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For Companies At a Glance
- Tasks: Lead the strategy and delivery of global payments for Altery, optimising payment processes.
- Company: Join Altery, a dynamic FinTech company shaping the future of banking and payments.
- Benefits: Enjoy flexible working arrangements, local perks, and a supportive team environment.
- Why this job: Make a tangible impact in a diverse team that values innovation and collaboration.
- Qualifications: 7+ years in payments/banking with expertise in regulated environments and product delivery.
- Other info: Hybrid or remote work options available; we value resilience and diverse perspectives.
The predicted salary is between 48000 - 84000 £ per year.
Overview
Product Manager (Banking and Global Payments) – Altery, Greater London, United Kingdom.
About Us: Are you passionate about FinTech and ready to make a tangible impact in a dynamic company where your decisions shape the future? Altery could be the next chapter in your professional journey. We’re hiring a Payments Product Owner to own the strategy and delivery of Altery’s core and global payments capabilities across Retail and Business. You’ll lead integrations with local and cross-border schemes, design and tune pricing levers, optimize unit economics with partners, and drive a data-led roadmap from Product Requirements Document to launch to scaled SLAs—working closely with Engineering, Operations, Treasury, Banking Infrastructure, Compliance, Finance, and Marketing.
What you’ll be doing:
- Own the end-to-end payments roadmap (Core Banking & Global Payments) for Altery Retail and Business—strategy, prioritization, PRDs, delivery, and outcomes.
- Multi-currency accounts & IBANs: deliver 15+ currencies with maximum dedicated/named IBAN coverage in EEA; design vIBAN orchestration, reconciliation, and ledger impacts.
- SEPA Direct Participation: lead business case and readiness (scheme compliance, liquidity/settlement), and land SCT/SCT Inst/SDD operating model.
- Alternative Payment Methods (APMs): evaluate, integrate, and scale top APMs for priority corridors; dual-source where sensible; optimize conversion and blended cost-per-payment.
- Local rails strategy & rollout: evaluate and prioritize country schemes (e.g., Bizum ES, Blik PL, FAST/EFT TR), validate hypotheses via lean pilots, then ship production integrations—navigating regulatory, technical, and operational constraints to deliver instant, reliable payments.
- Altery Friends (P2P): launch peer-to-peer pay-in-DM (add friend → pay) with robust dispute flows and delightful UX.
- SWIFT excellence: improve STP and transparency (ISO 20022/MT statuses), reduce repairs and delivery times, and build robust incident/post-mortem loops with Operations.
- Pricing & monetization architecture: own the rate card and pricing logic per corridor/product; define and tune levers. Implement routing & A/B tests, regulatory transparency, and margin guardrails.
- Revenue management & forecasting: model elasticity; approve price tests; monitor take rate and gross margin per txn; maintain margin floors and parity bands vs competitors; align with Finance on P&L and with Treasury on hedging/FX buffers.
- Treasury & liquidity / settlement operations: define cut-offs, pre-funding and nostro usage, settlement calendars, FX liquidity sourcing, and intraday monitoring to meet scheme SLAs and minimize cost of funds.
- Analytics & insight: build Metabase/SQL dashboards; define KPIs and counter-metrics; drive decisions from data and qualitative research.
What You’ll Bring To Us
- 7+ years building payments/banking products in regulated environments; hands-on with integrations and scaling operations.
- Expertise across SEPA (SCT/INST/SDD), SWIFT, local instant schemes, settlement/clearing, reconciliation, and payment investigations.
- Proven track record shipping payment integrations end-to-end and improving success rates, speed, and unit economics.
- Commercial & pricing experience: designed/operated pricing levers (fees, spreads, min/cap, speed tiers, allowances) and improved margin without harming growth.
- Data-driven (Metabase/SQL); structured problem-solving with crisp product writing and stakeholder comms.
- Cross-functional delivery with Engineering, Operations, Treasury, Compliance, Finance; excellent execution and prioritization.
- Strong product sense and UX craft for high-trust financial flows.
