credit risk.
- Qualifications: 3+ years in securitisation or structured credit with strong analytical skills.
- Other info: Collaborative environment with exposure to diverse asset classes across Europe.
The predicted salary is between 43200 - 72000 ÂŁ per year.
Location: Mayfair, London
Type: Full-time
Experience: 3+ years in Securitisation / Structured Credit
Sector: Consumer Finance, SME Loans, Leasing, BNPL, Credit Cards
About Us
We are a fast-growing credit investment platform specialising in structuring SPVs and purchasing financial assets from loan originators and lessors across the UK, Spain, and Italy. Our platform provides institutional exposure—primarily to banks and asset managers—through bespoke securitisation and structured credit solutions. Based in Mayfair, we operate at the intersection of finance, technology, and credit risk, offering a dynamic and hands‑on environment for ambitious professionals in the structured finance and asset‑backed lending space.
The Role
We are seeking a Senior Analyst in Asset‑Backed Finance with at least 3 years of securitisation experience gained at a bank, asset manager, credit fund, or advisory firm. You will play a key role in the full deal lifecycle—from origination and due diligence through structuring, execution, and ongoing portfolio monitoring.
Key Responsibilities
- Deal Structuring & Execution: Support the structuring and execution of SPV‑based transactions across consumer loans, SME loans, BNPL, credit cards, equipment leasing, and other asset classes. Build and review cash flow models, term sheets, and structural waterfall analyses. Lead workstreams during transaction execution, coordinating with internal and external parties.
- Due Diligence & Risk Assessment: Conduct detailed asset‑level and operational due diligence on loan originators and lessors. Assess underwriting policies, servicing capabilities, data integrity, and portfolio performance. Participate in onsite visits and prepare DD reports and risk assessments.
- Portfolio Monitoring: Monitor ongoing performance of purchased portfolios and underlying collateral. Assess servicer reporting, covenant compliance, and key performance indicators. Prepare internal portfolio reviews and investor reporting materials.
- Legal & Documentation: Work closely with external counsel to review transaction documentation (purchase agreements, servicing agreements, facility docs, etc.). Coordinate negotiations among originators, investors, and advisors to ensure timely execution.
- Stakeholder Management: Liaise with banks, asset managers, legal counsel, service providers, and senior management. Present analyses and investment materials to investment committees and partners.
Requirements
- 3+ years of securitisation / structured credit experience at a bank, credit fund, asset manager, or similar institution.
- Solid understanding of ABS structuring, SPVs, and credit risk analysis.
- Strong analytical and quantitative skills (Excel financial modelling required).
- Experience managing multiple deal workstreams and external stakeholders.
- Comfort working in a fast‑paced, entrepreneurial environment.
- Excellent communication, organisation, and problem‑solving abilities.
- Familiarity with consumer finance, SME lending, BNPL, credit cards, or leasing strongly preferred.
What We Offer
- Competitive salary and performance‑based compensation.
- Significant hands‑on transaction experience from day one.
- Exposure to a wide range of asset classes across the UK, Spain, and Italy.
- The opportunity to work directly with senior leadership and institutional investors.
- A collaborative, ambitious, and high‑impact work environment in Mayfair.
Asset-Backed Finance Senior Analyst employer: Aluna Partners
Contact Detail:
Aluna Partners Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Asset-Backed Finance Senior Analyst
✨Network Like a Pro
Get out there and connect with people in the industry! Attend finance meetups, webinars, or even casual coffee chats. You never know who might have the inside scoop on job openings or can put in a good word for you.
✨Show Off Your Skills
When you get the chance to chat with potential employers, make sure to highlight your experience in securitisation and structured credit. Share specific examples of deals you've worked on and how you contributed to their success—this will set you apart from the crowd!
✨Be Ready for Interviews
Prepare for interviews by brushing up on your technical knowledge and understanding of asset-backed finance. Practice common interview questions and think about how your skills align with the role. Confidence is key, so show them you mean business!
✨Apply Through Our Website
Don't forget to apply directly through our website! It shows you're genuinely interested in joining our team and gives you a better chance of getting noticed. Plus, we love seeing candidates who take that extra step!
We think you need these skills to ace Asset-Backed Finance Senior Analyst
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the role of Senior Analyst in Asset-Backed Finance. Highlight your 3+ years of experience in securitisation and structured credit, and don’t forget to mention any relevant projects or achievements that showcase your skills.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re passionate about asset-backed finance and how your background aligns with our mission at StudySmarter. Be specific about what excites you about the role and our company.
Showcase Your Analytical Skills: Since this role requires strong analytical and quantitative skills, make sure to include examples of your financial modelling experience. Whether it’s cash flow models or structural analyses, we want to see how you’ve applied these skills in real-world scenarios.
Apply Through Our Website: We encourage you to apply directly through our website. It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it shows you’re proactive and keen to join our team!
How to prepare for a job interview at Aluna Partners
✨Know Your Stuff
Make sure you brush up on your knowledge of securitisation and structured credit. Be ready to discuss specific asset classes like consumer loans, SME loans, and BNPL. Familiarity with cash flow models and SPV structuring will definitely give you an edge.
✨Showcase Your Analytical Skills
Prepare to demonstrate your analytical prowess during the interview. Bring examples of financial models you've built or deal workstreams you've managed. This is your chance to show how you can handle complex data and make informed decisions.
✨Communicate Clearly
Effective communication is key in this role. Practice explaining complex concepts in simple terms. You might be asked to present analyses or investment materials, so being articulate and confident will help you stand out.
✨Be Ready for Scenario Questions
Expect questions that put you in real-world scenarios related to due diligence and risk assessment. Think about how you would approach assessing underwriting policies or preparing DD reports. Showing your problem-solving skills in these situations will impress the interviewers.