At a Glance
- Tasks: Analyse credit portfolio data and present insights to stakeholders.
- Company: AIB is a leading bank in Ireland, committed to diversity and inclusion.
- Benefits: Enjoy hybrid working, variable pay, and family leave options.
- Why this job: Gain hands-on experience in a dynamic team with exposure to high-profile projects.
- Qualifications: Bachelor’s degree in Business or Economics; 3 years in financial services required.
- Other info: AIB values flexibility and offers a supportive work environment.
The predicted salary is between 36000 - 60000 £ per year.
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UK Credit Risk Management Analyst, London or Belfast
Location/Office Policy: 70 St Mary Axe, London or Ann Street, Belfast with Hybrid Working (2 days per week in office)
- Do you want to use data insight to drive better business decisions?
- Are you comfortable presenting ideas to technical and non-technical stakeholders?
- Are you looking for a hands-on role with a focus on problem solving and presentation?
What is the Role:
The UK Portfolio Management Unit (UK PMU) supports the AIB UK business strategy by providing timely analysis and MI related to the credit portfolio and driving forward looking analysis and insight.
This is a hands-on role that requires attention to detail and self-motivation, and will provide practical experience within our small team to a range of credit risk and strategic concepts. The role will give opportunities to work on high profile projects within the Bank and exposure to senior committees and stakeholders.
Key accountabilities;
- Communicating analytical findings to senior stakeholders effectively in both written and verbal form
- Analysing and interpreting credit portfolio data and external data, supporting a range of asset quality and performance monitoring activities (for example, to support ongoing enhancement of Early Warning Indicators)
- Can demonstrate a track record of delivery, and the willingness to learn from peers and apply previous experience and knowledge to bring forward looking and innovative thinking to the role
- Establishing collaborative relationships across UK and ROI functions to develop and deliver on reporting solutions on enterprise wide internal projects as the face of UK PMU and external regulatory reporting
- Interpreting complex data analysis requirements and leveraging the data warehouse or dashboards to identify and build appropriate solutions
What you Will Bring;
- A Bachelor’s degree in a Business, Economics or similar discipline
- Minimum of 3 years of experience with a financial services company
- Can demonstrate an understanding of risk management and familiarity with lending / credit risk principles and concepts
- Strong demonstrable ability to craft a story around data and contribute content towards senior committees and board/regulatory papers
- Strong communication (both written and verbal) and stakeholder management skills, including an ability to collaborate effectively with both technical and non-technical audiences to deliver high quality and well-controlled reporting solutions
- Strong demonstrable experience of manipulating data to draw insights by using various tools (Excel, Qlikview, Tableau, etc.) to analyse complex datasets, draw conclusions, and present insights/findings/solutions
- Knowledge of SQL/SAS/databases (automation, report generation, root cause analysis, writing complex queries) is advantageous but not essential
Why Work for AIB:
We are committed to offering our colleagues choice and flexibility in how we work and live and our hybrid working model enables our people to balance their time between working from home and their designated office, subject to their role, the needs of our customers and business requirements.
Some of our benefits include;
- Variable Pay
- Employee Assistance Programme
- Family leave options
Please click here for further information about AIB’s PACT – Our Commitment to You.
Key Capabilities:
- Customer First
- Ensures Accountability
- Communication
- Data Insight
If you are not sure about your suitability based on any aspects of the role advertised, we encourage you to please contact the Recruiter for this role, Noelle Ryan, at for a conversation.
AIB is an equal opportunities employer, and we pride ourselves on being the first bank in Ireland to receive the Investors in Diversity Gold Standard accreditation from the Irish Centre for Diversity. We are committed to providing reasonable accommodations for applicants and employees. Should you have a reasonable accommodation request please email the Talent Acquisition team at
Disclaimer:
Unsolicited CV’s sent to AIB by Recruitment Agencies will not be accepted for this position. AIB operates a direct sourcing model and where agency assistance is required, the Talent Acquisition team will engage directly with our recruitment partners.
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Application deadline : 15th July 2025 (just before midnight)
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UK Credit Risk Management Analyst, London or Belfast employer: Allied Irish Banks
Contact Detail:
Allied Irish Banks Recruiting Team
StudySmarter Expert Advice 🤫
We think this is how you could land UK Credit Risk Management Analyst, London or Belfast
✨Tip Number 1
Familiarise yourself with the key concepts of credit risk management and lending principles. This will not only help you understand the role better but also allow you to engage in meaningful conversations during interviews.
✨Tip Number 2
Brush up on your data analysis skills, particularly with tools like Excel, Qlikview, or Tableau. Being able to demonstrate your ability to manipulate and interpret complex datasets will set you apart from other candidates.
✨Tip Number 3
Practice presenting your analytical findings clearly and concisely. Since the role involves communicating with both technical and non-technical stakeholders, being able to craft a compelling narrative around your data is crucial.
✨Tip Number 4
Network with professionals in the financial services sector, especially those involved in credit risk management. Building relationships can provide insights into the industry and may even lead to referrals for the position.
We think you need these skills to ace UK Credit Risk Management Analyst, London or Belfast
Some tips for your application 🫡
Tailor Your CV: Make sure your CV highlights relevant experience in credit risk management and data analysis. Use specific examples that demonstrate your ability to communicate findings effectively to both technical and non-technical stakeholders.
Craft a Compelling Cover Letter: In your cover letter, express your enthusiasm for the role and the company. Mention how your background in financial services aligns with the key accountabilities of the position, particularly your experience with data manipulation and stakeholder management.
Showcase Your Analytical Skills: Provide concrete examples of how you've used tools like Excel, Qlikview, or Tableau to analyse complex datasets. Highlight any specific projects where your insights led to improved decision-making or reporting solutions.
Prepare for Potential Interviews: Think about how you would present your analytical findings to senior stakeholders. Be ready to discuss your approach to problem-solving and how you establish collaborative relationships across functions.
How to prepare for a job interview at Allied Irish Banks
✨Understand the Role
Make sure you have a clear understanding of the UK Credit Risk Management Analyst role. Familiarise yourself with key responsibilities such as analysing credit portfolio data and communicating findings to stakeholders. This will help you tailor your answers to demonstrate how your skills align with the job.
✨Showcase Your Data Skills
Be prepared to discuss your experience with data manipulation and analysis tools like Excel, Qlikview, or Tableau. Highlight specific examples where you've used these tools to draw insights from complex datasets, as this is crucial for the role.
✨Communicate Effectively
Since the role involves presenting ideas to both technical and non-technical audiences, practice articulating your thoughts clearly. Use examples from your past experiences to illustrate how you've successfully communicated analytical findings in previous roles.
✨Prepare for Scenario Questions
Expect scenario-based questions that assess your problem-solving abilities and stakeholder management skills. Think of situations where you've had to collaborate with different teams or manage conflicting priorities, and be ready to discuss how you handled them.