At a Glance
- Tasks: Assist in managing relationships and identifying new finance opportunities in real estate.
- Company: Dynamic bank focused on integrity and customer-first values.
- Benefits: Competitive salary, professional development, and a supportive team environment.
- Why this job: Join a team that values innovation and personal growth while making a real impact.
- Qualifications: Degree in finance or business, strong communication skills, and strategic thinking.
- Other info: Opportunity to work in a regulated environment with excellent career progression.
The predicted salary is between 36000 - 60000 £ per year.
Purpose of the role: Assist the Structured Real Estate team in achieving its finance targets and be a focal point in handling relationships for ‘owned’ cases and manage existing assigned relationships.
Key Responsibilities
- Assist Head of Structured Real Estate in identifying and analysing new opportunities ensuring delivery of business objectives.
- Generate new business in line with personal objectives and analyse new opportunities / deals and present the same to Credit Committees and oversee the drawdown process.
- Identify Watch triggers, EWIs and recommend robust, bespoke and innovative workout strategies whilst avoiding cost carrying issues.
- Prepare and submit quality credit proposals (new and enhancements) whilst ensuring adherence to credit policies.
- Conduct periodic annual reviews, and where required, prepare Watch submissions and review customer due diligence write-ups.
- Undertake stress scenarios with forward looking cash modelling and demonstrate understanding of Risk Ranking tool, Pricing tool and PD model input.
- Responsible and accountable for the following:
- In Life Management of the allocated portfolio
- Discounted Stressed Cash flow modelling
- Non-Standard Conditions Precedent
- Proactively managing covenant compliance
Qualifications & Experience
- Educated to degree standard in finance and business (or similar subject) or equivalent experience.
Knowledge & Skills
- Excellent oral and written communication, facilitation skills and ability to present confidently and to work effectively with staff and management at all levels.
- Assertiveness and the knowledge, strength and ability to discuss, explain and support a decision, or other role specific matters of a technical nature, to a range of audiences of varying seniority.
- Strategic thinker with the ability to diagnose and resolve issues and manage work from inception to completion, prioritising work effectively.
- Experience working in a regulated environment and knowledge of the regulatory framework.
- Familiarity with UK real estate finance industry and with regulations applicable to real estate finance.
Behavioural Competencies
You will be required to demonstrate our 1Team values and associated behaviours which are outlined below:
- Trusted to do the right thing. To act with total integrity. Put the customer first and stick to our promises.
- Empowered to own. To embrace change, take responsibility and ask for help when needed.
- Able to deliver. To draw on each other’s strengths and believe in ‘no blame’ and ‘no ego’s’. Show resilience.
- Motivated to succeed. To be passionate about our work. Look for opportunities to learn and grow and celebrate each other’s success.
Conduct
We expect staff to follow the standards required by our regulators. At all times:
- Act with integrity
- Act with due skill, care and diligence
- Be open and co-operative with regulators
- Pay due regard to the interests of customers and colleagues and treat them fairly
- Observe proper standards of market conduct
- Act to deliver good outcomes for retail customers
Relationship Manager in London employer: AlRayan Bank UK
Contact Detail:
AlRayan Bank UK Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land Relationship Manager in London
✨Network Like a Pro
Get out there and connect with people in the industry! Attend events, join online forums, and don’t be shy about reaching out to potential contacts on LinkedIn. Remember, it’s all about building those relationships that can lead to job opportunities.
✨Ace the Informational Interview
Set up informal chats with professionals in roles you’re interested in. This isn’t a job interview, but a chance to learn more about their experiences and get insider tips. Plus, it shows your genuine interest in the field!
✨Showcase Your Skills
When you get the chance to meet potential employers, make sure to highlight your relevant skills and experiences. Use specific examples from your past work that demonstrate how you can add value to their team. Be confident!
✨Apply Through Our Website
Don’t forget to check out our job listings on the StudySmarter website! Applying directly through us not only shows your enthusiasm but also gives you a better chance of being noticed by our hiring team. Let’s get you that dream job!
We think you need these skills to ace Relationship Manager in London
Some tips for your application 🫡
Tailor Your Application: Make sure to customise your CV and cover letter for the Relationship Manager role. Highlight your experience in finance and real estate, and show how your skills align with our objectives. We want to see how you can contribute to our team!
Showcase Your Communication Skills: Since excellent communication is key for this role, use your application to demonstrate your written skills. Be clear and concise, and don’t shy away from showing your personality. We love a bit of flair!
Highlight Relevant Experience: Focus on your past experiences that relate directly to the responsibilities listed in the job description. Whether it’s managing relationships or preparing credit proposals, we want to know how you’ve tackled similar challenges before.
Apply Through Our Website: We encourage you to submit your application through our website. It’s the best way for us to receive your details and ensures you’re considered for the role. Plus, it’s super easy – just follow the prompts!
How to prepare for a job interview at AlRayan Bank UK
✨Know Your Stuff
Make sure you brush up on your knowledge of the UK real estate finance industry. Understand the key regulations and be ready to discuss how they impact the role. This will show that you're not just interested in the job, but that you’re genuinely engaged with the sector.
✨Showcase Your Communication Skills
As a Relationship Manager, strong communication is key. Prepare examples of how you've effectively communicated complex information to different audiences. Practise articulating your thoughts clearly and confidently, as this will be crucial during your interview.
✨Demonstrate Strategic Thinking
Be ready to discuss how you approach problem-solving and decision-making. Think of specific instances where you’ve had to diagnose issues and implement solutions. This will highlight your ability to manage work from inception to completion, which is vital for this role.
✨Emphasise Teamwork and Integrity
The company values teamwork and integrity highly. Prepare to share examples of how you've worked collaboratively in the past and how you’ve upheld ethical standards in your professional life. This will resonate well with their 1Team values and show that you align with their culture.