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- Tasks: Assist in managing relationships and identifying new business opportunities in structured real estate.
- Company: Dynamic bank focused on innovative finance solutions and relationship management.
- Benefits: Competitive salary, professional development, and a collaborative work environment.
- Why this job: Join a team where you can make a real impact in finance and build valuable relationships.
- Qualifications: Strong analytical skills and experience in finance or relationship management.
- Other info: Opportunity for career growth and to work with industry experts.
The predicted salary is between 36000 - 60000 £ per year.
Purpose of the role: Assist the Structured Real Estate team in achieving its finance targets and be a focal point in handling relationships for ‘owned’ cases and manage existing assigned relationships.
Key Responsibilities
- Assist Head of Structured Real Estate in identifying and analysing new opportunities ensuring delivery of business objectives.
- Generate new business in line with personal objectives and analyse new opportunities / deals and present the same to Credit Committees and oversee the drawdown process.
- Identify Watch triggers, EWIs and recommend robust, bespoke and innovative workout strategies whilst avoiding cost carrying issues.
- Prepare and submit quality credit proposals (new and enhancements) whilst ensuring adherence to credit policies.
- Conduct periodic annual reviews, and where required, prepare Watch submissions and review customer due diligence writeups.
- Undertake stress scenarios with forward looking cash modelling and demonstrate understanding of Risk Ranking tool, Pricing tool and PD model input.
- Responsible and accountable for the following:
- In Life Management of the allocated portfolio
- Discounted Stressed Cash flow modelling
- Non-Standard Conditions Precedent
- Proactively managing covenant compliance
Maintain a comprehensive knowledge of the Bank’s assets, liability and fee income products and a working knowledge of competitor products. Comply with the Bank’s risk procedures and criteria to ensure this area is managed according to company objectives along with adherence to the Credit Policies and the Bank’s Risk Management Framework. Work closely with Credit underwriting and other internal and external stakeholders to ensure Asset targets are achieved. Maintain relationships with key introducer networks to maximise sales opportunities. As per business requirements, cross-sell the Bank’s other products.
Relationship Manager employer: AlRayan Bank UK
Contact Detail:
AlRayan Bank UK Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Relationship Manager
✨Tip Number 1
Network like a pro! Get out there and connect with people in the industry. Attend events, join online forums, and don’t be shy to reach out on LinkedIn. Building relationships can open doors that a CV just can’t.
✨Tip Number 2
Prepare for interviews by researching the company and its culture. Understand their products and services, especially in structured real estate. This will help you tailor your answers and show you’re genuinely interested in the role.
✨Tip Number 3
Practice your pitch! Be ready to explain how your skills align with the job description. Highlight your experience in managing relationships and analysing opportunities, as these are key for a Relationship Manager.
✨Tip Number 4
Don’t forget to apply through our website! We’ve got loads of resources to help you along the way. Plus, it shows you’re keen on joining our team and makes it easier for us to spot your application.
We think you need these skills to ace Relationship Manager
Some tips for your application 🫡
Tailor Your CV: Make sure your CV is tailored to the Relationship Manager role. Highlight your experience in managing relationships and achieving finance targets, as these are key aspects of the job. We want to see how your skills align with what we're looking for!
Craft a Compelling Cover Letter: Your cover letter is your chance to shine! Use it to explain why you're passionate about the Structured Real Estate team and how you can contribute to our goals. Keep it engaging and personal – we love a bit of personality!
Showcase Your Analytical Skills: Since the role involves analysing new opportunities and preparing credit proposals, make sure to highlight any relevant analytical skills or experiences. We want to know how you approach problem-solving and decision-making!
Apply Through Our Website: Don't forget to apply through our website! It’s the best way for us to receive your application and ensures you’re considered for the role. Plus, it gives you a chance to explore more about StudySmarter and what we stand for!
How to prepare for a job interview at AlRayan Bank UK
✨Know Your Numbers
As a Relationship Manager, you'll need to be comfortable with financial metrics. Brush up on your knowledge of cash flow modelling and risk ranking tools. Be ready to discuss how you've used these in past roles or how you would apply them in this position.
✨Showcase Your Relationship Skills
This role is all about managing relationships, so come prepared with examples of how you've successfully built and maintained client relationships. Think about specific challenges you've faced and how you overcame them to strengthen those connections.
✨Understand the Market
Familiarise yourself with the bank's products and competitor offerings. During the interview, demonstrate your understanding of the current market landscape and how it impacts the Structured Real Estate team. This shows you're proactive and knowledgeable.
✨Prepare for Scenario Questions
Expect to tackle scenario-based questions that assess your problem-solving skills. Think through potential 'Watch triggers' and how you would recommend workout strategies. Practising these scenarios can help you articulate your thought process clearly during the interview.
