Underwriter - Buy to Let

Underwriter - Buy to Let

Full-Time 36000 - 60000 £ / year (est.)
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At a Glance

  • Tasks: Assess and approve buy-to-let mortgage applications while ensuring compliance and customer focus.
  • Company: Join a high-performing team known for excellence in lending decisions.
  • Benefits: Enjoy a competitive salary, bonuses, and flexible working options for work-life balance.
  • Why this job: Be part of a supportive culture that values innovation and teamwork, with growth opportunities.
  • Qualifications: Experience in buy-to-let underwriting and strong analytical skills are essential.
  • Other info: Mentorship opportunities available for junior team members.

The predicted salary is between 36000 - 60000 £ per year.

As a BTL Underwriter, you will play a critical role in ensuring that lending decisions are sound, compliant, and customer-focused. Working as part of a high-performing team, you will assess and approve complex buy-to-let mortgage applications, contributing to the company’s growth and reputation for excellence., * Assess and underwrite buy-to-let mortgage applications in line with the company’s credit policy and risk appetite.

  • Deliver timely and accurate lending decisions while maintaining high standards of compliance and customer service.

  • Work closely with brokers, solicitors, and internal teams to ensure smooth and efficient processing of cases.

  • Identify and mitigate risks, providing recommendations where appropriate.

  • Support the Head of Underwriting in refining policies, processes, and workflows.

  • Mentor and support junior members of the underwriting team.

This role is ideal for an experienced underwriter who is:

  • Experienced in buy-to-let underwriting or similar financial products.

  • Skilled in interpreting financial statements and assessing creditworthiness.

  • Detail-oriented with excellent analytical and decision-making abilities.

  • Adept at managing multiple priorities in a fast-paced environment.

  • A strong communicator who can build relationships with stakeholders at all levels., * Applications

  • Communicator

  • Compliance

  • Credit

  • Financial Services

  • Lending

  • Policy

  • Risk

  • Underwriting

  • High Standards

BTL Underwriter paying up to £60k basic salary plus bonus and generous wider benefits., * Competitive salary and benefits package.

  • Opportunities for professional growth and development.

  • A supportive, inclusive workplace culture that values innovation and teamwork.

  • Flexible working options to promote work-life balance.

Equal Opportunities

Underwriter - Buy to Let employer: Altius Recruitment

As a leading employer in the financial services sector, we offer a competitive salary of up to £60k plus bonuses and a generous benefits package that prioritizes your well-being. Our supportive and inclusive workplace culture fosters innovation and teamwork, providing ample opportunities for professional growth and development while promoting a healthy work-life balance through flexible working options.
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Contact Detail:

Altius Recruitment Recruiting Team

StudySmarter Expert Advice 🤫

We think this is how you could land Underwriter - Buy to Let

✨Tip Number 1

Familiarize yourself with the latest trends and regulations in buy-to-let underwriting. This knowledge will not only help you during interviews but also demonstrate your commitment to staying updated in a fast-paced industry.

✨Tip Number 2

Network with professionals in the financial services sector, especially those involved in underwriting. Attend industry events or join relevant online forums to build connections that could lead to referrals or insider information about job openings.

✨Tip Number 3

Prepare to discuss specific examples of how you've assessed creditworthiness and managed risks in previous roles. Being able to articulate your experience clearly will set you apart from other candidates.

✨Tip Number 4

Showcase your ability to work collaboratively by highlighting any past experiences where you successfully partnered with brokers, solicitors, or internal teams. This will align well with our emphasis on teamwork and customer service.

We think you need these skills to ace Underwriter - Buy to Let

Buy-to-Let Underwriting
Credit Assessment
Financial Statement Analysis
Risk Mitigation
Compliance Knowledge
Analytical Skills
Decision-Making Abilities
Attention to Detail
Stakeholder Communication
Relationship Building
Time Management
Team Collaboration
Mentoring Skills
Policy Development

Some tips for your application 🫡

Tailor Your CV: Make sure your CV highlights your experience in buy-to-let underwriting or similar financial products. Emphasize your skills in interpreting financial statements and assessing creditworthiness, as these are crucial for the role.

Craft a Strong Cover Letter: In your cover letter, express your passion for the role and the company. Mention specific examples of how you've delivered timely and accurate lending decisions in the past, and how you maintain high standards of compliance and customer service.

Showcase Your Analytical Skills: Provide examples in your application that demonstrate your analytical and decision-making abilities. Highlight situations where you've identified and mitigated risks, as this is a key responsibility of the position.

Highlight Team Collaboration: Since the role involves working closely with brokers, solicitors, and internal teams, mention any relevant experiences where you've successfully collaborated with various stakeholders to ensure smooth processing of cases.

How to prepare for a job interview at Altius Recruitment

✨Show Your Expertise in Buy-to-Let Underwriting

Make sure to highlight your experience with buy-to-let mortgage applications. Be prepared to discuss specific cases you've worked on and how you assessed creditworthiness, as this will demonstrate your understanding of the role.

✨Demonstrate Strong Analytical Skills

Prepare to showcase your analytical abilities by discussing how you interpret financial statements. You might be asked to analyze a sample case during the interview, so practice explaining your thought process clearly.

✨Emphasize Compliance and Risk Management

Since compliance is critical in this role, be ready to talk about how you ensure lending decisions align with company policies. Share examples of how you've identified and mitigated risks in past underwriting experiences.

✨Communicate Effectively with Stakeholders

Highlight your communication skills by sharing experiences where you successfully collaborated with brokers, solicitors, or internal teams. This will show that you can build relationships and work efficiently in a team-oriented environment.

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