At a Glance
- Tasks: Take ownership of underwriting deals and make key decisions in a fast-paced environment.
- Company: Fast-growing specialist property lender with a dynamic culture.
- Benefits: Competitive salary, career growth opportunities, and a chance to lead.
- Why this job: Join a high-impact team and work closely with brokers on exciting transactions.
- Qualifications: 2+ years in bridging or specialist property finance underwriting required.
- Other info: Opportunity to evolve into a leadership role as the business scales.
The predicted salary is between 48000 - 72000 £ per year.
A fast-growing, well-capitalised specialist property lender is looking to appoint a Senior Underwriter to join its expanding underwriting team. This is a high-impact role within a business that combines the agility of a private lender with the discipline of institutional-grade underwriting. The company operates across bridging, specialist and commercial property finance, funding a wide range of complex and time-sensitive transactions. If you enjoy autonomy, fast turnaround deals and working closely with brokers, this is a standout opportunity.
The role involves taking full ownership of deals from application through to completion, acting as the key decision-maker while delivering an exceptional service to brokers, solicitors and valuers. Key responsibilities include:
- Underwriting new bridging and specialist finance cases from start to finish
- Assessing risk throughout the life of each case and making commercially sound decisions
- Working closely with brokers, solicitors and valuers to progress transactions
- Requesting and managing funding for cases approaching completion
- Keeping internal teams updated on pipeline and case progress
- Continuously reviewing underwriting processes to improve efficiency and quality
- Managing deadlines, workflow and personal KPIs
- Contributing to the ongoing evolution of policy and risk framework
There is also scope for this role to grow into a leadership position, supporting or managing junior underwriters as the business continues to scale.
About you: You will already be working in bridging or specialist property finance underwriting and enjoy making decisions in a fast-paced, commercial environment. You will bring:
- Minimum 2 years’ experience underwriting bridging or specialist property finance
- Strong knowledge of risk, security, LTVs and deal structuring
- Excellent communication and relationship-building skills
- Confidence working directly with brokers and professional partners
- Strong organisation, attention to detail and time management
- Understanding of mortgage and regulatory requirements
- CeMAP qualification (preferred but not essential)
You’ll thrive in a business that is growing, evolving and moving quickly.
Senior Bridging Underwriter in Watford employer: Altius Recruitment
Contact Detail:
Altius Recruitment Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Senior Bridging Underwriter in Watford
✨Tip Number 1
Network like a pro! Reach out to industry contacts, attend events, and connect with brokers. Building relationships can open doors that applications alone can't.
✨Tip Number 2
Show off your expertise! When you get the chance to chat with potential employers, highlight your experience in bridging and specialist property finance. Make sure they know you're the decision-maker they need.
✨Tip Number 3
Be proactive! Follow up on your applications and express your enthusiasm for the role. A little persistence can go a long way in showing you're genuinely interested.
✨Tip Number 4
Apply through our website! We love seeing candidates who take the initiative to apply directly. It shows you're serious about joining our team and ready to dive into the fast-paced world of underwriting.
We think you need these skills to ace Senior Bridging Underwriter in Watford
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Senior Underwriter role. Highlight your experience in bridging and specialist property finance, and don’t forget to showcase your decision-making skills and ability to work with brokers.
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you’re the perfect fit for this fast-paced environment. Mention specific examples of how you've successfully managed deals and built relationships in your previous roles.
Showcase Your Achievements: When filling out your application, be sure to include any key achievements or projects that demonstrate your underwriting expertise. Numbers speak volumes, so if you’ve improved processes or hit KPIs, let us know!
Apply Through Our Website: We encourage you to apply through our website for a smoother process. It’s the best way for us to receive your application and ensures you don’t miss out on any important updates from our team.
How to prepare for a job interview at Altius Recruitment
✨Know Your Numbers
Make sure you brush up on your knowledge of risk assessment, LTVs, and deal structuring. Be prepared to discuss specific examples from your experience where you've successfully underwritten bridging or specialist finance cases.
✨Showcase Your Communication Skills
Since the role involves working closely with brokers, solicitors, and valuers, practice articulating how you've built relationships in the past. Think of scenarios where your communication made a difference in progressing transactions.
✨Demonstrate Your Decision-Making Ability
Prepare to discuss how you assess risk and make commercially sound decisions. Have a few case studies ready that highlight your thought process and the outcomes of your decisions.
✨Be Ready for Process Improvement Discussions
The company values efficiency and quality, so think about ways you've contributed to improving underwriting processes in your previous roles. Be ready to share ideas on how you can help evolve their policy and risk framework.