- Experience preparing or operating under direct scheme participation (e.g., SEPA), including liquidity, settlement, and SLA models.
- Familiarity with APMs and local schemes (e.g., Bizum, Blik, PIX, UPI, iDEAL) and the aggregator/vendor landscape.
- Exposure to owning pricing, FX/fees strategy, and unit-economics models with Finance & Treasury (hedging buffers, weekend spread policies).
- Worked on both Retail & Business payment journeys (onboarding, limits, entitlements, approvals).
What we offer
- Team and our Product: We are team players and we are passionate about our product and understand what we aim to achieve and the impact it will make.
- Growth Opportunities: You can influence and shape our story while advancing your career.
- Flexibility: We always listen to our people and can be flexible with arrangements.
- Hybrid or Remote Working: We don\\\’t expect you to be in the office every day.
- Local Market Perks: Insurance coverage, local perks, and beautiful offices.
Why to join us
We may not be perfect, but our strength lies in our resilience. Facing challenges with our expertise, positive attitude, and a supportive environment where everyone relies on one another gives us confidence in what we do. We empower our people to make decisions, explore, and experiment — micromanagement isn’t our style. We reward those who take on additional responsibilities and go the extra mile. We are proud of how diverse and unique we are. We thrive on diverse views, love learning from one another, and believe that our differences fuel our curiosity.
Senioriry level
- Mid-Senior level
Employment type
- Full-time
Job function
- Product Management and Marketing
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Product Manager (Banking and Global Payments) employer: Altery
Contact Detail:
Altery Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Product Manager (Banking and Global Payments)
✨Tip Number 1
Familiarise yourself with the latest trends in FinTech, especially in payments and banking. Understanding the competitive landscape and emerging technologies will help you engage in meaningful conversations during interviews.
✨Tip Number 2
Network with professionals in the payments sector. Attend industry events or webinars to connect with potential colleagues and learn about their experiences. This can provide valuable insights and may even lead to referrals.
✨Tip Number 3
Prepare to discuss specific payment integrations you've worked on. Be ready to share your successes and challenges, as well as how you improved unit economics and user experience in previous roles.
✨Tip Number 4
Showcase your data-driven decision-making skills. Be prepared to discuss how you've used analytics tools like Metabase or SQL to drive product strategy and improve outcomes in past projects.
We think you need these skills to ace Product Manager (Banking and Global Payments)
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in payments and banking products. Focus on your achievements in similar roles, especially those that demonstrate your ability to manage product roadmaps and integrations.
Craft a Compelling Cover Letter: Write a cover letter that showcases your passion for FinTech and your understanding of the role. Mention specific experiences that align with the job description, such as your expertise in SEPA or APMs, and how you can contribute to Altery's goals.
Highlight Data-Driven Achievements: Since the role requires a data-driven approach, include examples of how you've used data analytics to drive product decisions or improve performance metrics in previous positions. Mention tools like Metabase or SQL if applicable.
Showcase Cross-Functional Collaboration: Emphasise your experience working with various teams such as Engineering, Operations, and Compliance. Provide examples of successful projects where you collaborated across departments to achieve product goals.
How to prepare for a job interview at Altery
✨Showcase Your FinTech Passion
Make sure to express your enthusiasm for the FinTech industry during the interview. Share specific examples of how you've engaged with financial technologies in the past and how they inspire you to contribute to Altery's mission.
✨Demonstrate Cross-Functional Collaboration
Highlight your experience working with various teams such as Engineering, Operations, and Compliance. Be prepared to discuss how you’ve successfully navigated cross-functional projects and the impact of your contributions on product delivery.
✨Prepare for Technical Questions
Given the technical nature of the role, brush up on key payment systems like SEPA and SWIFT. Be ready to discuss your hands-on experience with integrations and scaling operations, as well as any challenges you've faced and how you overcame them.
✨Data-Driven Decision Making
Emphasise your ability to use data to drive decisions. Prepare to discuss how you've used tools like Metabase or SQL in previous roles to analyse performance metrics and inform product strategies, showcasing your analytical skills.